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I think there are three types of making money: one is making money by hard work; the second is making money by luck; the third is making money by connections.
The first type can only make small money, which will be gone once you spend it, so you have to keep working hard and can't stop. This is why most workers have less money to spend the harder they work.
The second type is small money, big money, but not continuous, so when luck comes, you still make big money.
The third type is a lot of money, but you can't spend it, and you can't talk about it. If you spend it or talk about it, something will go wrong. So those who really have connections, who don't talk about it every day, are making big money quietly. Those who talk about it are all scams.
This is also why many big bosses believe in Feng Shui and masters, because they all make money by luck and hope it will last for a long time.
Accumulating virtue, self-discipline, reading, and doing good deeds are all for the sake of long-term luck and long-term luck. This is the real motivation. It's just that everyone doesn't know how luck comes, so they just find their own way. Just like practicing Buddhism, there are more than 20,000 methods, no one can save anyone, you can only find the one that suits you, there is no essential difference between knocking the wooden fish and holding the spittoon.