🚨 Celsius repayment crisis: users are worried about the $2.5 billion compensation plan!
📉 Celsius was once a world-renowned cryptocurrency lending platform, but everything has changed since it declared bankruptcy last year. Now, they have announced a plan to distribute $2.5 billion to 251,000 creditors, which sounds like good news, but the actual operation has caused headaches for users.
🤔 Currently, 93% of bankruptcy plans have been completed through Coinbase and PayPal, but there are still 121,000 creditors waiting for their repayments, with an average debt of about $1,500. However, this series of events also reflects many problems, such as missing information and complicated processes, which have put some users' debt repayment progress on hold again!
💭 At the same time, users' concerns are mainly concentrated in several aspects: delayed compensation, lack of transparency in the process, and dissatisfaction with the payment system (especially Coinbase). One user complained that he had been tortured by Coinbase's manual review for 9 months, and that a lot of documents had been sent and emails had fallen into the sea.
👀 However, despite the complaints on Reddit, the bankruptcy process may soon end, with only a small number of distributions still in progress.
🔎 Viewpoint analysis:
Although Celsius's compensation plan has made some progress, there are still a large number of creditors pending, which reflects that even in bankruptcy reorganization, the protection of creditors' interests is still challenging.
At the same time, users' dissatisfaction and concerns about the compensation process highlight the shortcomings of cryptocurrency platforms in transparency and user communication, which are crucial to building user trust.
Although using platforms such as Coinbase and PayPal for compensation sounds like an efficient solution, the complexity and process efficiency in actual operations indicate that there are still quite a few measures that need to be further optimized.
💬So, do you think users' concerns are reasonable? Is this phased compensation method appropriate?
👇 From transparency to process efficiency, in what aspects is Celsius's compensation plan still room for improvement? Tell us your opinion in the comments!