TIPS IN BEAR MARKET

》Have a Long-Term Perspective: Remember your investment goals are typically long-term. A bear market is just a phase within that timeline. Stay focused on your objectives.

》Establish an Emergency Fund: Ensure you have a cash cushion to cover unexpected expenses so that you don't have to liquidate investments during a downturn.

》Remember the Power of Dollar-Cost  Averaging: Continue making regular contributions to your investments during a bear market. This practice can help you buy more shares at lower prices.

》Stay Committed: It's during difficult times that your commitment to a long-term investment strategy can make the most significant difference. Stick to your plan and avoid making hasty decisions.

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