Coin circle:
0.2% of users: coin circle accounts: 100 million +
4.8% of users: coin circle accounts: 2 million to 20 million RMB
10% of users: coin circle accounts: 500,000 to 2 million RMB
20% of users: coin circle accounts: 100,000 to 500,000 RMB
65% of users: coin circle accounts: 0 to 100,000 RMB
The richer you are, the more you can hold on to your coins, and then you get richer and richer. The rich are not bad at this, and secondly, their risk tolerance is different.
Which stage are you currently in?