Do you know what a "death loan" is?

There is a kind of loan called a death loan. Those who have done it in the early years should know it. It is a one-year product. I have come into contact with too many customers who died on this product. The one-year loan is interest first and principal later, and the interest rate is not high. The customer is very happy when he gets the money. Two million or three million is very comfortable to use, but it will be a bust after a year.

If your company's data in all aspects declines a little, and 80% of the loans are withdrawn, you may have money in your hand. If you don't have money, you can only rob Peter to pay Paul, or even borrow high-interest loans to repay low-interest loans. In short, try every means to spend it, or wait for overdue.

I now have another group of customers. He is like this. As long as the three-year product is equal to the principal and interest, it doesn't matter if the interest rate is a little higher. Even if it is higher, it is still between 5~6% annualized, but the pressure in the later stage is not that great. Therefore, all bosses who do one-year interest first and principal later must plan for the company's cash flow 2 months in advance. One month in advance is already done. Do you understand?

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