Due to jurisdictional reasons, you will often receive dirty money when you use domestic cards to withdraw funds, and WeChat and Alipay are no exception. Generally, you will receive more money by selling virtual currencies, but there is almost no risk when buying. If you have an overseas account, it is basically very convenient to use an ATM card to spend locally. Here I will share a few accounts that are used by many people in the currency circle and can be opened directly in China. 1:wise is a platform that provides international remittance and transfer services. You can withdraw your PayPal balance to wise and then withdraw it to your bank card through wise. Wise will provide you with 5 bank accounts, including US dollars, New Zealand dollars, Euros, Australian dollars and British pounds, including support for remittance of RMB back to the country. Domestic thresholds only require a passport to open, it is very simple. 2: ifast bank is a British digital bank that supports domestic opening. The account opening documents only require ID card/passport + proof of address, and you need to record a video. Before, you had to have a video call with customer service, but now you can record a video. , to reduce the fear of opening due to social fear, and at the same time, it supports receiving funds after exchange from the exchange. It is very friendly to cryptocurrencies. When ifast recharges and transfers to wise, it is all in my own account, which is very safe. Three: Dupay or other platforms or cards that provide virtual cards or personal iban are convenient for depositing funds to wise#pepe #BTC #Ethereum(ETH) #安全出金 #

Why use your passport to bind your real name to WeChat? Is Alipay not enough?
Answer: WeChat has wider application scenarios and is many times more powerful than Alipay. Alipay cannot pay for individual merchant codes and can only aggregate codes, Alipay merchant codes, but WeChat can pay with just one code, even if you buy a sausage on the roadside. Yes, if you can use WeChat payment scenarios, you can basically use international cards to pay, such as Pinduoduo, Meituan, Ele.me, etc., so WeChat has a wide range of scenarios.

The real-name process is as follows:
Prepare a new WeChat, register it, go to the wallet to start real-name verification, select passport authentication when real-name, first change the nationality to the United States, and then upload the domestic passport, be sure to pay attention to the case of the document number! (I remember it takes 15 days to change it if you make a mistake. You can change it later!) Then upload the passport photo and take a photo, take it clearly, and then wait for the review after it is completed. You will be prompted for 1 to 3 days of review time. In fact, it can be completed in one or two hours. After you upload the passport, You can bind an international card immediately, but there may be risk control. Be sure to maintain v for a few days first. Don't just make large payments. Go to the canteen to buy some things. Keep your WeChat account almost there before trying large payments. This will is my suggestion. Then it depends on daily usage

I'll just briefly talk about it here and provide an idea for those who need it. Some exchanges support the conversion of virtual currencies into other legal currencies, such as Kraken, nexo, Advcash and so on. You can find a lot of these solutions on YouTube, but there is a certain handling fee. Just find a cheap one. It's better to withdraw money for free. This saves you a lot of money. Then you can transfer the money to your overseas bank account and then transfer it back to the country for loss, but it's safe. Safety first, right? This just provides an idea. Once you have the idea, the next operation will be very simple, right? #BTC #Ethereum(ETH)

The following are some of my personal opinions, for reference only. If there is anything that is not good, you can point it out, right? 1: How to return funds from overseas accounts when you open an overseas bank account. Generally speaking, you will Provide a card. That card is the key to returning funds to the country. Generally, it is used for withdrawing money, POS machine, WeChat Alipay payment code, aggregation code, online consumption, shopping, etc. Assuming that we use a wise card, we will transfer 10,000 yuan. Returning to China, this is a strategy I can think of: the way to return US$50,000: through cross-border remittance, transfer it back to the domestic bank account by paying a certain handling fee. For example, transfer US$10,000 RMB back to the domestic bank card. Then settling the foreign exchange, it's probably like this, there is a limit of 50,000, and there may be a review. In the worst case, whether the bank can get it into the account is a problem. Under normal circumstances, there seem to be relatively few people using this. wise solution: wise provides a way to transfer RMB to Alipay and WeChat, as well as bank cards. Switching to WeChat and Alipay also takes up 50,000 US dollars, and the same goes for bank cards. Alipay seems to only be able to accept 5 transactions per month, and WeChat each You can only collect 10 transactions per month. Alipay generally uses flash collections, which are credited to the bank card. (Currently, I heard that you can change the trial payment and that payment to receipt. It should be OK in the balance. , but WeChat will definitely not work), this is not the case with Alipay and WeChat. If you remit via WeChat, you will receive a text message. Just fill in the required information. Please note that there may be random checks and requests for information. It is recommended that you remit it. To get family members, you don't have to provide the tedious information. If you transfer it directly to a bank card, you don't need to provide it. But the issue of the limit is there. It depends on the demand. Wise plan 2: Wise provides physical cards and virtual cards. If the amount of funds is not large, for example, just a few hundred dollars, generally you can use the Wise card to spend less than 200 yuan with no handling fee. , do you think this is not enough? You can order takeout for less than 200. Even if you can spend more than 200, the handling fee may start to be expensive. First of all, the card is suitable for daily consumption. Secondly, this card can be cashed out. How to cash out That is, you pay 200 yuan each time to buy from the merchant. After several payments, you will basically have all the money, and there is no handling fee, right?At present, this method is only applicable to WeChat and Alipay. It is not clear at the moment. Some Alipay merchants may skip 3ds authentication for offline payment. This is a bit more troublesome. It is only applicable to the cash-out fee-free plan. Secondly, Wise physical cards can also be taken. Money, don’t forget, if you spend less than 200 pounds, there is no handling fee. If it exceeds 200 pounds, it seems to be 0.5 pounds plus 1.75% handling fee. This depends on the demand. Other strategies, u-card: There are many u-cards on the market, including Visa, MasterCard and UnionPay. The most common ones are the first two UnionPay ones. I have never seen them. But the cost is not big or small, but it is still a bit expensive. This one It just depends on the demand. Some of the UnionPay U cards provided in some videos I watched have a QR code that can be paid directly to the merchant. You can pay by scanning it. It is similar to the one with Alipay, but the handling fee may be a problem. It is necessary to make money. Find a way to save the handling fee and return the funds to the country in a legal way. If you write a single person here, there must be many people thinking why don't I just do c2c? Of course, but once the card is frozen, or WeChat Alipay is blocked Well, it’s very troublesome to deal with, right? #BTC #Ethereum(ETH) #出金安全

1: Suppose I hold both a passport and an ID card. Is it possible to use the passport for identity authentication first, and then use the ID card for address proof? Answer: I have not encountered this situation so far, but it should be feasible, after all, the address on the ID card is. It is also a type of address proof, so if you have the conditions to apply for a credit card, the address proof of the credit card is very good. 2: Does the first deposit activation require a deposit of 10 pounds or more than 20 pounds? Can I recharge directly through the exchange? Answer: There is no amount limit for the first deposit activation. Even if you deposit one pound, it will be counted. You cannot directly recharge through the exchange because you need to provide proof. You can also recharge directly if you can provide it, but this is not recommended. 3: How about the handling fee? At present, I have not paid attention to the handling fees related to international transfers. I only know that pound transfers are free and do not charge a dime of handling fees. However, other currencies may be charged. For details, please go to YouTube to find out for yourself. Go to wise related: 1: How to apply His card? Answer: You need to keep your account number for a few days after registration, change the region to the UK, that is, change the address, and then immediately apply for a physical card and a virtual card. After the application is completed, immediately change it back to China. You can find the transfer address to transfer the card. When I return to my country, I seem to have to pay for the card when I apply for it. There is a green card and a white card (physical card) that can apply for three virtual cards. After the application is completed, I will not be able to apply for the card again after I change back to my country. However, The original application can be used normally. 2: After I transferred several times, I was asked to provide proof? According to my experience in requiring information for previous transfers, generally speaking, the following information must be provided: If you are a student, please provide student certificate. If you do not have a student ID, generally only You need to submit domestic bank statements, as well as the software you use to deposit money into Wise. I guess generally everyone uses Dupay. Just provide the transfer certificate, and then state the reason clearly. If you are asked to prove the source of your funds, if you If you are working, just provide your pay stub or something. If you are a student, just provide proof of poverty allowance, grants or scholarships. In short, if you are asked to provide proof, just provide it directly. Please cherish your Wise account, this is still very useful. .3: What should I do if my domestic mobile phone number cannot receive the Wise registration verification code? In this case, it is recommended to wait for the text message. If not, please prepare a Hong Kong mobile phone number. If you use the Hong Kong mobile phone number temporarily, prepare a worry-free trip. For long-term use, please get a Hong Kong mobile phone number (physical). If you use it at the beginning If Wuyouxing provides you with a Hong Kong mobile phone number, you will need to hold your passport for verification when you change your mobile phone number. 4: Wise fees? Wise card cash withdrawal fees? Currency conversion fees? Let me talk about this part of what I know now. The first two withdrawals with Wise physical cards are free, as long as the amount does not exceed 200 pounds (it should be similar in other areas) ) After the free times are used up, it is 0.5 pounds + 1.75% (this also applies to free, 1.75% after the first two times exceeding 200 pounds, there is no 0.5 pounds) The currency conversion fee is charged based on the amount you convert, which is generally cheaper , based on visual inspection, I only charge a conversion fee of 0.1 pounds for my own 13 pounds, which can be converted into Singapore dollars or RMB wise. If I remit domestically through WeChat and Alipay, it seems that I will charge about 12 to 13 yuan to remit 100 yuan. If you remit 1,000 It’s the same. Miscellaneous: 1: WeChat and Alipay charging situation (binding international cards) Answer: If WeChat and Alipay are bound, as long as the amount does not exceed 200 yuan, the handling fee is free. The handling fee exceeding 200 yuan will be charged by Tencent. If the card you bind does not specify a currency, the bank may charge you a currency conversion fee. 2: Meituan, Ele.me, and Pinduoduo Taobao charging status (binding international cards) Answer: Meituan currently waives handling fees. I have tested Ele.me using Alipay when paying with bound international cards. There is no handling fee. I judge that it should be no more than about 200 yuan. For Pinduoduo and Taobao, a handling fee will be charged regardless of the consumption amount. If you have the idea of ​​​​shopping, it is recommended to bind WeChat or Alipay. It is highly recommended. Just bind it to WeChat and use it, it’s very fragrant. 3: WeChat currently cannot bind international cards to remind domestic real-name users that they cannot bind? Answer: Please re-register a WeChat account and go to the real-name store to use passport authentication. You can choose any country. Anyway, just upload your domestic passport when uploading. The review usually takes a few minutes. Yes, you can bind international cards after review. However, after you bind international cards, be sure not to bind a few more (because of Tencent’s risk control reasons). You may not be able to pay by then. You need to contact customer service to submit card certificates. Provide proof of virtual card or physical card, Wise virtual card binding, provide the virtual card page, reveal the card number, cover the date security code, and take screenshots of the transaction records, including the copy of WeChat payment.4: According to reliable information, ifast bank will launch a physical card. When is the specific date? Answer: Maybe it’s the first half or middle of the year. After all, their customer service said so. 5: Foreign exchange settlement restrictions? Answer: I only know part of it so far, so please forgive me for using Wise to remit money back to China. No matter you choose Alipay bank card or WeChat, it will occupy the US$50,000 limit. If you use the card provided by him or cash out, There is no such restriction. The same is true for ifast bank remittances back to the country. There is a limit of US$50,000. 6: Is this safe? Is this legal? Will these banks run away? Answer: It’s safe, don’t worry. It's also legal. No one is involved in any process. The tutorials mention some big exchanges. The same is true if you use Kraken and the like. I've never seen a bank run away, and Wise definitely doesn't. It won’t run, and neither will ifast. Don’t worry. At least this plan can guarantee that your normal consumption curve is basically nothing major. It’s basically just the handling fee, but it will pass if you tolerate it, and it is also very cheap. Yes, after all, people also need to eat. #BTC #Ethereum(ETH) #安全出金 #出金安全 #出金