📱 WhatsApp and Telegram are two of the most popular instant messaging platforms used by millions of people every day to communicate and exchange information. As their popularity has increased, so have fraud attempts targeting regular users. Below we review the most important types of fraud that occur through these applications and how to prevent them.
1. Disguise fraud 😈
The scammer pretends to be a known person or a representative of a trusted service such as a bank or delivery company. The scammer contacts the victim and asks them to send sensitive personal information such as passwords or bank account details, or even requests an urgent money transfer.
How to prevent:
🔒 Do not share your personal information with any unknown party. Always verify the identity of the caller or sender before providing any information.
2. Investment promotion fraud 💼
The scammer claims that there are profitable and quick-paying investment opportunities, such as investing in cryptocurrencies or stocks. The scammer encourages the victim to transfer money or provide bank account details to invest. These offers are often unrealistic and the victim may lose all of their money.
How to prevent:
💡 Avoid any investment offers that seem “too good to be true.” Consult financial experts before making any investment decisions.
3. Fraud with contests and fake gifts 🎁
The user receives a message claiming to have won a large prize, whether it is a smartphone, a car, or even a sum of money. The scammer asks the victim to pay a small fee to claim the prize, or to provide personal information to confirm identity. After paying or providing the information, the scammer disappears without a trace.
How to prevent:
🚫 Don't trust any message claiming you won a prize that you didn't enter. If the offer seems unrealistic, it's probably a scam.
4. Fraud via malicious links 🔗
Scammers send links in messages that lead to fake websites that aim to steal users’ data, such as passwords or bank card information. These links may look legitimate, but once accessed, malware is downloaded onto the victim’s device to steal data.
How to prevent:
🛑 Do not click on any link that comes from an untrusted source. Always make sure that the link starts with "https" and that the site is secure.
General tips to prevent fraud:
1. Activate two-factor authentication: 🔐 Activate two-factor authentication to better protect your accounts.
2. Do not interact with strange messages: If you receive any unexpected request, do not interact with it until you verify its source.
