A rich man went to a Wall Street bank to borrow 5,000 yuan for two weeks. The bank loan must be collateralized. He used the Rolls-Royce parked at the door as collateral. The bank staff parked his Rolls-Royce in the underground garage and lent the rich man 5,000 yuan. Two weeks later, the rich man came to pay back the money, with a total interest of 15 yuan. The bank staff found that the rich man had tens of millions of dollars in his account and asked why he still wanted to borrow money. The rich man said: You can never find a parking lot for 15 yuan for two weeks on Wall Street.
After reading this story, do you understand why the rich can become rich?
The truth behind this joke is: fixed assets will be depreciated and have storage costs if they are left idle, but mortgaged assets can help us reduce financing costs.
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