Digital Euro Receives Widespread Acceptance in Germany: Survey Shows

Bitcoinworld · 2024-06-05T11:13:07.000Z

A June 4 survey revealed that digital euro received widespread acceptance in Germany as Germans are receptive to the concept of a digital euro. However, the study also uncovered significant knowledge gaps among the general public regarding this proposed alternative payment method. This knowledge deficit underscores the need for more education and awareness. 50% of Respondents Are Open to Using “Digital Euro” A representative survey of 2,012 people conducted by forsa, a market research and opinion polling company, on behalf of the Deutsche Bundesbank revealed that 50% of respondents are open to using it as an additional payment option. Bundesbank survey says there is widespread acceptance of the digital euro among the general public BUT: maybe acceptance would not appear that significant if the sample were more representative and the fundamental "misunderstandings" that people have were taken into account… pic.twitter.com/zaFJJwfqDT — Nikolay Kolarov, CFA (@libertniko) June 4, 2024 The survey indicated that even those previously unfamiliar with the digital euro were open to this new means of payment. However, it also highlighted that only 41% of respondents had encountered information about it, while a majority (59%) remained unaware. One major concern that the respondents raised was privacy issues. This is similar to the issues plaguing China’s digital yuan (e-CNY), where Chinese workers convert CBDC to cash immediately after receiving them. More than three-quarters of the respondents view privacy protection as a top priority in the digital euro. Additionally, 59% emphasized the importance of the planned offline version of it, which aims to offer privacy protection similar to cash. However, privacy protection is a key focus in the current preparatory phase for the EU Central Bank Digital Currency (CBDC), scheduled until October 2025, when the governing council will decide whether to continue the euro project with further preparations. Deutsche Bundesbank President Joachim Nagel has stated that the digital euro will likely launch by 2028 or 2029. He has also reassured future users about optimal privacy protection. He stated, “Eurosystem central banks have no interest in users’ data. The digital euro would protect people’s privacy far better, far more effectively than current commercial payment solutions.” Meanwhile, many respondents (72%) felt it was important for it to be based on a European infrastructure, ensuring independence from global political events or decisions. 15% Respondents Thought the Digital Euro Will Replace Cash The Deutsche Bundesbank survey found that some respondents who knew about the CBDC had wrong ideas about its use case. 15% of respondents thought the digital euro would replace cash, while 12% thought cash would be phased out with the introduction of it. However, Burkhard Balz, a member of the central bank’s Executive Board, debunked these notions, explaining that cash is a “fundamental” product of the bank and the Eurosystem central banks and will not be removed. It could be recalled that the European Central Bank (ECB) first introduced the digital euro in July 2021, aiming to develop a fast and secure electronic payment instrument that would complement the euro in its current forms, both as physical cash and in bank accounts. (THREAD) We have decided to launch a project to prepare for possibly issuing a digital euro. We will look at how a digital euro could be designed and distributed to everyone in the euro area, as well as the impact it would have https://t.co/KCf73qHOZ8 1/3 pic.twitter.com/eHvpFlH8sq — European Central Bank (@ecb) July 14, 2021 After a thorough two-year research into the design and distribution models for the digital euro, the ECB took a step forward on October 18, 2023, by entering the next phase to prepare for the issuance of it. Disclaimer: The information provided is not trading advice. Bitcoinworld.co.in holds no liability for any investments made based on the information provided on this page. We strongly recommend independent research and/or consultation with a qualified professional before making any investment decisions.

6月4日的一项调查显示，数字欧元在德国得到广泛接受，因为德国人能够接受数字欧元的概念。
然而，该研究还发现，公众对于这种拟议的替代支付方式存在巨大的知识差距。
这种知识缺乏凸显了需要更多的教育和认识。
50% 受访者愿意使用“数字欧元”
市场研究和民意调查公司forsa代表德意志联邦银行对2,012人进行了代表性调查，结果显示，50％的受访者愿意将其作为额外的支付方式。
德国央行调查显示数字欧元得到公众广泛接受
但是：如果样本更具代表性，并且考虑到人们的根本“误解”，那么接受度可能就不会显得那么重要了……pic.twitter.com/zaFJJwfqDT
— Nikolay Kolarov，CFA (@libertniko) 2024 年 6 月 4 日
调查显示，即使是那些以前不熟悉数字欧元的人也对这种新的支付方式持开放态度。
然而，调查也强调，只有 41% 的受访者遇到过有关信息，而大多数人（59%）仍然不知道。
受访者提出的一个主要担忧是隐私问题。这与困扰中国数字人民币（e-CNY）的问题类似，中国工人在收到 CBDC 后会立即将其兑换成现金。
超过四分之三的受访者认为隐私保护是数字欧元的首要任务。
此外，59% 的人强调了计划中的离线版本的重要性，该版本旨在提供类似于现金的隐私保护。
不过，隐私保护是欧盟央行数字货币（CBDC）当前准备阶段的重点，该计划预计持续到2025年10月，届时理事会将决定是否继续欧元项目并进行进一步的准备。
德意志联邦银行行长约阿希姆·纳格尔 (Joachim Nagel) 表示，数字欧元可能会在 2028 年或 2029 年推出。他还向未来的用户保证了最佳的隐私保护。
他说，
“欧元体系的中央银行对用户的数据不感兴趣。数字欧元将比当前的商业支付解决方案更好、更有效地保护人们的隐私。”
同时，许多受访者（72％）认为，以欧洲基础设施为基础非常重要，以确保不受全球政治事件或决策的影响。
15% 的受访者认为数字欧元将取代现金
德意志联邦银行的调查发现，一些了解CBDC的受访者对其用例存在错误的想法。
15%的受访者认为数字欧元将取代现金，而12%的受访者认为随着数字欧元的推出，现金将被逐步淘汰。
然而，央行执行委员会成员伯克哈德·巴尔茨 (Burkhard Balz) 驳斥了这些观点，他解释说，现金是银行和欧洲央行的“基本”产品，不会被取消。
回想一下，欧洲中央银行 (ECB) 于 2021 年 7 月首次推出数字欧元，旨在开发一种快速、安全的电子支付工具，以补充欧元的现有形式（无论是实物现金还是银行账户）。
(THREAD) 我们决定启动一个项目，为可能发行数字欧元做准备。我们将研究如何设计数字欧元并将其分发给欧元区的每个人，以及它将产生的影响 https://t.co/KCf73qHOZ8 1/3 pic.twitter.com/eHvpFlH8sq
— 欧洲央行(@ecb) 2021 年 7 月 14 日
在对数字欧元的设计和发行模型进行了两年的深入研究后，欧洲央行于2023年10月18日迈出了一步，进入了数字欧元发行准备的下一阶段。
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调查显示，数字欧元在德国获得广泛接受

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调查显示，数字欧元在德国获得广泛接受

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