I often popularize two concepts to you.
One is financial freedom.
"Financial freedom" never requires tens of millions or hundreds of millions of dollars. For example, if your total assets are 1 million, and your annual expenses total 40,000, but you can guarantee a passive return rate of 4% on your 1 million assets (for example, all invested in S&P 500) - in this case, you meet the definition of "financial freedom";
The other is "buying a house for a short time", in short, if you accept the cost of holding a house, then buy it, otherwise don't buy it.
For example, at this moment, in the real estate market in mainland China, if you can accept the following three conditions:
1. My psychological need for housing is greater than anything else, and I am willing to pay any price for the psychological appeal of "owning a house";
2. I am willing to accept all losses of "buying a house", including a 20% drop in price in the next three years - and I think this loss is not worth mentioning under the psychological appeal of "owning a house";
3. I am willing to give everything for marriage and agree to all requests from my mother-in-law - even if I buy a house immediately and the price drops by 50% in the next 10 years, I think it is worth it, and I believe that this is the price of marriage, it is worth it, and it is a necessary sacrifice.
If you agree with these three conditions, I will 100% support your decision to "buy a house for a just need".
