As an ordinary person, you don’t have enough money on hand, you can’t use AI robots to manage your finances around the clock, and you don’t want to be ripped off by some so-called investment tycoons. So, is there a free way to learn? The answer is: “Yes!”

There is an APP in China called Doubao, which is an artificial intelligence software under Douyin. It is currently in the promotion stage and is free for everyone to use. You can use this software to help you manage your finances and make money easily by speculating in stocks and cryptocurrencies.

The following is a dialogue demonstration we shared with you for the convenience of demonstration. Through interactive dialogue and communication with artificial intelligence, you can avoid pitfalls in the process of stock or cryptocurrency trading.

Human: Check the latest stock price and financial data of Suning.com

Bean Bag AI:

As of 9:30 on November 12, 2024, ST Yiguo (002024) reported 2.26 yuan/share, up 5.12%, with a turnover of 33.9654 million yuan, a turnover rate of 0.16%, and a total market value of 20.938 billion yuan. Some financial data of Suning.com in 2024 are as follows: - **2024 third quarter report**: revenue of 38.022 billion, a year-on-year decrease of 21.86%; net profit of 599 million, a year-on-year increase of 122.98%. - **2024 interim report**: revenue of 25.783 billion, a year-on-year decrease of 24.26%; net profit of 14.754 million, a year-on-year increase of 100.76%. - **2024 first quarter report**: revenue of 12.580 billion, a year-on-year decrease of 20.68%; net profit of -96.871 million, a year-on-year increase of 3.75%. The annual financial data for 2023 are: revenue of 62.627 billion, a year-on-year decrease of 12.25%; net profit of -4.090 billion, a year-on-year increase of 74.79%.

Human: What is the appropriate price to buy tomorrow?

Bean Bag AI:

The buying price of stocks needs to be judged by comprehensive factors. It is difficult to give a definite answer to what is the appropriate price to buy Suning.com (ST Yiguo, 002024) tomorrow, but it can be analyzed from the following aspects: 1. **Technical analysis**: - **Pressure level and support level**: The recent pressure level of the stock is around 1.95 yuan (reference to past data). If the stock price is close to this position, it may face certain selling pressure and resistance to rising; and the recent average transaction cost of the stock chips is 2.00-2.02 yuan, which can be used as a reference potential support level. If the stock price falls back to this price and there are signs of stopping the decline, it may be a relatively good time to buy, but it cannot be completely dependent on this price. After all, the market situation is constantly changing. - **Trend pattern**: Observe the recent trend pattern of the stock, such as whether there is a continuation of the upward trend or a rebound after the correction. If there was a clear upward trend before, and there was a trend of stabilization and recovery after the correction, then you can consider buying when the stock price starts to rise again. 2. **Fundamental analysis**: - **Company performance**: Suning.com achieved a net profit of 599 million yuan in the first three quarters of 2024, a year-on-year increase of 122.98%, and its performance has improved to a certain extent. If the company can continue to maintain this profit growth trend in the future, it will be a support for the stock price from a fundamental perspective. However, it should also be noted that the company's operating income is still declining, which may bring certain uncertainties to the company's long-term development. - **Industry prospects**: The home appliance retail industry is affected by various factors such as the consumer market and e-commerce competition. At present, factors such as the old-for-new home appliance trade-in and the recovery of the real estate market have a certain driving effect on Suning.com's business, but the industry competition is still fierce. It is necessary to comprehensively evaluate the overall development trend of the industry and Suning.com's competitiveness in the industry to judge the company's long-term investment value. 3. **Market sentiment and market trends**: - **Market sentiment**: Recently, the market sentiment towards Suning.com is relatively optimistic. From the analysis of public opinion, two institutions predict an average target price of 2.10 yuan, which is higher than the current price. However, market sentiment changes at any time. If the overall market sentiment weakens, it may have an impact on Suning.com's stock price.- **Market Trend**: The overall trend of the stock market will have an impact on individual stocks. If the market is on an upward trend, Suning.com's stock price may be driven up; if the market falls, Suning.com's stock price may also be dragged down. Therefore, it is necessary to pay attention to the trend of the market in order to better judge the buying opportunity. In short, the buying price of Suning.com tomorrow needs to be judged based on the real-time situation of the market. It is recommended that investors fully understand the company's fundamentals, market conditions, technical trends and other factors before making a decision, and formulate a reasonable investment strategy based on their own risk tolerance and investment goals.

Human: Why has Bitcoin risen so much in recent days?

Bean Bag AI:

The main reasons for the crazy surge in Bitcoin in recent days are as follows: 1. **US political factors**: - **Trump's victory expectations and related statements**: Former US President Trump has repeatedly spoken in support of the development of virtual currencies during the campaign, and promised that if he returns to the White House, he will list Bitcoin as a US strategic reserve asset and make the United States the world's cryptocurrency capital. His chances of winning the 2024 presidential election have increased. The market believes that if Trump is elected, the US regulatory policy on virtual currencies such as Bitcoin may be relaxed, which has enhanced investors' confidence in Bitcoin, attracted capital inflows, and pushed up prices. 2. **Macroeconomic environment factors**: - **Federal Reserve rate cut**: On November 7, the Federal Reserve announced a 25 basis point rate cut. The rate cut means that there are more funds in the market and the preference for risky assets will increase. As a high-risk and speculative asset, Bitcoin is more likely to be favored by investors in an environment of loose funds, thereby driving up prices. - **Global economic uncertainty**: The current global economy is facing many uncertainties, such as trade frictions and geopolitical risks. In this context, some investors see Bitcoin as a safe-haven asset against economic uncertainty, similar to the role of gold, thus increasing the demand for Bitcoin. 3. **Market supply and demand factors**: - **Participation of institutional investors**: In recent years, traditional financial institutions including US public funds and insurance companies have entered the field of Bitcoin. The inflow of funds from institutional investors has increased the market demand for Bitcoin and driven up prices. For example, MicroStrategy, the largest corporate holder of Bitcoin, purchased approximately 27,200 Bitcoins for approximately US$2.03 billion in cash between October 31, 2024 and November 10, 2024. - **Market hype and investor sentiment**: The rise in Bitcoin prices has attracted the attention of many investors, and the market hype atmosphere is strong. Many investors follow suit and buy, further driving up prices. As more and more people participate in Bitcoin transactions, market sentiment becomes more optimistic, and this optimism will be fed back to prices, forming a positive feedback effect.4. **Industry development factors**: - **Development of Hong Kong's virtual asset market**: Hong Kong's active exploration and development in the field of blockchain and virtual assets has also brought certain benefits to virtual currencies such as Bitcoin. For example, the Hong Kong Stock Exchange will launch the Hong Kong Stock Exchange Virtual Asset Index Series on November 15, 2024, providing a reliable benchmark price for virtual assets including Bitcoin and Ethereum, which will help enhance the status and recognition of Bitcoin in the mainstream financial market.

Human: What is the current price?

Bean Bag AI:

In the early trading of November 12, 2024, Beijing time, Bitcoin once hit an all-time high of $89,253. It then gave up a small amount of gains and was reported at $88,108.22 per coin as of 12:00. This is according to information from 21st Century Business Herald. However, the price of Bitcoin may fluctuate to a certain extent on different trading platforms and time nodes. If you want to know the real-time and accurate price, it is recommended to pay attention to professional cryptocurrency trading platforms or financial information websites.

Human: Take a look at the K-line trend of Bitcoin in recent days

Bean Bag AI:

Bitcoin has shown an extremely strong upward trend in recent days. The following is the general trend of Bitcoin in recent days: 1. **November 6**: It rose more than 8% to $75,000 in the day, setting a new record high. 2. **November 7**: It set a new record high, with a maximum of $75,600 per coin, pushing the global cryptocurrency market value to exceed $2.6 trillion, of which Bitcoin's market value is $1.495 trillion. 3. **November 9**: Bitcoin stood at $77,000 per coin, setting a new record high, with a daily increase of 1.5%. 4. **November 10**: Bitcoin stood at the $80,000 per coin mark for the first time in history, with a daily increase of 4%. 5. **November 11**: Bitcoin continued to rise, breaking through $81,000 per coin at noon, and rising to a maximum of $81,792 per coin. At the end of New York trading, the main contract of CME Bitcoin futures BTC was quoted at $88,745.00, up 14.72% from the end of New York trading last Friday. It continued to fluctuate upward smoothly throughout the day, trading in the range of $80,670.00-89,140.00. 6. **November 12**: Bitcoin prices continued to rise, hitting an all-time high of $89,253 in the early trading. As of 12:00, it was reported at $88,108.22 per coin. After that, the price fluctuated at a high level. Overall, Bitcoin has risen sharply and rapidly in recent days, constantly breaking through historical highs. However, as a high-risk virtual asset, Bitcoin's price fluctuations are very drastic, and investors need to remain highly vigilant and cautious.

Human: When the US stock market opens tonight, will Bitcoin pull back?

Bean Bag AI:

It is difficult to accurately predict whether Bitcoin will correct after the US stock market opens tonight. The following are some factors that may affect the price trend of Bitcoin: 1. **Market Sentiment and Speculative Behavior**: - **Possibility of continuation of optimism**: If As optimism about Bitcoin continues, investors may continue to hold or even increase their positions, pushing prices to remain stable or rise. Recently, the price of Bitcoin has continued to reach record highs, and market confidence has increased significantly. Many people are betting that this rise will continue. This optimism may offset some potential pullback pressure in the short term. - **Possibility of profit-taking triggering a pullback**: However, some investors may choose to take profits at high prices. The price of Bitcoin has risen sharply in a short period of time and has accumulated a high profit margin. Once a large number of investors choose to sell at the same time, it may trigger a price correction. Historical experience shows that when the profit ratio is too high, the market will tend to correct. 2. **Linkage between US stocks and Bitcoin**: - **Positive linkage**: In some cases, there is a certain linkage between Bitcoin and US stocks. If U.S. stocks perform well after opening tonight and market risk appetite increases, it may have a positive impact on Bitcoin, causing its price to remain stable or rise. On the other hand, if U.S. stocks fall, it may trigger investor risk aversion, leading to an outflow of funds from the Bitcoin market, which will in turn push Bitcoin prices back up. - **Weakened linkage**: However, as a decentralized digital currency, Bitcoin’s value logic and driving factors are fundamentally different from traditional financial markets, and its correlation with US stocks is not stable in the long term. Therefore, even if U.S. stocks fluctuate, Bitcoin may not necessarily follow its movements completely. 3. **Macroeconomic factors and policy impacts**: - **U.S. economic data and policies**: U.S. economic data and monetary policy have an important impact on financial markets. If important U.S. economic data is released tonight, or the market's expectations for the Federal Reserve's monetary policy change, it may trigger market fluctuations and in turn affect the price of Bitcoin. For example, the Federal Reserve's decision to raise or lower interest rates, its attitude towards inflation, etc. may have an indirect impact on the price of Bitcoin.- **Global economic situation**: The overall situation of the global economy will also have an impact on the price of Bitcoin. If the global economy faces uncertainty or recession risks, investors may use Bitcoin as a safe-haven asset, driving up prices. But if the global economic situation improves, investors may be more inclined to invest in traditional financial assets, and the demand for Bitcoin may decrease. 4. **Sudden events and market rumors**: The Bitcoin market is very sensitive to sudden events and market rumors. If there are major events related to Bitcoin tonight, such as exchanges being hacked, policy changes, celebrity remarks, etc., they may instantly ignite the sensitive nerves of the market, causing Bitcoin prices to fluctuate sharply.

Bean bag AI:

As of 16:21 on November 12, 2024, the latest news about Coinbase before the US stock market tonight has not been obtained, but some past related events can be provided for reference: 1. **Events related to personnel changes and management news**: On July 26, 2024, the Coinbase board of directors added three new members, including Chris Lehane, a member of the OpenAI executive team, Paul Clement, former US Deputy Attorney General, and Chris Davies, CFO of Aon Group and member of the board of directors of Stripe and Workday. After the news was announced, Coinbase's US stocks rose more than 4.2% before the market opened. 2. **Transaction failure event**: On May 14, 2024, Coinbase had a system-wide service interruption, and the company subsequently resolved the problem. This incident may cause investors to pay attention to the stability of its system in pre-market trading, thereby affecting stock price performance. 3. **Events affected by Bitcoin prices**: Fluctuations in Bitcoin prices usually have an impact on Coinbase's stock price. For example, when the price of Bitcoin rises, Coinbase's business volume and revenue may increase, thereby driving up its stock price; conversely, a fall in the price of Bitcoin may cause pressure on Coinbase's stock price. If you need to obtain accurate news about Coinbase before the US stock market opens tonight, it is recommended to pay attention to authoritative financial media, stock exchange announcements, or related professional financial information platforms.

Human: Check the correlation between WLD and COINBASE

Bean Bag AI:

WLD coin has a high correlation with Coinbase, which is mainly reflected in the following aspects: 1. **Contract trading support**: Coinbase International Station and Coinbase Premium provide users with WLD perpetual contract trading services. In April 2024, Coinbase announced the addition of support for WLD perpetual contracts, which enabled WLD to have more trading methods and liquidity on the Coinbase platform, attracting more investors' attention. 2. **Trading market expansion**: After Coinbase launched WLD-related trading products, WLD's user base and trading activity were further expanded. As a well-known cryptocurrency trading platform, Coinbase has a large user base and a high market influence. Its support for WLD helps to enhance WLD's popularity and recognition in the cryptocurrency market. 3. **Market signal effect**: Coinbase's support for WLD provides a reference for other trading platforms to a certain extent. When Coinbase chooses to launch a trading product for a certain cryptocurrency, other trading platforms may pay attention and consider whether to follow up, which has a certain driving effect on the development of WLD in the entire cryptocurrency market. In general, Coinbase and WLD are closely related, and Coinbase's related measures have had an important impact on WLD's transactions, market performance, etc. However, it should be noted that the cryptocurrency market is highly volatile and uncertain, and investors should carefully assess the risks when participating in related transactions.

Human: Check the relationship between OPENAI and WLD

Bean Bag AI:

There is a certain degree of correlation between OpenAI and WLD (Worldcoin token), which is mainly reflected in the following aspects: 1. **Founder correlation**: - Worldcoin was initiated by Sam Altman, co-founder and former CEO of OpenAI. This makes WLD naturally closely related to OpenAI. Sam Altman's influence and reputation in the field of artificial intelligence have brought a certain degree of attention and influence to the WLD project. For example, his successful experience in OpenAI has made people have certain expectations for the Worldcoin project he participated in, which has affected investors' views on WLD and market performance to a certain extent. 2. **Concept correlation**: - The Worldcoin project aims to create a global identity and financial network, using unique iris scanning authentication technology to ensure the uniqueness of users. This application of identity authentication and artificial intelligence technology has a certain conceptual fit with OpenAI's exploration and innovation in the field of artificial intelligence. Although the business directions of the two are not exactly the same, they are both at the forefront of science and technology and innovation, so there is a certain correlation in market cognition. 3. **Market sentiment correlation**: - OpenAI's development dynamics and technological breakthroughs will affect investors' attitudes towards WLD to a certain extent. For example, when OpenAI launches new AI technology or products, triggering the market's attention and enthusiasm for AI, WLD, as a cryptocurrency project that has a certain connection with OpenAI, may also attract the attention and popularity of investors. On the contrary, if OpenAI faces some negative events or controversies, it may also have a certain impact on WLD's market performance. However, despite these connections, OpenAI and Worldcoin are still two independent entities, each with different business models and development directions. When investing in WLD or understanding its relationship with OpenAI, it is necessary to clearly distinguish the independence of the two and fully consider the high risk and uncertainty of the cryptocurrency market.

Human: Analyze the development prospects of WLD

Bean Bag AI:

The development prospects of WLD (Worldcoin) have certain potential, but also face many challenges. The following are some analyses of its development prospects: 1. **Advantages**: - **Technological innovation**: WLD coin relies on advanced blockchain technology, has a unique distributed ledger mechanism and high-efficiency algorithm, and has advantages in transaction speed and security. Its team is also continuously optimizing the underlying architecture of the blockchain to lay a solid foundation for the long-term development of the project. With the continuous advancement of technology, WLD is expected to further improve in performance, security and other aspects, enhancing its competitiveness in the market. - **Wide application scenarios**: WLD is not only a digital currency, but also aims to build a full-scale digital economic ecosystem. It can be applied to decentralized financial services, game entertainment, supply chain management, intellectual property protection, data sharing and other fields. This trend of deep integration into the real economy can enhance the actual demand and value recognition of WLD, and provide broad space for its development. - **Strong team background and financial support**: The development team behind it has rich industry experience and forward-looking vision, and is committed to creating a highly innovative and sustainable ecosystem. In addition, Worldcoin's last round of financing raised $115 million from heavyweight venture capital firms such as a16z, blockchain capital, and bain capital crypto. The participation of these top investors provides the project with the capital needed for growth and is also a vote of confidence in Worldcoin. - **Unique project concept**: The Worldcoin project aims to establish a global identity and financial network, verify the uniqueness of users online through human characteristics, and use zero-knowledge proof to protect personal privacy. This innovative identity authentication method has important application value in the digital economy era and can attract the attention of users and enterprises. - **High market heat and attention**: Due to its association with Sam Altman, co-founder and former CEO of OpenAI, WLD has received high attention from the market. OpenAI's influence and reputation in the field of artificial intelligence have brought a certain amount of attention and influence to the WLD project, which will help to enhance its market visibility and recognition. 2. **Challenges**: - **Uncertainty in policies and regulations**: There are still large variables in the regulatory policies of countries around the world on cryptocurrencies, which poses certain risks to the development of WLD.Some countries may strengthen the regulation of cryptocurrencies and restrict their transactions and use, which may affect the market liquidity and development space of WLD.    - **Fierce market competition**: The fierce competition in the currency circle, the emergence of new projects and the upgrade and iteration of old digital currencies will put pressure on WLD's market share. WLD needs to continue to innovate and improve user experience in order to remain invincible in the fierce market competition.    - **User acceptance needs to be improved**: Although WLD has rich application scenarios, the public's awareness and acceptance of cryptocurrencies are still limited, and it is necessary to further improve users' awareness and acceptance of WLD. Only when more users are willing to hold and use WLD can its market value grow substantially.    - **Project's own problems**: At present, WLD tokens are not mature enough in practical applications and have certain limitations. For example, there is a view that the current WLD tokens are only used as "farm and dump" tokens given to users, and as speculative tools loosely related to artificial intelligence. If more convincing application scenarios cannot be expanded as soon as possible, it may affect investors' confidence. Overall, WLD has certain development prospects, but many challenges need to be overcome. When investors pay attention to the development of WLD, they should remain rational and fully understand the risks and opportunities of the project.

Human: Will unlocking 5 million every day have an impact on the price of WLD?

Bean bag AI:

Unlocking 5 million WLD coins every day may have many effects on its price: 1. **Increase in selling pressure, which may cause the price to fall**: - **Increase in supply impacts price**: A large number of unlocked WLD coins enter the market, which will greatly increase the supply of tokens on the market. In the absence of a corresponding significant increase in demand, according to the basic economic supply and demand principles, oversupply will cause the price of WLD coins to face downward pressure. For example, if the demand for WLD coins by investors in the market remains stable, but 5 million new supply is suddenly added every day, this will inevitably break the original supply and demand balance and cause the price of the coin to fall. - **Changes in investor expectations**: Knowing that a large number of tokens are about to be unlocked, investors will expect that the number of WLD coins in the market will increase in the future, which may affect their investment decisions. Some investors may sell their WLD coins in advance to avoid losses caused by the decline in the price of the coin after unlocking. This concentrated selling behavior will also further lower the price of the coin. 2. **Enhanced liquidity may bring certain positive effects**: - **Increased trading activity**: More WLD coins enter the market circulation, which will increase the trading activity of the token. The increase in trading activity is a double-edged sword for a digital currency. On the one hand, it may attract more investors' attention, because higher trading activity means that the token is traded more frequently in the market and investors are more likely to buy and sell; on the other hand, if the market lacks confidence in the WLD coin, high trading activity may only be a short-term speculative behavior and it is difficult to support the long-term stable rise in the price of the coin. - **Promote the development of the project ecology**: If the moderately increased circulation can be effectively used for the ecological construction of the project, such as supporting the development of more application scenarios and partner expansion, then this may enhance the market's confidence in the WLD coin and have a certain positive impact on the price of the coin. However, this requires the project party to have a clear development plan and good execution capabilities to ensure that the unlocked tokens can bring actual value enhancement to the project. 3. **Impact on market sentiment**: - **Cause market concerns**: Large-scale token unlocking usually makes market participants feel worried, especially in the cryptocurrency market, which is sensitive to news and market sentiment.Investors may worry about whether the project party or early investors are selling tokens in large quantities, thus doubting the development prospects of the project. This worry may spread in the market, causing more investors to choose to sell WLD coins, further suppressing the price of the coin. - **May stabilize after short-term fluctuations**: If the project party can convey positive information to the market in a timely and effective manner, such as explaining which beneficial project development aspects the unlocked tokens will be used for, or showing the good progress and future plans of the project, then market sentiment may gradually stabilize. After a short-term fluctuation, the price of the coin may stabilize or even rebound, but this requires the project party to have good communication and market guidance capabilities.