Educate in just three points this hater of $XRP , I recommend informing yourself before reading people like this.
1. Non-linear demand and massive utility: The price of an asset does not depend solely on the total supply, but on its utility. XRP, being a comprehensive solution for cross-border payments and financial systems, could generate massive demand driven by banks and global institutions, greatly surpassing traditional market capitalization projections.
2. Decentralization of global capital: Market capitalization does not imply that $100 trillion in real capital is needed to reach that value; the market operates based on supply, demand, and speculation. Bitcoin, with a limited supply, has already reached considerable capitalization without absorbing so much global capital directly.
3. Institutional adoption and evolving regulation: As XRP gains greater acceptance among financial institutions and regulatory hurdles are resolved, its role could be crucial in the new global financial infrastructure, allowing for sustained and significant increases in its valuation.