Hello everyone.
I have a question to ask you. For an investment of €4,000 in crypto. Does this type of distribution seem relevant to you for a 5-year investment? Thank you for your feedback and constructive comments.
Suggested distribution:
1. Major cryptocurrencies (60%) – Around €2,400
Objective: Relative stability and institutional adoption.
Bitcoin (BTC): 35% of the total (€1,400) Ethereum (ETH): 25% of the total (€1,000)
These two cryptos dominate the market and are considered the safest.
2. Strong altcoins (30%) – Around €1,200
Objective: Diversify with high-potential projects.
Solana (SOL): 10% (€400)Cardano (ADA): 7% (€280)Polkadot (DOT): 7% (€280)Avalanche (AVAX): 6% (€240)
These altcoins focus on technological innovations in fast, scalable and interoperable blockchains. 3. Emerging Sectors (10%) – Around €400
Goal: Exploit the potential of niches like DeFi, NFT and Web3
Chainlink (LINK): 4% (€160) – Leader in oracles for DeFi. The Sandbox (SAND) or Decentraland (MANA): 3% (€120) – Exposure to the metaverse. Aave (AAVE): 3% (€120) – DeFi lending platform
Additional Strategy: Stablecoins for Opportunities (10%) – Around €400
Invest in stablecoins like USDT or USDC to keep a liquidity reserve. These funds can be used to take advantage of opportunities during market corrections.
Summary in euros:
CategoryCryptocurrenciesAmount (€)PercentageMajorBTC, ETH240060 %Strong altcoinsSOL, ADA, DOT, AVAX120030 %EmergingLINK, SAND, AAVE40010 %StablecoinsUSDT, USDC40010 %
Tips to optimize this strategy:
Invest gradually (DCA): Don't invest all at once. Spread purchases over several weeks/months to reduce the impact of volatility.Regular monitoring: Check performance quarterly and adjust if necessary.Secure wallet: Use a hardware wallet (Ledger, Trezor) to protect your investments.