How magical is life when you have 10 million in bank deposits?

Simply put, if you deposit 10 million, the bank will help you get rid of 90% of your hardships. If you deposit 10 million, you will be the top person in the country. How much interest can you get with 10 million?

The first type is a current account. If you put 10 million in a bank for a year, the interest is 35,000. You get 35,000 for 10 million. You are a real loser.

The second type is a fixed deposit. The current interest rate can reach up to 2.251% and the annual interest is 225,000, which is seven times that of a current account. It is 18,000 per month. Even in Beijing, you can live comfortably in a high-income second- or third-tier city.

The third type is a fixed deposit for two years, with an annual interest rate of 3%, an interest of 600,000 for two years, and 25,000 per month. You can travel domestically and go whenever you want.

The fourth type is a fixed deposit for three years with an interest rate of 3.5%. If you deposit 1.01 million for three years, you will get an average of 29,800 per month. Others work hard for a lifetime, but you only need to pay for three years.

The fifth option is to buy government bonds. The highest interest rate for five-year government bonds is 4%. The interest is collected once a year, which is equal to 400,000 yuan. For a total of 2 million yuan in five years, the average is 33,000 yuan per month. The money starts to make money and can never be spent.

The sixth option is to bear a large amount of 4.55% interest rate for five years and get 2.25 million yuan per year, an average of 37,500 yuan per month. Spending money becomes a painful thing. Other risky options are not considered here for the time being. In general, saving 10 million yuan is a winner in life. If you earn 10,000 yuan a month and save 5,000 yuan, it will take 167 years to save 10 million yuan, which is about four lifetimes.

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