Odaily Planet Daily News Ethereum co-founder Vitalik Buterin posted on the X platform that in my opinion, insurance DAOs are underestimated. N people who are worried about similar risks pool their funds and agree to provide insurance for anyone who suffers from the risk. The symmetric model ensures that the imbalance of interests is smaller. If necessary, DAOs can still hire professional claims judges, but their incentives are fair and just because each participant does not know whether the beneficiary will be himself next time. Similar models have existed in the past and even still exist in some places today.