There is some news in the property market. It is said that many banks can pay the principal after the interest.

Some real estate experts said this is a good thing. Uncle Peng laughed. At this time, paying the principal after the interest is not a good thing at all. Because paying the principal after the interest does not mean that you do not have to pay the principal and interest for 3 years. Paying the principal after the interest does not mean that you still have to pay the interest during these 3 years. Think about it, if you borrow 3 million yuan from a bank to buy a house, the annual mortgage interest rate is 3.5%. Now the bank allows you to pay the principal after the interest, you still have to pay the bank more than 100,000 yuan in interest every year. It does not mean that you can use the 3 million yuan for 3 years. After 3 years, your annual money will become the principal and interest at once, and you will have to pay more at that time. If this method was useful when the property market was hot in the past, it is useless now. So many people are worried about their income. You ask them to take on this debt, but they don’t have the courage to do so. So it is almost useless to expect this to pull up housing prices.