XRP has long been a laggard among cryptocurrencies, but things are finally starting to change for the digital currency and payment protocol created by Ripple Labs. Is XRP expected to hit $100 by 2025? Here are four reasons why it could happen
The native cryptocurrency has more than quadrupled in value over the past month to overtake Solana in market cap and the market seems quite convinced that it will extend this explosive rally into next year.
In fact, there are at least four different reasons to believe that the price of XRP could reach the $100 level we are closely watching in 2025. Let's explore each of these reasons individually.
1. XRP is set to outperform SEC overflow
XRP has failed to impress in recent years due to its legal battle with the US Securities and Exchange Commission, but that burden is widely expected to be lifted once Donald Trump takes office in January.
: Trading View
Trump has nominated cryptocurrency advocate Paul Atkins to lead the regulatory agency, which is very positive for Ripple. Why? Because Atkins may drop the case against Ripple when he takes over from Gary Gensler in 2025, according to comments by Christopher Giancarlo, a former commissioner of the Commodity Futures Trading Commission. If his predictions come true, Ripple, which has already broken through its 50- and 200-day moving averages, could benefit greatly from the massive pent-up demand due to launch in 2025.
2. Trump 2.0 is a huge tailwind for Ripple
XRP could also hit $100 next year as Donald Trump has pledged regulatory certainty and easing policies for the crypto landscape in 2025. His pro-crypto stance is important for Ripple Labs as it could help open the door to institutional investors who have so far been watching from the sidelines.
There have already been rumors that BlackRock is interested in building a position in XRP. The world’s largest investment firm manages $12 trillion in assets at the time of writing. Imagine the kind of upside that could unleash for Ripple if it chose to keep even a small portion of its capital in XRP. Additionally, at least four different companies, including WisdomTree and Bitwise, have filed to list an XRP exchange-traded fund — and we all know what such ETFs could mean for a digital asset like Bitcoin in 2024. So once Wall Street money starts rolling in, a $100 XRP price prediction might actually seem conservative.
3. XRP could revolutionize global money transfers
Ripple may prove to be a more profitable investment than its crypto peers in 2025 as its On-Demand Liquidity (ODL) service is already being used to settle international transactions. Thus, its value is more sustainable than pure speculation because it is solving real-world problems now. This is not a “someday” proposition – it is happening as we speak.
Ripple is well positioned to revolutionize the global remittance market that moves $7.5 trillion a day, because it is more efficient and cost-effective than traditional bank transfers for cross-border payments. Ripple Labs is already working with Santander to facilitate cross-border payments. As others follow suit and help it win a bigger share of that $7.5 trillion pie, demand for XRP could skyrocket in 2025.
4. Ripple targets a major role in central bank digital currencies
Central banks are increasingly committed to developing their own digital currencies known as CBDCs. This paradigm shift could help XRP soar to a valuation of $100 next year as its ledger could act as an ideal bridge between these CBDCs.
“XRP can serve as a neutral bridge for seamless value movement between CBDCs and other currencies,” said Brad Garlinghouse, CEO of Ripple Labs.
XRP’s real-life applications, including its potential to become the standard protocol that links different national cryptocurrencies, suggest that it will provide superior returns in the long run.
Bottom line
Overall, XRP has a range of use cases including faster and cheaper cross-border transactions that set it apart from other cryptocurrencies. Demand for this native cryptocurrency could also soar if billionaire Elon Musk follows through on his plans to bring crypto payments to X (formerly Twitter). There’s already speculation that XRP could play a major role in his new payments system. XRP on the “X” – makes sense, right?
XRP Liquid Index December 13
Source: Brave New Coin XRP Price Liquid Index
So, it seems the stars couldn’t have aligned better for Ripple Labs and XRP. The coin is set to see a perfect storm of adoption, interest, and market conditions that will together help send its price soaring even higher in 2025.
Of course, a $100 XRP price prediction seems outlandish on the surface. Based on its current price of $2.34, that would mean a roughly 4,000% increase. But with expected regulatory clarity, institutional adoption, resolution of legal issues, and growing real-world interest, it’s certainly possible — especially when you consider the massive gains made by cryptocurrencies like Pepe and Shiba Inu that have no such real-world use cases.
