Cash App, a popular app for instant money transfers and Bitcoin purchases, faces stiff competition in 2024. Among the top alternatives are Venmo, a similar service owned by PayPal, which offers free transfers from linked bank accounts and a debit card for spending Venmo balances. PayPal itself is also a strong contender, with over 190 million active accounts and a range of benefits including credit cards, rewards, and Bitcoin purchases.

Revolut, a London-based fintech company, offers a mobile app with a wide range of money management, payment, and investment services. However, its crypto features are not available in the U.S. N26, a Germany-based neobank, offers a fully-featured online banking platform for European users, including an integration with Bitpanda cryptocurrency exchange.

Zelle, a peer-to-peer payment solution integrated with multiple banking apps, allows users to send money across different banks. However, it lacks fraud protection and is only available in the U.S. Wise, an online platform supporting over 40 currencies, is ideal for international transfers.

Finally, Strike, a mobile payment app using the Bitcoin network, enables fast, cost-effective global transactions without intermediaries or fees. It has partnered with Shopify, allowing payments at millions of American online stores. Despite these alternatives, Cash App remains a robust platform, but users may find a competitor better suited to their needs.