💳 #CBDC are coming, whether we want them or not. There are too many benefits to #blockchain – even a centralized form of blockchain – for governments and central banks to pass up the opportunity.

For those who don’t know, central bank digital currencies are state-backed (fiat) money, based on blockchain technology. They have all kinds of advantages, like speed and efficiency, but there are also lots of concerns about privacy, surveillance and control over citizens’ spending.