💰 Cryptocurrency is more common among "underbanked" households! 💥
According to the latest report from the Federal Deposit Insurance Corporation (FDIC), in 2023, the use of cryptocurrency is most common among "underbanked" households. These households often rely on services such as check cashing or non-bank loans to meet their daily financial needs. 🧐
According to the report data, 6.2% of underbanked households choose to use cryptocurrency, compared with only 4.8% of well-banked households. This trend shows that cryptocurrency is gradually becoming an important financial tool for some groups that are not fully connected to the traditional banking system! 💡
💬 The reason behind it:
Many of these "underbanked" households face the problem of inaccessibility of banking services, and cryptocurrency provides a more flexible and low-threshold option, especially in terms of fast payments and cross-border transactions. 🌍
However, while cryptocurrency is becoming more and more popular among these groups, it also highlights the inequality of the US financial system-there are still a large number of households that cannot enjoy the convenience of traditional banking services. ⚠️
🔑 Conclusion:
Cryptocurrency may provide convenience for those who cannot access banking services, but it also reminds us that popularizing traditional financial services is still an urgent issue to be solved. In the future, the popularization of cryptocurrency may further promote the improvement of financial inclusion! 🚀
