⚡The strategy of MicroStrategy⚡

🌐 #MicroStrategy #Bitcoin business intelligence and development company has announced a plan for a private offering of $700 million of convertible senior notes, maturing in 2028.

✍🏻 The offering will be available to institutional investors pursuant to Rule 144A of the Securities Act, and will also offer purchasers the option to purchase an additional $105 million of these notes.

📁 These will be senior unsecured obligations of MicroStrategy with interest paid semi-annually, investors will have the option to convert them into cash, MicroStrategy Class A common stock, or a combination of both, and the terms will be determined at the time of pricing.

📉 The proceeds from the offering are expected to be used to redeem $500 million of the Company's existing 6.125% Senior Secured Notes due 2028. The remaining funds will be used to purchase additional Bitcoins.

📊 #MicroStrategy announced that on September 16, 2024, it issued a notice of redemption for its Senior Secured Notes. These notes will be redeemed on September 26, 2024 (the "Redemption Date") at a price of 103.063% of the principal amount, plus any accrued and unpaid interest to the Redemption Date.

🪙 The aggregate redemption amount is approximately $523.8 million. However, it is subject to the successful closing and settlement of the sale of the new notes. Once redeemed, all collateral attached to them will be released, including approximately 69,080 #Bitcoin

⚖️ The offering is subject to market conditions and its completion is not guaranteed. The bonds will remain private under the Securities Law and will not be offered for public sale.

#SaylortheGoat💎

⚡El Salvador: Hosting the Plan ₿ forum in 2025⚡

🇸🇻 Tether announced that the Plan ₿ forum will take place on January 30-31, 2025 in El Salvador. Held at the Museum of Art and the Sheraton Presidente Hotel, it will bring together innovators, thought leaders, and key stakeholders of #Bitcoin, #P2P , and digital assets for enriching discussions, networking opportunities, and unique presentations.

🇨🇭 After its success in Lugano, Plan ₿ is expanding by marking a significant milestone with its first-ever Spanish-language conferences and will emphasize the importance of education on #Bitcoin covering technical aspects and their impact on the economy, society, and personal life.

🌐 It will feature four stages packed with sessions from top-tier speakers, with two stages presented entirely in Spanish and two stages in English with live translation. A representative from the Lugano government will also be on hand to showcase how Plan ₿ has transformed the city into one of Europe’s leading #blockchain hubs.

🤝🏻 Through its ongoing collaboration with El Salvador, a global pioneer in adoption, Tether aims to highlight the transformative potential of Bitcoin, peer-to-peer, #stablecoins , and AI technology in emerging markets.

✍🏻 “We are thrilled to announce the first forum in El Salvador. It represents an important milestone in our mission to promote financial freedom and innovation around the world,” said Paolo Ardoino, CEO of Tether. “We look forward to hosting industry leaders, AI enthusiasts and synergies enthusiasts in one of the world's Bitcoin capitals to discuss and shape the future of the industry.”

#Havealovelyweekend 💎

⚡SWIFT finally becomes ISO 20022⚡

🌐 #Swift announced a new initiative to streamline global transactions and enable its members to use their connection for transactions involving traditional and emerging asset types, such as digital assets.

💱They plan to test delivery-versus-payment (#DvP) and payment-versus-payment (#PvP) transactions across multiple ledgers on their global platform. This could enable securities buyers to simultaneously pay for and exchange tokenized assets in real-time.

🪙 The new initiative will focus primarily on global real-world asset (RWA) trading, as the industry is expected to reach a market capitalization of $30 trillion by 2034.

✍🏻 Tom Zschach, Chief Innovation Officer at Swift, said: “Digital currencies and tokens have enormous potential to shape the way we pay and invest in the future. But that potential can only be realized if the different approaches being explored have the ability to connect and work together.”

🏦 #Swift said it had achieved successful results in value transfer trials involving tokenized assets, and mentioned the two sandbox environments that included banks from Europe, Asia, and North America. They also aim to address how to integrate different digital assets with their respective bank-led networks.

⚖️ Since each financial institution exploring #RWA's might be using different distributed ledger technologies, lack of compatibility could hamper global interoperability. Additionally, divergence across regulatory environments can also create challenges.

💎"Rock & Roll"💎

✍🏻 Source: https://www.swift.com/news-events/news/streamlining-global-movement-digital-assets-and-currencies

⚡Bitcoin Law in the UK⚡

🇬🇧 The UK Parliament introduced the Property (Digital Assets etc.) Bill, which aims to officially recognise #Bitcoin and other digital assets as personal property.

⚖️ The proposed legislation would for the first time provide legal protection to digital assets such as Bitcoin, non-fungible tokens (#NFT ) under UK law.

✍🏻 Justice Minister Heidi Alexander said that "it is essential that the law keeps up with evolving technologies and this legislation will mean that the sector can maintain its position as a global leader in crypto-assets, and bring clarity to complex ownership cases."

🔐 She also highlighted the role of UK legal services in supporting the economy and the country's position within the international legal industry.

📖 Currently, digital assets are not explicitly covered by English and Welsh property law, leaving owners with limited legal recourse in cases of fraud or interference.

⚙️ The bill aims to address this gap by classifying digital assets as a third category of property, thereby strengthening legal protections for asset owners and helping courts resolve disputes related to #Bitcoin and digital assets, including divorce proceedings and business agreements.

🏛️ The UK government also stressed that the bill would enable the country's legal services to better handle #Bitcoin and other digital technologies, potentially attracting more business and investment in this sector.

✍🏻 The UK Ministry of Justice claimed that the bill would give digital asset owners legal protection against fraud and theft.

🌐🇬🇧💎

⚡Japan enters the Hash Race⚡

🇯🇵 Tokyo Electric Power Company (TEPCO), Japan's largest electricity provider, has begun mining Bitcoin through its subsidiary Agile Energy X, using surplus renewable energy that would otherwise go unused, according to a report by Asahi.

🌐 #TEPCO , which serves over 27 million residential and commercial customers, established Agile Energy in 2022. The subsidiary is now using excess renewable energy to power Bitcoin mining operations, with mining rigs installed near solar farms in Japan's Gunma and Tochigi prefectures.

⚡ The project seeks to address the problem of energy waste from solar and wind farms, which are sometimes forced to reduce output to avoid overloading Japan's power grid. Instead of being wasted, surplus energy is redirected to Bitcoin mining.

✍🏻 “Green energy producers have to operate their businesses assuming that some of the energy they generate is wasted,” said Agile Energy President Kenji Tateiwa. “If Bitcoin were to provide a new revenue stream for similar energy producers, who are exposed to overinvestment, that would drive the introduction of more green energy.”

⛏️ This approach demonstrates one way Bitcoin mining could be used to support renewable energy producers by creating an additional revenue stream. Tateiwa also mentioned that profits from Bitcoin mining could incentivize further investment in renewable energy infrastructure.

🌎 Other countries have also begun using excess renewable energy, such as geothermal energy, for Bitcoin mining. These initiatives suggest that surplus energy, which would otherwise be wasted, can be repurposed for Bitcoin mining.

💎"DomoArigatoBitcoin"💎

⚡The money trail doesn't lie⚡

🏛️ The Federal Deposit Insurance Corporation (#FDIC ) is an independent federal agency of the United States and was formed as a result of the Crash of 29. It was created after the Glass-Steagall Act of 1933 was passed, which among other things established the creation of the FDIC, which must guarantee the recovery of money to its depositors if a bank fails.

🇺🇸 The FDIC provides money when financial institutions fail, inspiring confidence in banks and customers. The agency guarantees deposits of up to 100,000$ in member commercial banks, contributing to the solvency of the United States financial system and ensuring that savers and depositors do not have to worry about their money.

📊 The chart exposes a terrifying reality: the unrealized losses now plaguing FDIC-insured institutions are exceeding those seen during the 2008 crisis. By far.

✍🏻 The data underscores the severity of the situation and serves as a dire warning of the storm brewing in the financial sector. It's not a crisis. Nor is it a recession scenario. This is an eerie replication of what happened in 2007-2008, but on a far more dangerous scale.

🏦 Now tell me what you think about Treasury Secretary Janet Yellen saying the US economy "is healthy" and that the past few months of cooler jobs data are a sign of a "soft landing," not a recession, and that the economy is "deep in a recovery."

💎"Money needs to be separated from government."

#Mondaysarecool

👥 "Bitcoin has no value, it's a bubble and it won't survive."

👤Well, since it was launched in 2009, it has had more trading hours than the stock market has had since 1971.

👥 "More hours of what?"

👤 "24/7 market operation? Immediate liquidity? No intermediaries?

👥 "...."?

👤Nothing, I'll buy you a coffee... ☕.

✍🏻#Sundayreads #Hoysomosbreves💎

⚡ Reflections from the Ark. Last Station: Money⚡

🌐 We generally assume that the world is becoming a better place every year, but when it comes to individual freedoms, the opposite is true. Most studies show that humanity is now less free than it was several years ago.

⏳ Twenty years ago we had a decentralized Internet and a relatively unrestricted banking system. Today, Apple and Google censor information and apps on our phones, while Visa and Mastercard restrict goods and services. We cede power and control to irresponsible people we don't elect.

🛰️ Most of us wear tracking devices and allow corporations to use our private data to bombard us with content that distracts us with low-quality entertainment. Now we are surrounded by surveillance cameras, remember: All for your safety.

🇨🇳 In 2017 China overtook the United States as the world's largest economy by purchasing power, showing the world that individual freedoms are not necessary for economic development. Watching China's success, more countries are turning authoritarian, curbing essential human rights like freedom of speech, movement, and assembly.

🧠 The most active and creative minds are too busy playing in the "free enterprise" bubble or churning out digital content to keep everyone else glued to their devices for longer. The rest seem too distracted by the abundance of cheap digital entertainment to critically assess the trend and take action.

🤔 And I wonder what the legacy of our generation will be. Will we go down in history as those who let free societies turn into dystopian nightmares? Or will we be remembered as those who stood up for the freedoms that previous generations fought so hard for?

#havealovelyweekend💎

⚡MasterCard & Bitcoin: From Adaptation to Non-Custodial Adoption⚡

🔴🟠 Mastercard has partnered with #Mercury , a #Bitcoin cryptocurrency and payment provider, to launch a 🇪🇺 euro-denominated debit card that allows users to spend Bitcoin and other digital assets directly from non-custodial wallets.

🏧 The card allows European Bitcoin users to make payments from wallets hosted at any of the more than 100 million merchants in the Mastercard network around the world, without the need for users to store their funds with an intermediary.

🌐 #Mastercard , one of the leading companies in the payments sector, currently serves nearly one billion customers in more than 210 countries. This initiative reflects the company's broader strategy to integrate Bitcoin into its existing payments infrastructure.

✍🏻 “We offer consumers who want to spend their digital assets an easy, reliable and secure way to do so anywhere Mastercard is accepted,” said Christian Rau, Senior Vice President of Mastercard’s Digital Assets Unit.

💱 The card allows users to link their wallets in a non-custodial manner, allowing them to spend #Bitcoin and other digital assets directly, without needing to sell their assets on an exchange beforehand.

💳 It has associated fees, including a €1.6 issuance fee, a €1 monthly maintenance fee, and a 0.95% transaction fee. This development responds to those who prefer to transact from wallets hosted on their own server rather than centralized exchanges.

🔴🟠💎

⚡Qatar: Welcome aboard⚡

⚖️ Regulators from the Qatar Financial Centre Authority (QFCA) and the Qatar Financial Centre Regulatory Authority (QFCRA) announced a framework that establishes a foundation for digital assets.

✍🏻 The rules include tokenization processes and the legal recognition of ownership rights over tokens and underlying assets, custody arrangements, transfers, and exchange. In addition, the framework contains provisions for the legal recognition of smart contracts.

🇶🇦 The governor of Qatar's central bank believes that the framework will provide opportunities for the country's financial sector. Qatar is one of the richest countries in the world, mainly due to its vast reserves of oil and natural gas. Here are the main reasons why legislating digital assets can be beneficial:

⛽ Oil and Natural Gas: Qatar's economy relies heavily on the extraction and export of oil and natural gas. The country has some of the largest natural gas reserves in the world.

📊 International Investments: Capital injections into real estate and companies around the world, especially in Europe, Asia and the United States. These investments have diversified its economy and increased its wealth.

🌍 Infrastructure and Tourism: Including stadiums and hotels, especially for events such as the 2022 FIFA World Cup, have boosted tourism and improved the country's infrastructure.

✈️ Telecommunications and Media: The creation of the Al Jazeera network in 1996 and the development of Qatar Airways have been symbols of the country's wealth and modernization.

⚡Towards Basel III Endgame: The Final Push for Banking Stability⚡

🏛️ The Federal Reserve just delivered some serious news: starting October 1, big banks must comply with new individual capital requirements.

💱 These requirements are intended to make sure banks have enough liquidity to weather financial storms. But there's more to the story, and it's all related to Basel III and the Bank for International Settlements (BIS).

🇨🇭 The Basel III Endgame is a global regulatory framework that aims to strengthen bank capital requirements, ensuring banks have enough high-quality capital (such as cash and government bonds) to cover potential losses.

🏦 The BIS, the bank of central banks, has been guiding this framework, making sure everyone meets minimum liquidity standards. Why? To avoid another financial crisis like the one in 2008.

💡 Here's the catch: if banks fail to meet these requirements, they face automatic restrictions on dividend and bonus payments, and worse, they could trigger a loss of confidence leading to a potential banking collapse.

💹 The Fed's latest move is part of this push to ensure stability. Each bank's capital requirements are based on rigorous stress tests that take into account everything from economic shocks to operational risks.

📊 What happens if a bank doesn't have enough liquidity? We could see a domino effect. As we approach the end of Basel III, the stakes of understanding these changes are crucial for both banking and retail investing in the financial future.

🪙 Global net purchases of gold by central banks reached 483 tonnes in the first half of 2024, the most on record. This is 5% more than the previous record of 460 tonnes set in the first half of 2023.

💎"To the wise"💎

⚡And the winner is 🥁🥁🥁... Master Bukele⚡

🏆 What a few years ago would have seemed unthinkable is now a reality. Time magazine chooses its "Person of the Year" based on who has had the greatest influence on the year's trajectory, whether for better or worse. This year they dedicate it to someone who has changed not only their country, but the entire world with their example. We are talking, of course, about Nayib Bukele.

🌐 And it is not a fortuitous fact. Since Nayib Bukele assumed the presidency of El Salvador in 2019, several significant advances have been made:

🇸🇻 Reduction in crime: In 2023, El Salvador recorded an average of 0.4 homicides per day, positioning itself as one of the safest countries in Latin America.

🇸🇻 Public security: Its exceptional regime has captured more than 75,000 people linked to gangs, improving citizen security.

🇸🇻 Economic development: More than 123,000 jobs between October 2020 and 2022, with investments in infrastructure, such as the International Airport or the port.

🇸🇻 Financial innovation: The adoption of#Bitcoinas legal tender has positioned its country as a pioneer, attracting investments and technological innovation.

🇸🇻 International relations: Highlighting participation and collaboration in world events and attracting the attention of international leaders and companies.

💎"I am not asking that the leaders surpass it, at least that they match it"💎

#Noqueremosunpelelequeremosunbukele

⚡Telegram: The real motive behind Pavel Durov⚡

🚨 Israeli Intelligence has reported to authorities that#hackershave published large amounts of classified data, the leaks involve tens of thousands of sensitive documents and emails stolen from Israeli institutions, including the Israeli Ministry of Justice.

🕵🏻 The cyberattacks, which began on October 7, 2023, have targeted several entities, including military and defense contractors, hospitals, and government ministries. Israel's cybersecurity infrastructure has been overwhelmed by the scale of the breach.

📂 Some of the leaked data has appeared on Telegram, prompting removal attempts by Israeli authorities, but limited moderation policies have complicated these efforts. The platform emerged at the start of the conflict as an information weapon against Israel, and they were unable to address it as they lacked monitoring capabilities and understanding of the platform.

🤔 So, if Pavel Durov was wanted under an arrest warrant due to Telegram's lack of moderation for military and government information, because the findings lead to the platform allegedly being used for money laundering, drug trafficking, and the exchange of sensitive content?

🇷🇺 Durov is also the founder of the social network VKontakte, and left Russia in 2014 after refusing to share its users' data with Russian security services. Russia later unsuccessfully tried to block Telegram over its refusal to provide users' online communications to security services.

✍🏻 It is noteworthy that the conflict in Gaza began after Hamas rebels infiltrated Israel on October 7. The same day the information began to leak. Is he really a philanthropist or is he following instructions❓

🍿💎

⚡Ripple: On your screens in November⚡

🎦 Fruition Production's announcement of a documentary about #Ripple is drawing attention within the ecosystem, as it seeks to highlight the complexities and innovations surrounding this prominent digital asset. The project, which is scheduled to launch in November, will tap into the growing educational appetite. The upcoming trailer is expected to offer insight into its world and its role in the financial ecosystem.

⛓️ Fruition Production's decision to distribute through platforms such as #Amazon and #AppleTV reflects a decisive shift in the industry. By bypassing the#streaminggiants, they aim to maintain creative integrity and avoid dealing with middlemen. This marks a trend towards alternative methods of content distribution, driven by advances in digital technology and user preferences.

👥 Despite the absence of Ripple's executive team, the documentary features notes from CTO David Schwartz. The studio's eagerness to engage with credible industry voices underscores the documentary's commitment to an objective and nuanced depiction of the evolution and challenges of #XRP . With the idea of ​​making technical jargon and understanding easier for a broader audience, they enhance the documentary's educational value and adoption.

🏆 #FruitionProduction promises to tell a genuine story, including its legal battles and market dynamics and an authentic narrative that avoids sensationalism. They aim to present a balanced view that resonates with both novice and seasoned investors. The creators believe this authentic approach will set it apart in a market saturated with superficial narratives.

💎"It sounds like a resounding success to me already"💎

🎬https://www.fruitionproductions.com/

⚡Kremlin: September 1⚡

⏳ Russia is close to starting trials for digital token exchanges and payments for cross-border transactions. The trials, which are scheduled to begin on September 1, are aimed at easing payment difficulties for Russian companies affected by international sanctions, according to sources familiar with the matter.

🏦 The trials will use the National Payment Card System to facilitate conversions between rubles and digital assets and test payment and exchange platforms. Established by the central bank in 2014, this system, which already oversees domestic interbank payments and Mir cards, was chosen for its existing infrastructure and regulatory framework.

⚖️ In July, parliament approved legislation to legalize mining and establish a framework for experimenting with cross-border transactions under the supervision of the central bank, the president signed these laws on August 8. This move comes at a time when Russian companies are facing increasing challenges in making and receiving payments for overseas transactions due to intensified sanctions from the US government.

💱 If the tests prove successful, Russia could allow the Moscow Stock Exchange and the St. Petersburg Currency Exchange to establish cryptocurrency trading platforms next year. According to sources, any existing digital asset could be used for the tests.

🌐 It seems that Russia will finally be the one to step forward with #Ripple to begin operating before the rest of the members of the #BRICS or even the United States, whoever becomes president, since this does not depend on a political issue, since the regulation of each country will ultimately depend on whether or not it "stays out" of the new financial revolution.

#Ripple #Stellar #ISO20022

⚡BREAKING NEWS⚡

🇺🇸Former President and Republican candidate Donald Trump announced early this morning a digital asset platform called ‘The DeFiant Ones’, which he promoted by encouraging people to “fight back” from “big banks and financial elites.”

💥"For too long, the average American has been crushed by big banks and financial elites. It's time for us to fight back together," the tycoon wrote on his social network, #TruthSocial with a link to a Telegram Messenger channel.

🌐The name of the platform is a pun on the term #DeFi acronym for 'decentralized finance', as the financial network based on the blockchain (#blockchain) is known and does not use traditional intermediaries such as banks.

💱This move comes after recent measures taken by 🇷🇺 Russia, such as the creation of two #exchanges linked to the State and the introduction of a new#stablecoinlinked to the #yuan. The measure is a response to US sanctions, which have led the country to seek alternative payment systems to support its economy.

✍🏻I have a question for you, dear reader... Now imagine only 10% of all the liquidity moving in the system #Swift in a #blockchain such as, for example, Ripple...

🍿💎🤭

⚡What they don't tell you about the new financial system in BRICS⚡

✍🏻We detail the 5 global interbank language standards developed by the International Organization for Standardization, which make up the scheme of the new financial system of the Alliance 🇧🇷🇷🇺🇮🇳🇨🇳🇿🇦BRICS:

🌐#ISO20022 An open global standard for financial information. It provides consistent, rich and structured data that can be used for all types of financial business transactions.

🌐#ISO15022 It establishes the principles necessary to provide different user communities with the tools to design types of messages that support their specific information flows. These tools consist of a set of syntax and message layout rules, a data field dictionary, and an industry-created message catalog using the fields and rules mentioned above.

🌐#ISO13616 Specifies the elements of an international bank account number, to facilitate cross-border data processing in data exchanges in financial environments. The IBAN is designed for automated processing, but can also be conveniently used in other means of exchange when appropriate.

🌐#ISO9362 The international standard for business identification codes, unique to commercial institutions. Originally defined as a bank identification code and most often assigned to financial organizations, when assigned to non-financial organizations the code may also be known as a business entity identifier.

🌐#ISO10383 International standard for identifying exchanges, trading platforms, regulated or unregulated markets, and trade reporting facilities as sources of pricing and related information.

✍🏻They stop operating in fiat dollars, they back their system with Gold, but they don't tell you which Blockchain bridges they use or what payment language.

⚡Bitcoin: Easing🆚 Hardening⚡

🤔What is quantitative tightening and how is it different from asset purchase programs known as quantitative easing? We did some research to help understand these financial concepts dear reader.

✍🏻Quantitative tightening refers to when an asset automatically becomes harder over time. It refers to the difficulty of producing a new unit, while paper bills increase in quantity until they lose their value in decades, #Bitcoin will preserve and increase its value due to its monetary policy and architecture.

🖨️Quantitative easing consists of Central Banks buying government, corporate and mortgage-backed securities assets in exchange for newly printed currency to provide more liquidity. In a crisis you have more assets and less cash. When the value of those assets falls you find that they are worth less. Quantitative easing satisfies the immediate need for cash, but it comes at a high price.

🏦When the crisis subsides it is difficult for the Central Bank to withdraw this cash from circulation. Those who received the new cash will start spending, causing the prices of the assets and goods they spend on to rise. This is why the fiat system becomes weaker over time.

🟠Quantitative tightening is a concept in #Bitcoin's algorithmic monetary policy. Its protocol makes it impossible to make unilateral monetary policy decisions, such as bailouts funded by quantitative easing programs. Also its scheduled supply and demand shock every 4 years.

↔️So every decline in the inflation rate is its quantitative tightening event. Its stock-to-flow ratio, the total amount in circulation added to the new amount issued, the higher the stock-to-flow ratio, the "harder" the asset is and the more immune it is to sudden increases in supply.

🇺🇸The world's largest economy now has:

🏘️ Record $17.8 trillion in household debt.

🏙️ Record $12.5 trillion in mortgages.

🚗 Record $1.6 trillion in auto loans.

🎓 Record $1.6 trillion in student loans.

🏧 Record $1.1 trillion in credit card debt.

✍🏻 Household debt has increased 53% over the past 10 years and credit card debt has increased 50% since 2020.

🌐The future is a mess created by the same people, and a portal like this has only been opened a few times since we became hunter-gatherers. It's the best possible time to be alive, when almost everything you thought you knew or understood was wrong.

✍🏻💎.

⚡Stellar: Behind the scenes of Ripple⚡

⚖️After four years of legal scenarios, Ripple has managed to get ahead, and this is reflected in the market, but few pay attention to the fact that, while this process has lasted, its "twin brother" has been moving forward practically without making noise. We are talking, logically, about Stellar.

🧩While #Ripple has focused on offering solutions for financial institutions, public and private entities, Stellar has focused more on the end user, with the aim of making the global financial system more accessible.

🌐Stellar has been endorsed by BP Ventures for the ISO 20022 Interbank Cross-Border Payments Language as one of the few#blockchainsthat could collaborate with #SWIFT to offer faster and more efficient solutions, with the potential to connect unbanked people to the global economy in an environment that complies with international regulations.

💱#Stellar can offer faster and cheaper money transfers than traditional methods. The open architecture makes it an ideal platform for innovation in financial products, from#stablecoinsto smart contracts.

✍🏻Compliance with #ISO20022 not only implies efficiency but also high levels of security and transparency, which are essential for the future of digital money. Thus, in this context, Stellar is not just another payment network, but a key piece in the puzzle of the Internet of Money.