If ordinary people want to get out of poverty or get rich, you have to learn to invest first. I mean investment, not speculation. This view is priceless. If you are interested, please continue to listen to my analysis.

For example, regarding the future of the real estate market, on the surface, housing prices will become higher and higher due to rising prices. There is actually no need to worry about this. Why?$BTC $ETH

The goal of most ordinary people in their lifetime is to own a house of their own. It is best not to have loan pressure after buying it, and it should not affect daily life. This is a great thing in itself. But if you want to treat it as an investment, the house has increased in value, and you are very happy, but for people who only have one house, can you sell it? Therefore, the rise and fall of housing prices is actually not related to people who only have one house, because after selling the house, they will also face a series of problems such as renting a house.

The book "Rich Dad Poor Dad" advocates that in order to achieve poverty alleviation, in addition to starting a business, a safer way is planned investment. Because it is difficult to keep up with the increase in prices when money is deposited in a bank, it will eventually lead to the depreciation of assets. So, the key to assets is to never sell them, so that your wealth can continue to grow.

However, many people now think in this way: buy a house, then see how much it has increased, and then sell it; buy a stock, the same approach. But this is actually a speculative behavior, not a real investment. Speculation means that you may suffer a huge loss when you encounter someone who knows more than you or a bigger trap.

Therefore, speculation is not a safe way to get out of poverty or get rich. On the contrary, planned investment and holding assets are the right way to accumulate wealth.

Others may say, I can deposit money in the bank to earn interest. In fact, depositing money in the bank is considered to be a more stupid behavior. I have never heard of any rich person who relies solely on the extremely low interest of the bank to increase his wealth. Instead, they will look for private banks or wealth management products to get higher returns. Moreover, the current interest rate is constantly falling, but prices are rising rapidly.

Take a simple example of rising prices, such as the price of pancakes.When I was young, a pancake might only cost three or four yuan, but now it has risen to seven yuan (not including crispy things). Although it is only an increase of two or three yuan, it is actually equivalent to a 100% increase in price.

Similarly, the rise in housing prices is the same, but even if housing prices rise, people still need to pay rent and other living costs after selling their houses.

Therefore, real wealth growth is not achieved through short-term speculation, but through long-term, planned investment, and maintaining and increasing the value of assets.

In short, the key to getting out of poverty and getting rich lies in understanding the difference between investment and speculation, making long-term investment plans, maintaining and increasing the value of assets, rather than pursuing short-term interests. Because only in this way can we achieve real wealth growth today when prices are rising. #财富增值 #投资 #投机 #投资哲学