Yesterday I wrote about the steps to solve bank risk control. Today I will tell you what to do if your account is frozen. (Detailed steps, save for self-defense)

First of all: the old rule is to pretend to be a novice and go to the bank to ask the reason. (Here you need to know three pieces of information)

1: Key point: Contact information of the investigating police officer (some local agencies are OK)

2: Freeze time

3: Frozen amount Some banks can directly write a note for you.

Step 2: Know the reason

After the bank responds, find the investigating officer based on the information and ask him the reason (you need to pretend to be a newbie to ask for some key information)

1: Cause of the case

2: How much money is involved?

3: The funds involved in the case

4: What level are you at? (People who are more cautious (cowardly) don’t dare to ask. TG has account opening methods, Tianyancha, 100U can find out the person who reported the case, and all the levels of the card can be found)

Step 3: Organize the data

Your personal information, and the operation process of selling coins with the merchant (it is best to have a screenshot of the platform, and if there is no screenshot, the transfer record and information), the merchant's information, or personal information, all sorted out, and then send the information to him. You can ask me for a template.

Step 4: There are several results at the end

The above process is mainly to avoid your legal risks (so don't go to TG or other places to file a U, and be sure to keep a record)

1: Defrost directly for you

2: Unfreeze your uninvolved funds first, then delay the case to be closed (most results)

3: If your card is in the first few levels, he will ask you to pay compensation, he wants to close the case as soon as possible (if this is the case, there are two ways)

Want to solve it first: You ask him to let you communicate with the victim, negotiate with the victim, and pay some money to settle the case. If you explain it clearly, the victim will usually negotiate with you, because he was the one who was cheated, and generally it's gone.

How to solve the problem if you don't want to pay: explain the third step clearly, then drag it out, and finally the victim can only file a civil lawsuit to ask you for money. This is usually annoying.

But there is a big problem with this. If you offend the police, they can prevent you from using your bank card for five years. You should be able to handle things well and not be timid (because you are not breaking the law, but the people on duty are very angry). However, don't confront the police. If you have the chance, treat them to a meal or give them gifts. Keep your tone nice and call them "big brother". If you have a conflict with the police, contact a lawyer immediately (saving your life is the most important thing).