If you make 10 million yuan by speculating in cryptocurrencies, this may be regarded as a huge amount of property with unknown sources in the inner circle, especially when there is no reasonable explanation for the source and liquidity of the funds. Banks may review such large-scale fund flows and may even freeze the card.

First of all, you should know that cryptocurrency trading is considered a legal investment behavior abroad, so your earnings themselves are not illegal income. The following four points can easily solve the problem of legal withdrawals!

Transfer USDT from the exchange to the BiyaPay e-wallet: This is a relatively safe step because BiyaPay can provide certain privacy protection and convenience.

Exchange 1:1 into US dollars or other fiat currencies within BiyaPay: this allows you to convert your cryptocurrency gains into fiat currency.

Withdraw to bank accounts such as Wise or OCBC: these banks have experience in handling international remittances and may be subject to less stringent regulatory scrutiny than domestic banks. Finally, remit to mainland bank cards or Alipay, WeChat: although this will involve some fees and exchange losses, it is a necessary cost to legalize the funds.

Biyapay is not just a tool for deposits and withdrawals; it can also be used for investment in US and Hong Kong stocks, which increases its multifunctionality in financial management.

If you can ensure that every step complies with laws and regulations, and can provide legal proof of the source of funds, then your funds can be 'clean' returned to domestic accounts.