XRP has overtaken Tether to become the third-largest cryptocurrency by market cap, behind only Bitcoin and Ether. 📉 XRP's market cap has reached $138.98 billion, while USDT has fallen $1.6 billion due to new EU rules for stablecoins. XRP is up 17% in 14 days, with rumors of a possible ETF fueling interest. Despite the decline, Tether remains the leader among stablecoins, accounting for 67.21% of the market.