Tether CEO Paolo Ardoino expressed concern that the EU's MiCA regulation poses a systemic risk not only to stablecoins but also to the banking system.
- MiCA, which came into effect on June 30, requires 60% of stablecoin reserves to be held in EU banks.
- Ardoino noted that banks operate on a fractional reserve system, making them vulnerable to bank runs.
- He cited the collapse of Silicon Valley Bank in 2023 as an example.
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For a more detailed analysis, read our full interview.