Plain Talk: In the current era where the intelligence of the masses has generally improved, all commercial systems, financial systems, economic systems, and even political systems are facing a profound public inquiry: Are you locked up or not? Are the rules public or not? Are they opaque or transparent? Are the rules fixed or subject to change at any time? Are they centralized or decentralized? Are they centralized or distributed? Are they authoritarian or democratic? Is entry free or is it difficult to leave once you go in? This is a huge conflict and challenge; if everyone stops playing, even the gods can't help.