#BNB$

About many coin friends want to know how to apply for a Hong Kong bank card💳~

The latest new policy is to cooperate with the Hong Kong Monetary Authority's anti-financial telecommunications fraud work. All banks in Hong Kong will comprehensively increase the account opening requirements for mainland residents from February 2024. 1. Personal income tax payment certificate for no less than 3 years

2. Salary payment/social security/provident fund records for no less than 3 years

3. Hong Kong/mainland phone cards that have completed real-name registration

4. Mainland bank deposit certificate equivalent to the expected deposit funds

5. If the address on the mainland ID card is not the actual place of residence, you need to provide utility/credit card bills and other supporting documents (but in order to ensure the success rate of account opening, it is recommended that you bring more supporting materials, including but not limited to proof of address (credit card, water, electricity, gas bills, etc.), proof of assets, proof of employment, proof of investment (securities or fund holdings), bank statements, tax bills, real estate certificates, household registration books)

The normal way to go to Hong Kong to apply for a Hong Kong card is as follows👇

Go to Hong Kong to apply :

👉 Bring the materials and go to Hong Kong in person to handle it. Generally speaking, bank account opening in Hong Kong requires advance appointments. You can make an appointment on the public or bank official website first. Although some banks also accept walk-in processing, sometimes there are too many people and it takes a long time to queue up, or there are many unexpected situations that the number is full and cannot be processed on the same day. So make an appointment if you can.

Materials: ID card + pass + address proof + customs clearance receipt of the day + securities fund account opening certificate + Hong Kong dollar cash

Another 👉 is mainland witness account opening. Although some banks in Hong Kong also accept witness account opening in the mainland, the conditions are often higher, with deposit limit requirements and bank-designated lawyers, etc., and additional fees are required.

In theory, Hong Kong banks cannot provide pure savings services for mainland customers, so the reasons that can be chosen are basically salary (high talent), investment, and insurance premium payment. In order to avoid unnecessary trouble, just say it is investment.

Investment experience may require certain proof, basically just show the other party your securities account

But the above methods may have time uncertainty and cumbersome procedures including questions from bank staff. I recommend the simple and fast method of Hong Kong virtual bank card💳. My friends around me have successfully obtained it, which saves time and eliminates cumbersome procedures~