#BTC再创新高

• Bitcoin as a Risk Asset: Bitcoin is not suitable for generating stable cash flow; it is a high-risk asset with significant value fluctuations, making it unsuitable as a source for daily expenses.

• The 4% Rule: There is a theory in economics that if an asset can grow steadily by 4% per year, then 4% can be withdrawn annually for expenses, thereby achieving financial freedom. Due to its price volatility, Bitcoin is difficult to apply to this principle.

• Bitcoin's Long-Term Performance: Although Bitcoin has performed well in many years, it has significant declines during bear markets, making it challenging to rely on Bitcoin to achieve the 4% rule.

• Bitcoin's Scarcity: The total supply of Bitcoin is fixed at 21 million coins, and its scarcity gives long-term holding of Bitcoin value.

The double-edged sword characteristic of Bitcoin as an investment tool, as well as the long-term strategies and personal financial planning that need to be considered in the pursuit of financial freedom. While enjoying the potential growth of Bitcoin, one should also have a sound financial plan to cope with market uncertainties.