Many students have encountered situations where their funds were frozen and charged when they were withdrawing funds. They even asked their uncle to come to their house to solve the problem, but their funds often ended up in vain. The following scenarios will answer your questions - how to unfreeze your bank card and keep your funds.
1. If you receive fraudulent funds when withdrawing money from online gambling, you must return them.
2. The exchange’s currency traders pay you without your real name - if you receive money from a black phone fraud, you can negotiate for a refund because you have not fulfilled your anti-money laundering audit obligations.
3. Foreign trade merchants and private currency exchangers who receive cross-trading payments are involved in the case - you can negotiate for a refund, and your losses can be recovered by seeking compensation from the upstream payment channel.
4. Gold, mobile phones, etc. sold in regular physical stores - no refund is required, but evidence can be provided to prove that the items were obtained in good faith.
5. Retail investors on the exchange sell U - the name of the payee and the name certified by the currency trader can be the same, and no refund will be made. The loss will be borne by the currency trader.
6. Exchange currency dealers - the buyer was defrauded of his currency after buying U (black hands), and he did not leave the platform during the entire process and fulfilled the audit obligations, so he does not need to be refunded.
7. Frozen by the online gambling task force - these funds are illegally obtained funds, and all your cash withdrawals are involved in the case. You need to repay them before your bank card can be unfrozen, but the amount can be negotiated.
8. A friend pays off a debt - This situation is also very common. Your bank card is frozen because your friend used the money to repay debts after withdrawing it from online gambling. If your friend transferred the money directly to you and you can provide evidence such as the IOU, bank loan flow, etc., you do not need to refund. However, if you gave the card directly to your friend and he directly used your card to withdraw cash, you do need to refund, and you can claim that your friend should repay your debt again.
9. Being defrauded by swiping bank account balance for loans - In this case, many people are believed to be running points or helping with credit, because it involves renting out or lending out one's own bank card accounts. In judicial practice, we have seen many people being administratively punished. In this case, compensation must be paid, and negotiations can be conducted with the victim, or the secondary cardholder can be sought to recover the loss.
You can check and learn about these common bank card freezing cases by yourself.
"After being arranged, many victims of telecom fraud will ask for a refund💰, not necessarily with my funds, I did not commit any behavioral fraud"
Yes, in most cases you can negotiate with the victim, based on the premise that you do not have sufficient funds in your card and you have an attitude of giving up. As long as you have ruled out the suspicion of fraud, the other party is actually helpless. If you have sufficient funds in your card, although it cannot be deducted directly, the psychological pressure will be on you.
What CC fears most is that some innocent students fall into a trap that is full of wolves in front and tigers behind. I hope this article can help you.
Thanks for watching!