According to ChainCatcher, Circle co-founder and CEO Jeremy Allaire spoke at a roundtable discussion on the theme of "The Next 3 Years in Crypto" on the first day of the TOKEN2049 main venue:

In version 1.0 of the Circle vision, this is essentially a world where there is zero marginal cost to store and transfer value. A world where the user experience of transacting on these mediums will be as easy and seamless as the user experience of using major software tools on the internet. We're not quite there yet, but we're very close. But I think over the next year, we'll make progress on the relevant utility.

I feel like as we get closer to that point (as version 1.0 envisions), the velocity of money and the real economy in the world will increase significantly, and if we have this extremely high velocity of money, the ability for people to benefit financially from it will be Remarkable.

I think it’s still early days, and despite the huge progress in decentralized finance (DeFi), we’re still just beginning to explore this space. I would compare it to when the iPhone was released, when there was a lot of innovation around mobile devices.