The fraud blacklist, many people refer to it as total control, which is actually not very accurate. The formation of such a list is basically because your account has received first-level suspect funds; even if released later, there will be aftereffects. Many people will come to criticize halfway through, saying they have had their cards frozen multiple times and have never received any firsthand black information, so how do you explain that?
I tell you, your card's involved information has appeared more than five times on the anti-fraud platform (multiple stops also count), and it will enter this control list. This is a joint control issued by the uncle department and the bank's head office. The anti-money laundering list is not the same as this involved list; it means you triggered the bank's internal early warning, suspecting a transaction, and the suspicious monitoring rule model has been continuously improved in various financial institutions. However, suspicious transaction analysis, as a means of post-event investigation, often cannot accurately identify and control risks, just like the main analysis of the funding source of suspicious transactions, often resulting in a large number of false reports, missed reports, and defensive reporting due to the inability to obtain effective information and incorrect analysis direction.
This is why many quick in-and-out transactions, transferring funds from scattered to concentrated, concentrated to scattered, and small transactions before large deposits all lead to you being subjected to bank risk control.
Regarding the above matters, have you triggered any improper behavior? For example, currency trading, or participating in online gambling; ordinary people just need to live and work normally, and would not trigger these controls at all.
So, those who are making a big fuss in banking institutions, excluding a very small part who are mistakenly affected, must have dirty hands themselves.
