There are many ways to generate significant passive income in the cryptocurrency market. The debate between liquidity mining and staking has been one of the most widely thought-about issues.
The two main ways for Bitcoin owners to generate additional income are liquidity mining and cryptocurrency staking. Collecting DeFi income is much safer than cryptocurrency trading, and users often profit. We discuss each method and how to get started.
What is Staking: Proof of Work vs. Proof of Stake
The two consensus mechanisms used to confirm transactions on a blockchain network are Proof of Work (PoW) and Proof of Stake (PoS).
The first ever blockchain – Bitcoin – used PoW. This consensus (also called mining) uses hardware to provide node validation and generate new blocks for the blockchain. Computers usually cost more because they have to do these complex calculations, and the electricity bill can be quite expensive. Therefore, mining is not a maintainable system, and not everyone can participate as a miner.
PoW is an alternative to Proof of Stake. Validators use their cryptocurrency to create new blocks instead of mining. The act of staking requires much less energy. Staking is favored by many new platforms and is a greener technology for blockchain.
The most commonly used network for DeFi is Ethereum. It has begun converting its network to a PoS system to provide adequate transaction throughput. Ethereum 2.0 won’t launch until 2022, but investors can start staking Ethereum now.
How does staking work?
Staking typically means locking up your crypto assets, requiring a crypto investment. Staking helps with network security and passive income generation.
How to Stake PoS Digital Currency
Staking is simple and can use any applicable token. Only cryptocurrencies built on a proof-of-stake mechanism can be staked. For example, Bitcoin is part of the PoW blockchain and cannot be staked.
The most common cryptocurrency staking methods are:
- Use wallet
- Use cryptocurrency exchanges
- Participate in the staking pool
- Become a validator
Each cryptocurrency may have slightly different staking methods, which is why it’s important to research each cryptocurrency and its staking process.
The most common steps to stake cryptocurrency are:
- Set up a crypto wallet for staking.
- Transfer your crypto funds to this wallet.
- Decide on a staking pool. Cryptocurrency exchanges may not offer many options.
- Lock up your funds for staking.
- Waiting to claim your staking rewards
What is mobile farming?
The ability of an investor to carefully plan and choose which tokens to lend and on which platform is known as liquidity mining. The idea is newer than cryptocurrency staking. Cryptocurrency owners can choose to lend their funds through liquidity pools and get paid.
Liquidity mining, often referred to as token mining, has been around since the launch of the first DeFi lending protocol, Compound, in 2020. There are currently multiple DeFi lending platforms, each with advantages in liquidity mining.
Cryptocurrency owners have two options for providing liquidity: they can use lending platforms like Compound or Aave, or do it directly on a DEX like Uniswap or PancakeSwap.
Token mining is a very simple process where customers deposit money into one of these lending sites in exchange for APY and platform tokens, which can then be mined for additional earnings.
Depending on the available liquidity pools, if you want to use the DEX, you will need to provide a pair of tokens. Depending on the supply, a portion of the pool revenue will be distributed to each liquidity provider.
The interest rate paid by borrowers, or in the case of decentralized exchanges, by users of liquidity pools, generates passive income for liquidity farmers. Stablecoins are considered to generate the most risk-free returns, while liquidity mining is considered more trustworthy than cryptocurrency trading.
How does liquidity mining work?
In a typical banking system, banks act as intermediaries and conduct financial transactions such as lending and borrowing. Banks use “order books” to support cryptocurrency trading, while liquidity farming uses smart contracts or automated market makers (AMMs).
In exchange for contributing funds to the liquidity pool, Liquidity Providers (LPs) are compensated.
Since liquidity providers contribute funds to certain liquidity pools, other users can lend, borrow, and trade cryptocurrencies. Each cryptocurrency transaction incurs a service fee, which is distributed among limited partners.
Additionally, each lending protocol offers native tokens to limited partners to further encourage funding of liquidity pools.
When comparing liquidity mining to staking, it’s important to remember that liquidity mining is still a very new technology, and the only thing that can teach you how to get the most out of liquidity mining is experience.
Liquidity mining vs. staking
Staking and yield mining are very similar, and both are great ways for cryptocurrency owners to earn passive income. The main difference is that users must deposit cryptocurrency funds into a DeFi website to participate in liquidity mining. Staking is the process by which cryptocurrency investors use funds to back the blockchain and aid network transactions and block confirmations.
With that in mind, let’s take a look at the key differences between yield farming and staking.
profit
Staking provides a fixed reward, called APY. Typically around 5%, but may be higher depending on the staking token and technology.
Liquidity mining requires a carefully considered investment plan. Although it is more complex than staking, it has the potential to increase profits by up to 100%.
award
Network rewards for validators who support the blockchain in reaching consensus and generating new blocks are called staking rewards.
The liquidity pool determines the reward for liquidity mining, which may change as the token price changes.
Safety
Strict staked token management policies are directly related to the consensus of the blockchain. Bad actors risk losing money if they try to cheat the system. Liquidity mining relies on DeFi protocols and smart contracts, which may be vulnerable to hackers if not coded correctly.
Impermanent loss risk
If you stake cryptocurrencies, there are no impermanent losses. Liquidity farmers face some risks due to changes in digital asset prices. Impermanent losses can occur when your money is locked in a liquidity pool and the proportion of tokens in the pool is imbalanced.
time
Users must invest funds in various blockchain networks within a certain period of time. Some also stipulate minimum amounts. Users of liquidity mining do not need to lock funds within a certain period of time.
Which one is better?
Choosing between liquidity mining and staking can be a great way to generate passive income using crypto cash. However, the level of cryptographic knowledge required varies from person to person.
Users may be influenced by liquidity mining by comparing the best ROI between staking and liquidity mining, but the discussion should go beyond that.
For beginner cryptocurrency investors, liquidity mining can be more confusing and may require more daily time and research. While staking crypto offers lower returns, it doesn’t require investors to be constantly on the lookout, and some funds can be locked up for long periods of time.
It all ultimately comes down to your investment goals and your level of understanding of the DeFi industry.
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