The altcoin market has been going down for a while. After observing for a while, the #usdt wealth management interest rate on Binance basically shows a positive correlation with the altcoin bull and bear market. In the first two months, the highest interest rate on the market reached 20%, and most of the time it was above 10%, which is quite high. Who is borrowing? It is likely to be altcoins. Most BTC investors hold for a long time. Even if BTC holders add leverage, they often do it off-site. Most of the leverage on the market should be for altcoins or contracts. Now the interest rate has returned to 3~4% for a while. When this interest rate rises, it will not be too late to buy altcoins!