The next self-help for Chinese people:

1. Even if you have to sell everything and lose money, you must clear the house with debt, reduce the debt, and don't borrow money to do anything. In the downward cycle, there is cash flow to harvest debt, and in the upward cycle, there is debt to harvest cash flow.

2. If you have some savings, don't waste it on any local financial products

3. Don't have children without ability, the cost is very high, and it will take up a lot of your time and attention.

4. Do a job with income, do it well if you are paid, don't be pretentious and picky.

5. Don't be cheated! Don't be cheated! Don't be cheated! Now there are scammers everywhere. In plain words: don't give money, don't give money.

6. Don't lend rice to others, it's hard to get it back after lending it out

7. Follow the trend to choose the market. For example, someone asked two jobs: which one to choose between selling houses and beauty industry? Definitely not selling houses, then what about A and#coincircle#?

8. Don’t hold on to your business if it turns into a loss. If your business turns into a loss, you must quickly and cleanly cut costs and increase efficiency.

9. Exercise more to strengthen your body and improve your body’s carrying capacity. Many times, the originally poor families are made worse by sudden illnesses.

10. Settle down in advance and stay sensitive. Don’t leave the market and stop paying attention when the market is bad. When opportunities come, you rush in and chase the rise and fall again. Time waits for no one. Know where the opportunities are and be prepared to meet them in advance. #