The industry is now looking ahead to the July 1 commencement of the Artificial SuperIntelligence Alliance (ASI) merger between Fetch.ai (FET), SingularityNET (AGIX) and Ocean Protocol (OCEAN). In a bid to grant clarity to the community, Humayun Sheikh, the founder of Fetch.ai, has come out to clear the air regarding the role of the Coinbase exchange in the process.

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In an unusual move, Coinbase has come to disclose that it does not plan to support the tripartite token merger. Responding to this, Humayun noted that this will not be an issue, as centralized exchanges (CEXes) do not need to either list or relist FET. This, he noted, is because FET is already listed on these platforms.

$fet is ASI. $ocean and $agix are merging into $fet. CEXs don’t need to delist or relist $fet it is there already. If you hold $fet do nothing. We are working hard to resolve any issues please bear with us. Timeline has not changed. @coinbase has only announced that the swap will…

— Humayun (@HMsheikh4) June 27, 2024

Per the arrangement of the merger, the duo of AGIX and OCEAN will first be integrated into FET at a predefined ratio unveiled earlier. After this, FET will now metamorphose into an ASI token. To the Fetch.ai founder, the team has opened a dialogue with Coinbase and hopes to get some resolutions soon.

He pointed the community to the fact that, though Coinbase said its main exchange will not support the alliance, he noted that the trading platform has also confirmed that swaps from one of the tokens in the alliance to another will take place via its custodial wallets. Humayun noted that different trading platforms have their unique processes to support the ASI Alliance.

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Ultimately, Humayun noted that many exchanges are supporting the merger, and the process will continue as planned. The respective tokens are undergoing intense selling pressure at the moment, considering the uncertainty in the ecosystem.

At the time of writing, FET is down by 10.42% in 24 hours to $1.45, AGIX is down by 9.14% to $0.6118 and OCEAN has plunged by more than 9% to $0.6092.

🎉 Happy eCash Day! 🎉
Today we celebrate three amazing years since the eCash rebranding! 🥳Join us as we reflect on the incredible milestones and achievements we've made since the last eCash Day! 👇🏼
🎁 Staking Rewards Went Live 🚀

🔹 On November 15th, 2023, we marked a pivotal moment in the eCash journey with the successful launch of Staking Rewards for Avalanche enabled nodes! This novel approach has set eCash apart as a leading Bitcoin fork that includes staking rewards, a completely permissionless feature that has significantly boosted the network’s security and efficiency. In this period, the overall staked amount has skyrocketed from 69.4 billion XEC to an impressive 242 billion XEC, making it even harder for malicious actors to attack the network. In fact, the cost of attempting a double-spend on eCash now surpasses that of BTC. The number of nodes has also surged from 33 to 94, and the Avalanche Peers have increased from 19 to 73, and we are just getting started! 🔥
ℹ️ Learn more about XEC staking and requirements ➡️ https://e.cash/staking
👨🏻‍💻 IFP as Miner Policy
🔹 The infrastructure funding protocol has been turned into a miner policy. This means funding addresses can be changed in minor releases, and the new rule will be applied as soon as enough nodes upgrade to the new addresses, constituting a decentralized and independent self-funding mechanism subject to market forces.
⚛️ CashFusion Launched 🚀

🔹 We launched CashFusion (Opt-in Privacy) with stable liquidity marking a significant milestone in the eCash Usability Roadmap. ✅
ℹ️ Learn more: https://e.cash/blog/opt-in-privacy-a-cash-fusion-guide-for-ecash
🔎 Chronik Indexer Launched 🚀

🔹 With the release of Bitcoin ABC v0.29.0, the integration of the Chronik Indexer with the eCash node software was fully completed, marking a major achievement! 🔥 With the integrated Chronik indexer, eCash provides a robust indexing tool that is super fast, scalable, and secure. Developers can create their apps with ease, without having to deal with the usual limitations of third-party indexing software.
⤵️ Learn more: https://twitter.com/eCashOfficial/status/1775923219616174105
🎁 Block Reward Halving Completed ✅
🔹 The eCash network has completed its first-ever block reward halving! The block reward subsidy has been reduced from 6.25M XEC to 3.125M XEC as of block height 840,000. The yearly inflation rate is now at 0.83%.
eCash Network Upgrades: 2️ 🚀
👉🏼 https://e.cash/upgrade
Bitcoin ABC Releases: 2️8️ 🚀
👉🏼 https://bitcoinabc.org/releases/
Electrum ABC Wallet Releases: 8️ 🚀
👉🏼 https://bitcoinabc.org/electrum/
🆕 Cashtab Wallet Features & Improvements 🛠️
🖼️ Added support for Non-fungible Tokens (NFTs)
🖼️ Began development of eCash NFT marketplace - Agora
🔁 New ‘Swap’ feature allowing users to swap to/from XEC directly in Cashtab wallet using the integrated Sideshift.ai widget 🔥
📒 Released the "ecash-lib" library for transaction building. Available at https://npmjs.com/package/ecash-lib
⚙️🔄 Upgraded Chronik-client to auto-cycle in the event of server outage, increasing uptime and reliability
💳 Added support for BIP21 transactions, unlocking possibilities for diverse web app transactions and seamless web app integrations with Cashtab Wallet
♾️ Added support for minting eTokens with variable supply
🎁 Introduced Cachet token⭐️ rewards that can be used for unlocking exclusive wallet features
🎨 Misc. UI/UX Improvements
🆕 Ecosystem Apps ⚙️
1️. PayButton 🔳

🔹 On September 13, the GNC-funded the PayButton project was launched. This fantastic addition to the growing eCash ecosystem has made accepting XEC payments on the web even more convenient! 🔥🚀
⤵️ Learn more: https://twitter.com/eCashOfficial/status/1701782771893440664
2️. eCashStaking 🥩
🔹 Stake XEC and earn rewards without running a node!
👉🏼 https://ecashstaking.com
3️. eCash Holdings 🐋
🔹 Discover your XEC holding status!
👉🏼 https://ecash.holdings
4️. eCash Land 🏙️
🔹 Dive into a world where each click colors a pixel, turning the vast digital canvas into your playground!
👉🏼 https://ecash.land
5️. eCashStakingCalc 🔢🎁
🔹 Quickly estimate your XEC staking rewards profitability! 
👉🏼 https://ecashstakingcalc.com
6️. #eCashArmy Community Panel 🪖
👉🏼 https://www.ecash.army
7️. eCashChat.com 💬
🔹 Decentralized web3 messaging platform tailored for on-chain communications!
👉🏼 https://eCashChat.com
🆕 Integrations/Listings 🤝

🔹 Four prominent South Korean 🇰🇷 exchanges UPbit, Bithumb, Coinone, and Korbit started offering 1-confirmation XEC deposits, powered by Avalanche Post-Consensus on eCash! ⚡️🛡
👉🏼 https://scorecard.cash
📈 BinanceTR added a new trading pair for eCash: Turkish Lira TRY/XEC 🔥
👉🏼 https://www.binance.com/en/trade/XEC_TRY
📈 CoinEx exchange added a new trading pair for eCash: XEC/BTC 🔥
👉🏼 https://www.coinex.com/en/exchange/xec-btc
🛒 NOWPayments.io, a leading cryptocurrency payment gateway, integrated eCash, allowing merchants to accept eCash XEC payments seamlessly! 🔥
👉🏼 https://nowpayments.io/blog/ecash-announcement
🧑‍💻 NOWNodes integrated eCash and started offering eCash RPC Full Node as a service, providing an easy service for developers to build on eCash! 🦾🔥
👉🏼 https://nownodes.io/xec
✅ Bit2Me wallet integrated eCash XEC, offering users many options to buy eCash (XEC) conveniently! 🔥🚀👉🏼 https://bit2me.com/buy-ecash
✅ CoinRabbit listed eCash, allowing users to get instant crypto loans by borrowing against their XEC holdings! 🔥🚀
👉🏼 https://coinrabbit.io/
🔥 Coinsbee🐝 integrated eCash, enabling users to buy gift cards with XEC through NOWPayments.io's secure checkout! 🧧😍
👉🏼 https://www.coinsbee.com/en/
🔥 Trocador App listed XEC, allowing users to trade XEC and get access to virtual prepaid cards! 🚀
👉🏼 https://trocador.app/en/
💱 Sideshift.ai instant exchange listed eCash, enabling users to swap to/from XEC conveniently, without having to sign up! 🔥
👉🏼 https://sideshift.ai/btc/xec
🤝 Wirex listed eCash, allowing users to buy, deposit, or exchange XEC on Wirex and spend XEC in over 50M retailers in 200+ countries with the Wirex Card! 😍
👉🏼 https://wirexapp.com/
💱 CoinTR exchange listed eCash (XEC)! 🚀
👉🏼 https://www.cointr.pro/en-us/spot/XECUSDT
💱 KoinBX exchange lists eCash XEC! 🔥🚀
👉🏼 https://koinbx.com/trade/XEC-INR
💱 CEX.io exchange listed eCash (XEC)! 🔥🚀
👉🏼 https://trade.cex.io/spot/XEC-USDT
💱 Guardarian integrated eCash, offering a multitude of options to buy, sell, and swap eCash (XEC) with low fees, no sign-up required! 👌
👉🏼 https://guardarian.com/buy-xec
💱 Exchang - a non-custodial instant cryptocurrency exchange listed eCash (XEC)! 👌
👉🏼 https://exchang.io
🤝 3XPL block explorer integrated eCash! 🎉
👉🏼 https://3xpl.com/ecash
🤝 Chainspect app integrated eCash! 🔥
👉🏼 https://chainspect.app/chain/ecash
💫 Community Milestones
🥳 eCash secured 1st place 🏆 in the #BestOfTheRest Crypto 🪙 Tourney organized by @UltimateCrypto7
https://x.com/UltimateCrypto7/status/1788670811060277537
🎉 eCash is on 200K+ watchlists on CoinMarketCap
⭐ https://coinmarketcap.com/currencies/ecash/
🎉 eCash joined Binance Square ☑️
Follow 📲 https://www.binance.com/en/feed/profile/eCash
🎉 200+ blog posts on ProofofWriting.com
🎉 300k+ social media followers and counting 😉
And that's a wrap! 🎉
The journey of eCash and its innovative strides forward is a testament to the boundless energy and dedication of our global community. Your relentless enthusiasm has fueled every milestone we've reached! Keep the momentum going #eCashArmy! 🔥
Here's to celebrating another year of progress and prosperity ahead! 🥂🎉
Originally Published: https://e.cash/blog/ecash-day-2024-celebrating-three-years-of-e-cash-xec

ATTENTION FET HOLDERS!
As you might've heard, there's a big token merger happening today with Fetch.ai (FET), SingularityNET (AGIX), and Ocean Protocol (OCEAN) coming together to form the Artificial Superintelligence Alliance (ASI). 

Confused? Don't worry, I'll break it down for you.
What is the ASI Token Merger?

The ASI token merger represents a groundbreaking collaboration between Fetch.ai, Ocean Protocol, and SingularityNET. This ambitious undertaking aims to establish a powerful, unified ecosystem for decentralized artificial intelligence (decentralized AI). Under the ASI banner, these three leading forces will spearhead the future of AI development.
Stay ahead of the curve for Phase I and II of the ASI project! Follow "TheLuWizz" (@theluwizz) on Substack for exclusive updates and important scam alerts to protect yourself. This free subscription delivers valuable info straight to your inbox.
The Merger Process: A Two-Phase Approach
The ASI token merger will unfold in two distinct phases:

Phase I: Consolidation and Rebranding (July 1st, 2024)

Phrase 1 is happening today! This phase will focus on merging AGIX (SingularityNET) and OCEAN (Ocean Protocol) tokens into FET (Fetch.ai) on the Ethereum blockchain. 

If you're an exchange user in Binance, your AGIX and OCEAN holdings will be automatically converted to FET at the designated ratios (1 AGIX = 0.433350 ASI, 1 OCEAN = 0.433226 ASI). 

For self-custody users, you can convert your AGIX and OCEAN tokens to FET using the official conversion portal on the SingularityDAO dApp. Detailed instructions and guides will be available.

During this phase, project logos and branding across platforms will also transition to reflect the Artificial Superintelligence Alliance.

No need to worry about switching wallets! The ASI token merger will work with all the popular software wallets (like MetaMask and Trust Wallet) and hardware wallets (like Ledger and Trezor) you already use.

Phase II: ASI Deployment and Network Upgrade (Mid-July Onwards)
In this phase, the focus will shift to transitioning from FET to ASI and upgrading the underlying network infrastructure for enhanced performance, security, and scalability. 

All users, including exchange and self-custody, will have access to a new migration process for converting remaining AGIX, OCEAN, and any existing FET tokens to ASI. The conversion ratios will remain the same as in Phase I. 

The Fetch.ai network will also undergo a scheduled upgrade, which may lead to brief network downtime and exchange disruptions. However, this process has been meticulously planned and tested to minimize the impact.

Want to prepare for Phase II? Follow me on Substack at TheLuWizz (@theluwizz) to receive exclusive Phase II onboarding and some important alerts so avoid getting scammed. Get these insights for FREE! Straight to your inbox.
Key Dates and Reminders
July 1st, 2024: Phase I kicks off with exchange delistings of AGIX and OCEAN, migration platform launch, and project rebranding.Conversion Window: The conversion window remains open for an extended period, so there's no pressure to convert immediately.Official Conversion Tools: Dedicated smart contracts will be the sole official methods for token conversion. Expect standard transaction fees but no additional conversion charges.Security Reminder: Never share your private information, including your seed phrase, during the conversion process.

This merger is a big leap forward for AI development. By joining forces, we're building a stronger future for this technology. 
Stay tuned for updates, and get ready to be a part of something groundbreaking!

A report of the top 10 centralized exchanges (CEX) by asset value revealed that 9 out of 10 recorded significant outflows in the past month. According to DefiLlama, only one centralized exchange platform, Bitfinex, recorded significant inflows of $208.51 million. 

Over the past month, many centralized exchange platforms have witnessed net withdrawals from their platforms. According to a detailed analysis by DefiLlamma, out of the top ten listed centralized exchanges (CEXs), only Bitfinex recorded net inflows in the past 30 days. The report analyzed the top centralized exchanges, with the exception of Coinbase. DefiLlama reportedly has no access to Coinbase data.

Also Read: Kraken Considers Delisting USDT in Response to New EU Regulations

Major cryptocurrencies have recorded a slowdown in their bullish momentum. For example, Bitcoin’s price reduced by 0.56% in the last 24 hours, according to Coinmarketcap data. The largest cryptocurrency has also recorded a 5.53% decline in the past week. The massive outflows from the top centralized exchanges by asset value range from $13.8 million on Crypto.com to $636.52 million on the OKX platform.

Top CEXs recorded major outflows in the last month

The DefiLlama data analysis of centralized exchanges ranges from May 12th to June 11th. During this period, the OKX exchange platform recorded the highest outflows. According to the data, OKC registered a negative inflow of $636.52 million last month. The OKX CEX was closely followed by the Robinhood exchange, which recorded $430.27 million outflows during the same period.

DefiLlama Data on CEXs: Source DefiLlama

Bybit recorded the third largest outflow in the last 30 days, with $244.12 million. Kucoin and HTX also managed to record outflows above $100 million. According to DefiLlama’s data, the Kucoin exchange’s outflows were $146.08 million, while the HTX exchange recorded $139.77 million.

Bitstamp has a lower net outflow than the previously discussed exchanges. The data shows the exchange registered negative inflows of up to $106.27 million. The other exchanges on the list, Binance, Crypto.com, and Derbit, all recorded minor net outflows within the 30-day period.

Derbit recorded $38.85 million outflows in the same period, while Binance had $23.98 million in total outflows. Crypto.com recorded the least net outflows of the top ten crypto exchanges in the top ten list, with $13.8 million.

Interestingly, Bitfinex was the only cryptocurrency exchange among the top ten list with net inflows. The exchange recorded over $200 million in inflows in the last 30 days, for a total of $208.51 million.

Binance regains positive inflows in the last seven days

In the last seven days, however, many centralized exchanges have regained momentum, with Binance taking the resounding lead. The largest CEX by trading volume, Binance, recorded over $1 billion in inflows in the last seven days. The total inflows for Binance stand at $1.011 billion. Other CEXs that recorded positive inflows in the same period include HTX, Bitstamp, and Kucoin, with $47.89 million, $8.02 million, and $2.03 million, respectively.

Also Read: Binance tops Q2 2024 liquidity rankings among 43 exchanges

OKX recorded the highest outflows in the seven-day period, with $909.75 million. The platform’s net outflows are partially due to mounting security issues. The higher inflows on Binance could be due to crypto traders’ mass exodus from OKX.

Robinhood and Crypto.com also recorded net outflows of over $100 million in the last seven days. Bitfinex, Bybit, and Derbit recorded negative net inflows as well. However, the figures are below $100 million.

Considering the 30-day analysis by DefiLlama, it appears that many crypto investors were actively withdrawing from the CEXs. This behavior could be attributed to the market fear and greed index, which has been rising as many want to maximize profits during the bullish market.

 

Cryptopolitan reporting by Collins J. Okoth

AI and crypto combined could add a total of $20 trillion to the global economy by 2030, the report said.

Bitwise notes that bitcoin miners have all the resources that AI firms need.

Crypto and AI have the potential to intersect in other areas other than mining such as information validation and virtual assistants.

Artificial intelligence (AI) and crypto could add a combined $20 trillion to the global economy by 2030, asset manager Bitwise said in a report on Wednesday.

“The intersection of AI and crypto is going to be even bigger than people imagine,” senior crypto research analyst Juan Leon wrote, adding that the “two industries could add a collective $20 trillion to global gross domestic product (GDP) by 2030.”

“The race for AI supremacy is creating an unprecedented shortage of data centers, AI chips, and access to electricity,” Leon said, noting that the four largest cloud companies are predicted to spend about $200 billion on data center build-outs in 2025, mainly to service growing demand from AI companies.

Bitcoin {{BTC}} miners have all the resources that AI firms need, including powerful chips, hi-tech cooling systems and accompanying infrastructure, the report said, and CoreWeave’s takeover offer last week for miner Core Scientific (CORZ) is evidence of this demand. Core Scientific also announced the largest miner/AI partnership to date, with a $3.5 billion deal to host CoreWeaves’s AI related services. Bitwise notes that Hut 8 (HUT), Iris Energy (IREN) and other miners have also announced AI-hosting initiatives this year.

Crypto and AI have the potential to intersect in other areas other than just bitcoin mining and these include information validation and virtual assistants, the report added.

Read more: Bitcoin Miners With Attractive Power Contracts Are Potential M&A Targets, JPMorgan Says

Principais conclusões:Neste último fim de semana, o número de usuários registrados na Binance alcançou 200 milhões. O crescimento explosivo da nossa base de usuários reflete a taxa acelerada de adoção de ativos digitais e blockchain.Esse processo apresenta semelhanças significativas com ciclos passados de disrupção tecnológica, dos quais podemos aprender enquanto avançamos em direção ao marco de um bilhão.A blockchain e a Web3 já têm mais a mostrar em termos de uso e utilidade na vida real do que qualquer uma das tecnologias que mudaram paradigmas no passado em estágios igualmente iniciais de seu desenvolvimento.Semelhante aos ciclos anteriores, os incumbentes enfrentam uma escolha estratégica entre abraçar a inovação e arriscar a obsolescência.O número de usuários da Binance atingiu impressionantes 200 milhões de pessoas. Isso não só representa uma grande conquista para a nossa comunidade, mas também um evento significativo para toda a indústria de blockchain e um marco importante na história da inovação.Ao longo da história humana, a inovação tecnológica tem continuamente rompido indústrias estabelecidas e remodelado economias. Repetidamente, esse processo colocou os incumbentes, ou jogadores estabelecidos, contra os insurgentes, os entrantes inovadores. Um padrão comum é a indiferença inicial dos incumbentes à nova tecnologia, seguida por sua adoção gradual, o que força os hegemônicos a se adaptarem ou enfrentarem a obsolescência.Hoje, o surgimento da tecnologia blockchain e a transição do paradigma dominante da internet Web2 para Web3 representam a mais recente onda de disrupção. A história não se repete, mas muitas vezes rima, então há paralelos a serem observados e lições a serem aprendidas ao examinarmos como o ciclo atual de inovação liderado pela blockchain se compara aos eventos históricos. Enquanto celebramos nossos 200 milhões de usuários, onde estamos na iteração atual e qual é o lugar da Binance nela?Aceleração dos ciclos de disrupção tecnológicaO ritmo da inovação tecnológica tem acelerado a cada ciclo sucessivo. As primeiras faíscas da Revolução Industrial, iniciada na década de 1760 com a máquina a vapor, levaram muitas décadas para transformar indústrias de forma tangível. Os experimentos e invenções pioneiros no campo da pesquisa em eletricidade e engenharia elétrica nas primeiras décadas do século XIX só resultaram em eletrificação generalizada no início dos anos 1900.Avançando várias décadas, a internet revolucionou o mundo de forma mais rápida. Ainda assim, começando com a ARPANET nas décadas de 1960 e 1970, permaneceu no domínio de acadêmicos e entusiastas até o surgimento da World Wide Web (essencialmente, Web1) no início dos anos 1990, que catalisou a adoção em massa em escala global graças à camada de utilidade e acessibilidade que adicionou à infraestrutura existente da Internet. Depois disso, levou apenas alguns anos para a tecnologia transformar fundamentalmente a comunicação, o comércio e o entretenimento.Hoje, a blockchain e a Web3 estão avançando em um ritmo sem precedentes. O Bitcoin, introduzido em 2009, estabeleceu as bases para uma nova classe de ativos que captou a atenção global em menos de uma década. O tempo entre o surgimento da tecnologia e a ampla implementação de aplicativos acessíveis ao consumidor baseados nela tem sido notavelmente curto. Agora, milhões de pessoas ao redor do mundo usam ativos digitais para transferir valor online de forma eficiente, participar de atividades de finanças descentralizadas (DeFi) e se beneficiar de várias funcionalidades alimentadas por contratos inteligentes, desde arte digital até aplicativos autônomos descentralizados.Algumas pessoas permanecem céticas, argumentando que a utilidade no mundo real é lenta para se materializar. No entanto, se colocarmos as coisas em perspectiva histórica, blockchain e ativos digitais têm mais a mostrar – e em um tempo notavelmente menor – em termos de uso na vida real e geração de valor ao consumidor do que qualquer uma das tecnologias que mudaram paradigmas no passado. E ainda estamos muito no início do jogo, com um enorme potencial de crescimento e uma curva de adoção crescente que sugere que estamos caminhando com confiança em direção ao mainstream.Difusão da inovação em blockchainAcredito que o crescimento da base de usuários da Binance é um bom indicativo para demonstrar a natureza exponencial da adoção de ativos digitais.Lançada em julho de 2017, a Binance conquistou o status de maior plataforma de criptomoedas do mundo em volume de negociação em apenas seis meses. No entanto, foi apenas em maio de 2021 – quase quatro anos depois – que alcançamos a marca de 50 milhões de usuários. Os próximos cem milhões, passando de 50 milhões para 150 milhões, levaram bem menos tempo e foram alcançados em apenas 26 meses, em junho de 2023. Em seguida, levamos menos de um ano para ultrapassar o limite de 200 milhões.Sempre que olho para essa curva, a clássica teoria da difusão da inovação de Everett Rogers vem à mente. Segundo a teoria, a difusão é o processo pelo qual uma inovação é comunicada ao longo do tempo entre os participantes de um sistema social em uma sequência de estágios: conhecimento, persuasão, decisão, implementação e confirmação.As pessoas progridem por esses estágios em ritmos diferentes, resultando em tempos de adoção variados. Rogers categoriza os adotantes em cinco grupos com base na prontidão para abraçar novas tecnologias: inovadores (aproximadamente 2,5%), primeiros adeptos (13,5%), maioria inicial (34%), maioria tardia (34%) e retardatários (16%). Os inovadores são os primeiros a adotar e estão dispostos a correr riscos, seguidos pelos primeiros adeptos, que muitas vezes são líderes de opinião estimulando ainda mais a adoção.Mesmo que todos os usuários de criptomoedas fossem usuários da Binance (o que claramente não é o caso), 200 milhões de pessoas já representam uma fatia ligeiramente maior da população global do que 2,5%. Na realidade, somos muito mais do que isso. De todas as formas, os inovadores já estão presentes, com os primeiros adeptos se juntando ao movimento em massa e espalhando a palavra enquanto avançamos em direção à maioria inicial – cujo advento, como alguns teóricos concluíram, marca o início da adoção em massa ou auto sustentada. Com uma curva tão íngreme, podemos chegar lá mais cedo do que pensamos.Cooptação ou obsolescênciaHistoricamente, incumbentes frequentemente desdenhavam de novas tecnologias e os insurgentes que as promoviam, apenas para depois reconhecer a utilidade e o valor das inovações. Quando Alexander Graham Bell inventou o telefone em 1876, as empresas de telégrafo mostraram pouco interesse, vendo-o como uma novidade estranha. No entanto, a capacidade do telefone de fornecer comunicação instantânea por voz logo demonstrou seu valor, levando à adoção generalizada. De maneira semelhante, os computadores pessoais foram inicialmente vistos em grande parte como brinquedos para entusiastas, com ceticismo generalizado sobre sua utilidade. No entanto, a ascensão dos softwares de produtividade e da Internet transformou os PCs em ferramentas essenciais para uso empresarial e pessoal.Na era atual, a tecnologia blockchain enfrentou ceticismo inicial por parte das instituições financeiras tradicionais. No entanto, sua proposta de valor única – desintermediação, transparência e segurança – tem impulsionado a crescente adoção, tanto por usuários individuais quanto por empresas.Quando uma nova tecnologia prova seu valor, os incumbentes enfrentam uma decisão crítica: adaptar-se ou tornar-se obsoletos. A transição de carruagens puxadas por cavalos para automóveis no início do século 20 forçou as empresas de carruagens a se adaptarem ou fecharem. De maneira semelhante, a ascensão da fotografia digital viu a Kodak falhar em se adaptar, levando ao seu declínio, enquanto empresas como Canon e Nikon prosperaram ao abraçar a nova tecnologia.Embora ainda existam detratores, muitos dos incumbentes de hoje escolheram se adaptar proativamente à onda de disrupção liderada pela blockchain, em vez de ignorá-la ou combatê-la. Gigantes financeiros como BlackRock e Fidelity, liderando a recente corrida por ETFs de bitcoin à vista, são talvez o exemplo mais vívido. Muitos outros grandes players em seus respectivos campos, de JP Morgan a IBM, estão explorando a tecnologia blockchain e integrando-a em suas operações para aumentar a eficiência e a segurança. Aqueles que falharem em se adaptar podem enfrentar a obsolescência à medida que sistemas descentralizados ganham proeminência. A atual revolução da blockchain espelha ciclos de inovação passados, onde incumbentes ou cooptam a nova tecnologia ou correm o risco de serem deixados para trás.À medida que as tecnologias blockchain e Web3 continuam a evoluir, os incumbentes devem reconhecer o potencial de disrupção e agir rapidamente para integrar essas inovações em seus processos. O futuro provavelmente verá uma mistura de cooptação e competição à medida que a blockchain remodela o panorama financeiro, bem como inúmeros outros setores. Se o ritmo de crescimento da comunidade Binance servir como indicação, esse futuro está prestes a se concretizar.