I didn’t expect that many friends would pay attention to the post about where U can work a few days ago. Although there are places offering subsidies from time to time in the market, such as the LisUSD event launched before, the PYUSD subsidy of Paypal before, the Sui chain ecological subsidy, etc., there is also a time limit.

Is there any place where the income from working is relatively higher, stable and long-term, even if the risk is slightly higher?

After much thought, perhaps the dual-currency investment tool can be considered one. This tool is available in the Binance financial column, and it is also specially optimized for novices.


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To put it simply, a dual-currency investment product is to select a currency, a time, and a price. When the time comes, if you can buy it at the price, you buy the currency. If you can't buy it, you get back the principal and the interest generated during this period.

Because it is not completely risk-free, the interest rate is often higher than that of a haircut.
What you need to do is to choose the appropriate annualized return by adjusting the target coin price and time. Generally speaking, the shorter the time and the closer to the current price, the higher the annualized return (because it is easier to trade).

Let me give you a few examples to help you understand:
For example, now$BTC The price was 58250, I selected the price of 56500 after 4 days, and then used the 10000 USDT in my hand to purchase on Binance. Under this condition, the yield reached 45.56%.

4 days later, if the price of BTC drops to 56,500, I can use the Usdt and interest in my hands to buy BTC at the bottom.
But if it doesn't reach, for example, 57,000, or rises to 59,000. Then I can get back my 1,000 Usdt, and also get (45.56%/365*4) 10,000 = 49.8 dollars in interest.

Some friends may say, I bought BTC at 56,500 but still feel the price is too high. Can I choose a lower price?
Yes, you can choose a price of 53,000, and if you don’t want to trade too frequently, choose a longer one, such as 28 days. The annual interest rate for this level is 20.47%.
If the BTC price does not fall below 53,000 after 28 days, you will earn (20.47%/365*28)*10,000=157 dollars in interest on your $10,000.

So you can understand that if I can accept a certain price to buy at the bottom, then I can just apply for the dual-currency investment at this price. At that time, I can either buy at the bottom, or I can earn more interest if I don’t buy at the bottom. The profit is higher than just placing a bottom-buying order.

Of course, there are many ways to play dual-currency investment. I just talked about the USDT standard low buy, which is the easiest for beginners to understand. You can also sell high based on the currency standard, or the exchange rate of two currencies (BTC/BNB, BTC/SOL), etc. The logic is the same, and I will talk about it if someone is interested.

From my personal experience, the chances of exercising options in the range of 5-20% annualized are relatively small. So if you just want to earn interest, just choose a target price or time within this range. In addition, if you choose to sell at a high price, as long as you control the range well, you can also achieve good currency-based appreciation income.

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Here is a reminder of the possible risks:
1. Let's take the 28-day low buy of USDT as an example. If the market price on the expiration date is lower than your target price of 53,000 and reaches 50,000, then you still bought the BTC at the price of 53,000 at the time of settlement. This is equivalent to buying too early. Of course, if you firmly believe that BTC will rise to more than 100,000 US dollars sooner or later, then there is no loss.

On the contrary, if it is a sell high strategy, it may also happen that the stock is sold too early.
Therefore, you need to weigh the profit range and risks and make good psychological expectations.

2. Funds cannot be withdrawn during the period after subscription.

In short, dual currency investment is still a very good tool, especially when the market is not very volatile. After getting started, it can be used as a reasonable supplement to asset allocation.

In addition, Binance now has a beginner mode in its dual-currency investment, which is much simpler and you can try to get started yourself.

If you feel that what Brother Lion said is still complicated and incomprehensible, then here is a tip for you: choose an annual interest rate in the range of 5-20%. There is a high probability that you can get the annualized rate for free, and there is a small probability that you have picked a pretty good base.

#理财 #双币投资