I have observed that there are many people who enter Binance to save their money in a savings manner but waiting to have profits in the long or short term without incurring losses using StableCoins.
Given that, I recommend using the Earn and Launchpool sections, either:
1: $usdt which gives you approximately 10% to 15% annual APR.
2: $USDC which gives you approximately 5%
3: $FDUSD which you can play with, locking it for 16.2% for 14 days if I'm not mistaken. But you can only lock 1000 Fdusd in 2 different processes, that is, 2000 fdusd in total.
As well as other cryptocurrencies that are stable.
I also recommend saving fdusd for the Launchpool, where you can earn rewards.
(Note, the FDUSD has a sudden change, it can be at 1.004 and drop to 0.9970) mostly it spikes when a new coin is listed on the launchpool and then drops) keep this in mind.
I say all this with the intention of helping those who do not want to lose purchasing power, and only put their money because they heard it is better to save in dollars. Cryptos nowadays are the best option for doing so, rather than saving in banks where interest rates are a joke. Mostly for my Latin American friends where inflation breaks borders and is very strong every passing year.
Any other opinion to help with this secure saving modality for friends who are entering this world would be greatly appreciated.
