Top 30 Blockchain Figures Award Winners

Dai Songzhi: Vice President of the Digital Financial Business Group at Far Eastern International Bank

Contributions to the industry in the past year:

  • Led Bankee Digital Bank to release the '2024 Virtual Asset White Paper', following the quantitative survey of the '2023 Virtual Asset Survey', to further gain insights into the needs of virtual asset users through qualitative interviews, inviting industry experts to jointly propose guidelines, highlighting the four key points for the development of Taiwan's crypto industry, firmly establishing the bank as an indispensable key player in the development of virtual assets.

  • Bankee Digital Bank held the 'We came, We BUIDL' seminar at the 2024 Asia Blockchain Summit (ABS), leveraging multiple advantages of traditional banks to continue collaborating with major cryptocurrency exchanges in Taiwan to create a safer and more convenient trading environment.

  • Bankee Digital Bank is responsible for 70% of Taiwan's virtual asset cash flow and builds a bridge between exchanges and consumers, providing a safer trading environment for virtual asset users while bringing customers originally in the traditional financial world into the virtual asset field.

  • In 2024, Bankee Digital Bank partnered with exchanges MaiCoin and BitoPro to launch the market's first 'Cryptocurrency Exclusive Account', further tightening the cooperation between cryptocurrency operators and traditional finance, making it more convenient for users to purchase cryptocurrencies.

What do you think about the developments in 2025?

Q1: What do you most look forward to seeing in the Web3 industry in 2025?

I most look forward to seeing Taiwan's regulatory environment advance further, with clearer regulatory directions. With the development of Web3 technology, the potential of blockchain and cryptocurrencies is growing larger, which also presents new challenges for regulatory authorities.

The clarity of regulations can not only provide the industry with a more stable operational framework but also enhance users' trust in virtual assets, thereby promoting more participation. When regulations are clear and traceable, the industry can develop healthily, and users can enjoy the convenience brought by innovation with peace of mind.

In addition, I am also quite looking forward to seeing more applications of blockchain technology in daily life.

At this stage, cryptocurrency has some applications in payments, but it is still not widespread enough. We look forward to witnessing virtual assets being more deeply integrated into our daily lives in the future, such as simplifying financial transactions, electronic contracts, digital identity authentication, and other applications through blockchain technology. These applications must also expand to other scenarios in life, such as retail consumption, the Internet of Things, and even healthcare and education, to truly achieve popularization.

The core advantages of blockchain technology lie in its decentralization, transparency, and security. These characteristics enable it to fundamentally change the operational models of multiple industries. Only when cryptocurrencies can be widely applied in various life scenarios can virtual assets truly integrate into our daily lives and become a part of it.

Q2: From your professional perspective, what do you think will be the most important trend in the blockchain industry in 2025? What are your insights and observations?

From a professional perspective, I believe that the most important trend in 2025 will be the integrated application of blockchain technology and AI.

Many blockchain projects are actively exploring how to use AI as a bridge connecting the virtual and physical worlds. However, in reality, the mutual support between Web3 and AI can bring about unexpected synergies and significantly shorten the distance between the virtual and real worlds.

Through AI technology, Web3 can not only connect more directly with daily life but also create intelligent virtual agents that serve as users' avatars and assistants in the virtual world. In the decentralized environment of Web3, AI can act as a personalized assistant for users and continuously learn to create a richer and more intelligent experience for users in the Web3 ecosystem.

Therefore, I believe that the combination of AI and Web3 is not just a stacking of technologies but the core intersection in the future smart and decentralized world.

Such a combination allows us to gain a more intelligent, convenient, and interesting experience in both the virtual world and real life, blurring the boundaries between the virtual and real worlds and realizing a more creative way of living.

For traditional banks, this trend also provides a new opportunity to use these technologies to create a better and more tailored financial experience for users, allowing banks to further leverage their unique value in the wave of digital transformation.

Q3: Are there any interesting plans or products to share for 2025?

In 2025, Bankee Digital Bank will continue to actively understand the needs of virtual asset users and market trends, particularly in the financial consumption sector.

For example, in 2024, we launched virtual currency trading accounts with several exchanges and are planning to further extend this to more diverse products, such as virtual currency credit cards and other related products.

I hope that in the applications of finance and payments, we can continue to integrate blockchain technology to provide users with a more convenient and diverse product experience. I believe the combination of virtual assets and payments will lead to more development potential applications, and I look forward to more innovative products emerging in the future.

In addition, Bankee Digital Bank will continue the successful experience of the past two years by conducting in-depth surveys and analyses of virtual asset users.

In 2023, we launched a data-driven 'Virtual Asset Grand Survey', and in 2024 we will release a qualitative interview-based 'Virtual Asset White Paper'. In 2025, we plan to further understand the expectations and needs of Taiwanese users regarding virtual assets through qualitative and quantitative surveys.

Bankee Digital Bank will also work with other industry partners to jointly promote the application development of virtual assets in Taiwan.

These surveys can not only provide direction for our product development but also help us better understand market trends and user needs. Through these efforts, we hope to continue promoting the popularization of virtual assets and contribute to the development of Taiwan's virtual asset industry and fintech innovation.

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