Teresa Goody Guillén Joins the Running List for Chair of U.S. Securities Regulator

Teresa Goody Guillén has officially joined the running list for chair of the U.S. Securities and Exchange Commission (SEC). The move comes as the commission seeks new leadership to address challenges in the financial industry and increase transparency. Guillén, with her extensive experience in regulatory positions at financial agencies, is seen as a potential candidate to replace the current leader.

Guillén’s entry into the race is expected to create a diverse pool of candidates for this important position, especially at a time when the SEC is under pressure from both the government and investors. In addition to leading the SEC, she will be tasked with shaping policy in a rapidly changing financial landscape, including cryptocurrency regulation and investor protection. Her appointment is a significant step, reflecting the growing interest in leadership at securities regulators during times of economic uncertainty.

The 10 Most Valuable and Popular Cryptocurrencies Today

Below is a list of the 10 most valuable and popular cryptocurrencies today, based on market capitalization:

1. Bitcoin (BTC): Market capitalization 1.24 trillion USD. This is the first and most famous cryptocurrency, often seen as a store of value.

2. Ethereum (ETH): Market capitalization 371.13 billion USD. A blockchain platform that allows decentralized applications and smart contracts.

3. Tether (USDT): Market capitalization 107.77 billion USD. As a stablecoin, Tether maintains a stable value because it is backed by fiat currencies like USD.

4. Binance Coin (BNB): Market capitalization 81.21 billion USD. This coin is used for trading on the Binance exchange and for many other purposes.

5. Solana (SOL): Market capitalization 60.2 billion USD. Designed to support decentralized financial applications and has fast transaction speeds.

6. USD Coin (USDC): Market capitalization 32.54 billion USD. Also a stablecoin, backed by fiat currency assets.

7. XRP (XRP): Market capitalization 27.13 billion USD. Created by Ripple, XRP helps facilitate transactions between different currencies.

8. Dogecoin (DOGE): Market capitalization 22.1 billion USD. Originating from a meme, Dogecoin has become one of the most popular cryptocurrencies.

9. Toncoin (TON): Market capitalization 21.33 billion USD. This coin was developed from the Telegram messaging platform.

10. Cardano (ADA): Market capitalization 16.46 billion USD. Developed to execute smart contracts and has higher security than other platforms.

Russia bans cryptocurrency mining

Russia is currently considering banning cryptocurrency mining in certain regions due to severe electricity shortages, particularly in Southwestern Siberia and the Far East. The Russian Ministry of Energy has proposed limiting mining activities in areas facing power supply difficulties, and these regulations are expected to be implemented starting in December this year. The increase in cryptocurrency mining activities has led to high electricity consumption, putting pressure on the power system and potentially causing blackouts in certain areas.

Although cryptocurrency mining has been legal in Russia since a new law came into effect in November, the government wants to prioritize electricity supply for essential services. Banning mining in regions with limited electricity infrastructure is a measure aimed at ensuring that energy resources are used efficiently. President Vladimir Putin has also emphasized the importance of managing mining activities to avoid power outages in the future.

The circulating supply of USUAL when newly listed on the exchange

When USUAL is listed on Binance, the initial circulating supply is 494,600,000 USUAL, accounting for 12.37% of the total token supply of 4,000,000,000 USUAL. This project is one of the new products from Binance Launchpool and is developed as a stablecoin, backed by U.S. Treasury bonds.

Users can participate in airdrops and farm this token within a specific period after the listing. The total number of tokens allocated for rewards on Launchpool is 300,000,000 USUAL, equivalent to 7.5% of the total supply.

Things to Avoid When Investing in Cryptocurrency

When investing in cryptocurrency, there are several important things you should try to avoid in order to minimize risk:

1. Buying high and selling low: This is a common mistake made by many new investors, who often buy at high prices and panic sell when prices drop, leading to significant losses.

2. Poor capital management: Many investors do not have a clear plan for managing their capital, which can lead to loss of control and serious financial losses.

3. Lack of knowledge about wallet security: Users often do not understand how to secure their wallets, leading to the risk of asset loss due to forgetting passwords or being hacked.

4. Participating in unlicensed exchanges: In Vietnam, many cryptocurrency exchanges do not have licenses, increasing the risk of scams or losing money.

5. Promises of high returns: Be cautious of advertisements promising unrealistic profits, as this is often a sign of scams.

For more information, you can refer to specialized documents and online investment courses.

Should you invest in TON coin

Investing in TON coin (Toncoin) has high potential due to several factors. First of all, Toncoin is developed on the advanced blockchain technology platform of The Open Network, with great scalability thanks to the sharding mechanism and Proof of Stake consensus. This allows for fast transaction processing speeds and low transaction fees, combined with the rich integration of TON in the Telegram application, where hundreds of millions of users have created a solid foundation for the development of this currency.

The TON ecosystem is also expanding with many decentralized applications (DApps), meaning that Toncoin is not just a simple means of exchange but also has many practical applications in the financial sector. However, investors need to consider that the cryptocurrency market is highly volatile and the legal factors surrounding Telegram may affect the value of Toncoin in the future.

Finally, considering technical indicators and the development of the ecosystem is very important in the investment decision. Keep a close eye on market developments and updates to make informed decisions.

Are there any other investment opportunities related to Usual Protocol?

There are several other investment opportunities related to Usual Protocol that you may consider. First, you can participate in Binance's Launchpool, where you can lock BNB and FDUSD to receive USUAL tokens through an airdrop model. Launchpool allows you to earn new tokens at no additional cost, with a total reward of USUAL tokens up to 300 million.

Next, Usual Protocol offers various financial products, including the stablecoin USD0, which is backed by U.S. Treasury bonds. Users can stake USD0 to receive Liquid Bond Token (LBT) and participate in DeFi activities, thereby earning additional rewards in USUAL tokens.

Additionally, holding USUAL tokens allows you to participate in protocol governance, giving you the right to propose and vote on changes in the system. This not only helps you take part in development decisions but can also yield financial benefits in the future from the protocol's growth. You can also follow updates from Binance and Usual Protocol to stay informed about the latest investment opportunities.

Many people became rich when USUAL was listed

The fact that many people became wealthy when Usual Protocol (USUAL) was listed on the Binance exchange may be related to investment methods and profits from the cryptocurrency market. Usual Protocol is a decentralized stablecoin issuance protocol that allows users to lock BNB and FDUSD to receive USUAL tokens through an airdrop program. The listing time on Binance starts from November 19, 2024, along with a mining phase that allows users to earn tokens before the official listing.

This event can create attractive investment opportunities, with the potential for the value of USUAL tokens to increase after listing. Typically, wealthy individuals tend to seek high-yield investment opportunities and are willing to accept risks to make the most of new token launch events. Additionally, diversifying investment portfolios and investing in emerging assets is also a way that many wealthy investors accumulate wealth.

'Brian Brooks, former CEO of Binance US, tops the list for the SEC Chairman position'

Brian Brooks, the former CEO of Binance US, is considered one of the leading candidates for the SEC Chairman position as Donald Trump continues to win the presidential election. Brooks is known for his positive outlook on cryptocurrency and has taken proactive steps to promote the development of this sector in the past. He previously held the role of Comptroller of the Currency in the US, where he implemented many favorable policies for the cryptocurrency market.

The cryptocurrency industry is currently hoping for the appointment of a new SEC leader to establish clearer regulations for stablecoins and other digital assets. This change could create a more flexible legal environment, helping to drive the growth of the cryptocurrency industry in the US.

However, Brooks also faces competition from other candidates such as Hester Pierce and Christopher Giancarlo, who also have strong voices in the cryptocurrency field. This interest from the community could be a significant driving force in the selection process for the successor.

Why hasn't XRP continued to rise as most people expected?

XRP has not yet achieved the expected growth due to several internal and external influencing factors. Although it has recorded an increase recently and 60% over the past week, the overall cryptocurrency market is showing slight signs of decline, with total market capitalization down by 2.8%. This has caused many investors to feel uncertain about XRP's breakout potential.

In the legal context, the prolonged lawsuit between Ripple and the U.S. Securities and Exchange Commission (SEC) has created anxiety within the investment community. The court's ruling that XRP is not a security last year was hoped to drive the price above 1.5 USD, but this has not occurred as expected. Currently, XRP is still struggling to maintain above 1 USD.

Additionally, with the situation of other altcoins like Bitcoin dominating, investors' attention towards other opportunities has also contributed to reducing XRP's appeal. Some analysts warn that if the legal situation remains unclear, XRP may struggle to achieve the high price levels that are expected in the short term.

Potential Digital Currencies

Some current potential digital currencies include:

1. Bitcoin (BTC): The first and largest cryptocurrency in the world by market capitalization. Bitcoin is considered "digital gold," with its scarcity and wide acceptance making it a safer investment compared to many other coins.

2. Ethereum (ETH): A platform for decentralized applications and smart contracts. Ethereum has a large community and significant development potential in the future, especially after transitioning to a proof-of-stake (PoS) consensus algorithm.

3. Binance Coin (BNB): The native coin of the Binance exchange, BNB is used in many transactions on this platform. It is also expanding its use through Binance Smart Chain with low transaction fees and fast speeds.

4. Ripple (XRP): The currency used in the Ripple network, aimed at improving the efficiency of cross-border transactions. Despite legal troubles, XRP still shows high recovery potential.

5. Cardano (ADA): Developed with a proof-of-stake consensus mechanism, Cardano focuses on security and scalability, promising to be one of the top currencies in the future.

Additionally, Solana (SOL), Dogecoin (DOGE), and Toncoin (TON) are also notable names with strong growth potential in the near future.

Can I Get My Money Back When Transferring Money to Another Binance Wallet

When transferring money to another Binance account, getting back the money sent is very difficult and often not guaranteed. According to Binance, if a user transfers money to an incorrect account or a third-party account, Binance will not be responsible for any losses incurred and does not guarantee a refund.

However, in some cases, if the money does not appear in your account due to an incorrect address or missing memo, you can request a recovery of the money. This process will be done manually and is not always guaranteed to be successful, but there have been cases where users have recovered their money. Binance offers various recovery services, including the BNB Pioneer Burn program, to support problematic transactions.

To avoid money loss, it is important to carefully check the receiving address and memo/tag requirements when making a deposit transaction.

XRP ranks among the most impressively growing coins

XRP is currently attracting attention with impressive growth, especially in the positive context of the cryptocurrency market. At the beginning of November 2024, XRP was priced around 0.78 USD, with predictions from CoinCodex that the price could reach 0.91 USD by December and even soar to 1.81 USD in the next six months. They point out that the current market sentiment is very optimistic with the Fear & Greed index at 80, indicating a strong buying trend.

According to analysis from Telegaon, XRP has the potential to reach 1.76 USD by 2025 and could even rise to 3.53 USD by 2026, indicating a very promising long-term growth outlook. Recently, some experts and analysts have also emphasized that XRP is not only a popular coin but also has the power to lead the market in the next bullish phase. Overall, with favorable macro factors and active buying activity, XRP is highly likely to maintain a strong growth position in the near future.

Top 5 AI coins to buy to x10 your account

To find AI coins with the potential to multiply your account by 10 times in the near future, here are five notable options:

1. Pepe Unchained (PEPU): This project aims to address issues in the meme coin space on the Ethereum platform, with fast transaction speeds and low gas fees. Community interest has raised over 8.8 million USD in the presale, creating strong growth potential.

2. Base Dawgz (DAWGZ): This coin stands out thanks to its refer-to-earn model and attractive staking program with interest rates of up to 813%. It has raised over 3 million USD during the presale phase, indicating high demand from investors.

3. Basenji (BENJI): With a recent growth of nearly 68%, BENJI has a solid foundation on the Base blockchain, presenting a strong opportunity for price appreciation in the future.

4. Gigachad (GIGA): GIGA has recorded a 1641% increase since its launch and continues to attract attention with a large community on social media, enhancing its price increase potential.

5. PlayDoge (PLAY): As a coin for the P2E game, PlayDoge has raised over 6 million USD in presale and is expected to attract more users in the future thanks to its unique and accessible gameplay.

Always conduct thorough research before making investment decisions, as the cryptocurrency market is highly volatile.

Donald Trump launches new coin designed by himself

Donald Trump has just launched a special silver coin designed by himself, called "Trump Coin". This coin is for collectors and is not intended for trading or buying and selling. It is a 1-ounce silver medal with 99.9% purity, finished with proof finish technology. The front of the medal features a portrait of Mr. Trump, while the back has an image of the White House. The product comes with a certificate of authenticity and is housed in a premium felt pouch. Fans can sign up for the waiting list to purchase this coin on the official website RealTrumpCoins.com.

In addition, Donald Trump has also launched a cryptocurrency platform called World Liberty Financial. This project allows users to buy digital tokens and participate in the management of the platform. It is designed to provide decentralized financial services, helping to eliminate intermediaries in transactions. The tokens will primarily use stable cryptocurrencies, making transactions less affected by market volatility.

The Golden Age of Bitcoin and Cryptocurrency

The golden age of Bitcoin and cryptocurrency was recently marked by the re-election of Donald Trump as President of the United States in November 2024. After Trump's victory, the price of Bitcoin reached a new record, hitting $90,096 with a total cryptocurrency market capitalization nearing $3.2 trillion. This event stimulated the market, with many cryptocurrencies such as Dogecoin and Solana also recording strong growth.

The Trump administration is expected to have positive changes for the cryptocurrency industry, including the possibility of abolishing some regulations that hinder the operations of cryptocurrency companies. Trump has committed to creating a "Bitcoin reserve" for the U.S. government and ensuring that the government does not sell off the Bitcoin it holds. Meanwhile, many investors hope that the new leadership will create a more favorable environment, promoting the development of cryptocurrency in the U.S. after a long period of pressure from stricter regulations.

Digital currencies BTC, BNB, XRP are the trend of the era

Digital currencies such as Bitcoin (BTC), Binance Coin (BNB), and XRP are forming a clear trend in the modern digital era. Bitcoin, regarded as "digital gold", dominates about 41% of the cryptocurrency market and continues to attract strong investment despite market difficulties. Experts predict that Bitcoin could reach $100,000 in the near future, with optimistic forecasts that it will recover to its all-time high soon.

Binance Coin, the native currency of the Binance exchange, is also experiencing strong growth. With an expanding ecosystem, BNB is used to pay transaction fees and is expected to increase in value in the future thanks to the continuous development of the Binance platform and Binance Smart Chain, which offers lower transaction fees and faster speeds compared to many other blockchains.

XRP, despite facing difficulties due to legal issues, still shows potential for recovery. After surpassing the $1 mark, XRP received optimism from the community, with predictions that it could reach higher price levels such as $1.96 to $3.84 if it breaks through significant resistance levels in the coming time. The ability to apply Ripple's technology in the financial sector may help XRP maintain its competitive position.

Cardano (ADA) and Ripple (XRP) collaboration?

There has been recent attention on the possibility of collaboration between Cardano and Ripple following a conversation between Charles Hoskinson, the founder of Cardano, and Brad Garlinghouse, the CEO of Ripple. Hoskinson praised Garlinghouse as a "great CEO" and mentioned the feasibility of a future collaboration, sparking speculation within the cryptocurrency community about a strategic partnership between these two projects.

Both emphasized the importance of unity within the cryptocurrency community to promote a "level playing field" and clearer regulations. Garlinghouse shared that the collaboration could benefit not only Cardano and Ripple but also the entire cryptocurrency industry, which is facing numerous regulatory challenges.

However, there are still opposing views on the sincerity of this collaboration, with some analysts suggesting that Hoskinson's moves may be more about "damage control" than actual collaboration. Regardless, a partnership between the two, if achieved, could significantly strengthen the position of both projects in the market.

XRP integrates US government bond tokens

OpenEden has announced a partnership with Ripple to integrate tokenized US Treasury bonds (T-bills) into the XRP Ledger (XRPL), with an investment of up to 10 million USD from Ripple for this product. This is the first time T-bill tokens will appear on XRPL, opening up significant opportunities for tokenizing traditional financial assets, a direction that modern financial institutions are heading towards to improve accessibility and transaction efficiency.

US Treasury bonds are considered a safe and highly liquid asset. This combination not only helps retail investors easily access real assets but also marks a significant step in the process of transforming traditional financial assets into tokenized forms. This development also forecasts strong growth in the tokenized Treasury bond market in the near future, with an estimated total value that could reach up to 3 billion USD by the end of 2024.

In addition, the emergence of Ripple USD stablecoin (RLUSD) will support T-bill trading on XRPL, providing transparency and stability. This event reflects Ripple's commitment to applying blockchain technology to mainstream financial systems, while also opening up many opportunities for investors.

Can the price of XRP explode before 2024?

The price of XRP is currently showing positive signs and has the potential to explode before the end of 2024. Recently, XRP has surpassed the 1 USD mark, recording strong gains and breaking through several important resistance levels, indicating significant growth potential in the near future. According to analysts, if there are no major negative news, the price of XRP could reach around 1.2 to 1.5 USD before the end of 2024, with some optimistic predictions that the price could rise to 5 USD by the end of the year.

The growth momentum of XRP is also supported by a favorable political and legal context. With speculation about the possibility of SEC Chairman Gary Gensler resigning and the upcoming Trump administration potentially creating a more cryptocurrency-friendly legal environment, XRP could benefit from these changes.

Considering these factors, many analysts believe that XRP is preparing for a strong price increase in the upcoming period, making the possibility of an explosion before 2024 entirely feasible.