The bill was introduced by a group of deputies led by the chairman of the State Duma Committee on the Financial Market, Anatoly Aksakov. According to the document, the Central Bank will be obliged to assess the risk of questionable transactions of digital ruble clients and classify each user, with the exception of banks, into one of three risk groups.

The bill was introduced by a group of deputies led by the chairman of the State Duma Committee on the Financial Market, Anatoly Aksakov. According to the document, the Central Bank will be obliged to assess the risk of questionable transactions of digital ruble clients and classify each user, with the exception of banks, into one of three risk groups.

The Central Bank will have the right to refuse a client to carry out transactions with the digital ruble if there are suspicions of an attempt to launder funds or finance extremist terrorist organizations. The Bank of Russia will be obliged to inform Rosfinmonitoring about transactions with digital rubles that are subject to mandatory control. The list of operations will be determined by agreement between the Central Bank and Rosfinmonitoring.

The bill establishes a procedure for appealing a refusal to access the digital ruble platform or conduct a transaction. If a platform user receives a refusal through a bank, he can provide the regulator with documents confirming that there are no grounds for refusal. The Central Bank will be obliged to review the information provided no later than seven working days. And then inform the bank that the grounds for refusal have been eliminated or cannot be eliminated.