According to Odaily, ZeroLend has announced the launch of its whitepaper for ZeroLend One (v2). The whitepaper provides a comprehensive overview of ZeroLend One and its new features, including its motivations and basic technical details.
One of the key features of ZeroLend One is the permissionless lending pool. Users can create lending pools without the need for permission, supporting any chain and asset. This allows ZeroLend to expand the scale of borrowing and isolate risks to individual pools.
Another feature is the automated risk manager (ARM). To further expand risk management, v2 has introduced ARM. ARM is an automated contract that follows a set of rules to manage risk on a large scale. It can be driven by artificial intelligence or monitored by complex algorithms that track hundreds of variables.
Inspired by Uniswap v4, lending pools now introduce Liquidity Hooks, allowing pool creators to add custom logic to extend the functionality of standard lending pools.
Inspired by Liquity v2, fixed-rate lending is a similar concept that allows borrowers to determine their own interest rates, providing better flexibility and predictability in terms of cost.
Finally, users can now represent their lending positions as NFTs, improving the lending experience. They can also have multiple positions in each wallet, transfer positions, and even trade NFT positions on OpenSea.