๐˜ฟ๐™„๐™‘๐™„๐˜ฟ๐˜ผ๐™Ž ๐˜ฟ๐™€๐™š๐™ง๐™š ๐™–๐™ง๐™š ๐™–๐™ฃ๐™™ ๐™–๐™ฃ๐™ค๐™ฉ ๐™ฉ๐™ค ๐™ข๐™–๐™ ๐™š ๐™ฎ๐™ค๐™ช๐™ง ๐™™๐™–๐™ฎ-๐™ฉ๐™ค-๐™™๐™–๐™ฎ ๐™ก๐™ž๐™›๐™š ๐™š๐™–๐™จ๐™ž๐™š ...๏ฟฝ๐™–๐™จ๐™ž๐™š๐™ง ๐™š๐™–๐™จ๐™ž๐™š๐™ง ๐™š๐™–๐™จ๐™ž๐™š๐™ง ๐™š๐™–๐™จ๐™ž๐™š๐™ง ๐™š๐™–๐™จ๐™ž๐™š๐™ง ๐™š๐™–๐™จ๐™ž๏ฟฝ ๐˜พ๐™ƒ๐™€๐™‚๐˜ผ ๐˜ผ ๐Ÿ•๐Ÿ–,๐Ÿ–%

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The percentage of indebted families in Brazil rose for the third consecutive month and reached 78.8% in May of this year. In April, the rate was 78.5%, while in May 2023, the proportion of indebted people was 78.3%. The data is from the Consumer Debt and Default Survey (Peic), by the National Confederation of Commerce of Goods, Services and Tourism (CNC).

With the result for May, released today (10) in Rio de Janeiro by the CNC, the percentage of families with debts in the country reached the highest level since November 2022. The survey considers those in debt who have any debt, even if it is not overdue, such as credit card purchases or financing.

For the CNC, the data shows that families continue to increase their demand for credit, taking advantage of the lower interest costs. The target for the basic interest rate (Selic) has been falling at each meeting of the Monetary Policy Committee (Copom), since August of last year (when it fell from 13.75% to 13.25%). It currently stands at 10.50%.

The percentage of families who consider themselves heavily in debt reached 17.8% last May, up from 17.2% in April.

People with debts or overdue bills are considered to be in default. The percentage of default among Brazilian families was 28.6% in May of this year, the same level as in April, but down from 29.1% in May of last year.

Among the total number of families, those who will not be able to pay their debts, the percentage was 12% in May, below the 12.1% of the previous month, but above the 11.8% of May 2023.

One of the positive highlights was the special check, which was present in the debts of only 3.9% of families, the lowest percentage since the beginning of the survey in 2010.