Factors that may help $XRP become an international payment method.

1. Speed and Transaction Costs:

Ripple has established the XRP Ledger, a blockchain that enables cross-border transactions with processing times of around 4 seconds and very low transaction fees (approximately 0.00001 USD). This seems feasible as many banks and financial institutions around the world have started to test and adopt Ripple's technology, such as Santander, UBS, and many other organizations.

2. Partnerships and Acceptance:

Ripple has expanded its partner network, including major banks and financial institutions. According to articles on X, there are positive signs that more and more banks, especially in Japan, intend to adopt XRP into their systems.

3. Legal Issues:

Another important factor is the ongoing lawsuit between Ripple and the SEC regarding whether XRP is considered a security. The outcome of this lawsuit could significantly affect the feasibility of XRP. If XRP is deemed a security, it may face more regulations and could be restricted from use on exchanges. However, there are signs that Ripple is gaining an advantage in this lawsuit, which could open up more opportunities for XRP.

4. Development and Innovation:

Ripple continuously develops and innovates, such as the introduction of RLUSD, a stablecoin pegged to the USD, which can add value to XRP and expand its applications. This development not only enhances liquidity but also could boost XRP's acceptance in financial transactions.

In your opinion, will $XRP achieve its goals?