Top Ten Points for Ensuring Fund Safety in OTC Withdrawals

1. Choose Large Platforms: When trading OTC, select well-known large platforms with advanced risk control and good guarantees. Merchants have high deposits, which can reduce the risk of dirty money, and they communicate well with regulators, allowing for quick and effective problem resolution.

2. Bank Card Management: It is recommended to use cards from China Merchants Bank or Bank of China, with separate cards for deposits and withdrawals. The withdrawal card should not be mixed with daily use cards. After withdrawal, funds should remain in the card for a period of time to facilitate tracing the flow of funds and reducing risks.

3. Choose Quality Merchants: On large platforms, select merchants with a high number of transactions and good reputations, such as OKEx diamond merchants or Binance shield merchants. Check their historical records before trading.

4. Avoid Illegal Activities: Steer clear of illegal activities such as pyramid schemes, Ponzi schemes, and money laundering to ensure that the source of USDT is legal and to safeguard trading security.

5. Control Trading Frequency: Withdraw large amounts infrequently to avoid frequent small transactions, which could lead to being misjudged for money laundering and account issues.

6. Choose Withdrawal Timing: Try to withdraw during business hours on weekdays (9 AM - 6 PM) and avoid nighttime to reduce the possibility of being investigated.

7. Transfer Remarks: Do not add remarks for deposits and withdrawals, especially related to cryptocurrency terms, to avoid regulatory scrutiny.

8. Be Cautious of High-Priced Purchases: Stay alert to high-priced purchases or low-priced sales of USDT, especially when dealing with unknown online contacts, to prevent fraud or involvement with dirty money.

9. Keep Transaction Records: Save bank card transaction records, merchant information, and screenshots of transaction order details, ensuring that they include time information. Be cautious with payment screenshots.

10. Use of WeChat and Alipay: For deposits, you can use small accounts of WeChat or Alipay. For withdrawals, avoid frequent small operations and use Huabei or Jiebei rationally for cash conversion and timely repayment.