$NEXO is an underrated player. You can get a mastercard to convert your crypto to fiat and earn 0,5% cashback in $BTC or 2% in nexo, get cheap loans in crypto with crypto collateral and earn good interest 12% on the token.

#nexo is a DeFi player which will likely rise in price in the next bull run because of its utility.

Using the multiplicative effect your 12% of interest could become 24% with a 100% appreciation in the Nexo token.