#DeFi #yieldfarming #Ethereum #Arbitrum

DeFi has revolutionized the way we interact with money, offering unprecedented transparency and control to users. However, the complexity of DeFi protocols can be intimidating for newcomers, and earning yield can be a time-consuming process. This is where Stablz comes in - a yield capturing protocol designed to simplify yield earning and deliver as much real yield as possible directly to depositors.

Stablz is built on top of existing farming protocols, with a focus on transparency and non-custody of funds. The platform assumes as little liability as possible, earning fees from generating and locking in yield for its users. $STABLZ is the ERC-20 token built on Ethereum Mainnet that powers the Stablz ecosystem.

To provide liquidity to Stablz farming pools, the platform has chosen to build on top of Curve Finance, the largest and most liquid protocol for stablecoins in DeFi. All yield is harvested from CRV and stored in 3CRV LP tokens, allowing users to withdraw USDT/USDC/DAI. Stablz has no lockups for liquidity deposited on this face of the platform, and there are no deposit/withdrawal fees on Stablz stablecoin pools. Currently, the average stablecoin yield sits at 3-9% among integrated pools.

In addition to farming, Stablz also offers staking options for $STABLZ tokens. Staking involves locking up $STABLZ tokens to generate an incentivized interest rate, paid in $STABLZ. The interest rates for $STABLZ staking are fixed and pay out higher for longer lockup periods. For example, one may lock up 100 STABLZ for 1 month at an 8% APR incentive, which means upon deposit, they receive 100 OS receipt tokens and a total of 0.66666666 STABLZ over the course of the lockup period.

Stablz is constantly evolving, with plans to expand farms to other chains while maintaining revenue and rewards distributions on Ethereum Mainnet. Stablz smart contracts only add extra benefits such as depeg protection, emergency withdraws, and periodic auto-claim features to pools built on top of other farms. STABLZ and OS staking contracts will be exclusively on Ethereum Mainnet, with rewards coming from the contracts themselves or the fee handler contract.

In conclusion, Stablz is a platform that simplifies yield earning and delivers real yield directly to depositors. Its focus on transparency and non-custody of funds aligns with the ethos of DeFi, while its farming and staking options offer lucrative earning opportunities for users. Stablz is at the forefront of the latest advancements in DeFi, ensuring the highest standards of safety and security.

Decentralized finance (DeFi) has emerged as one of the most exciting and promising areas of the crypto industry. It has created a new financial system that is accessible to anyone with an internet connection, without the need for intermediaries like banks. DeFi platforms have become popular among investors because they offer high annual percentage yields (APY) on staking.

Cryptocurrency presents a plethora of ways to potentially generate income. The traditional approach involves purchasing a preferred crypto and hoping its value increases, but this is just the beginning. Another rapidly growing approach is yield farming, which involves lending out cryptocurrency and earning interest. Yield farming is attractive because some ventures offer remarkably high interest rates, with some offering an annual percentage yield (APY) surpassing 100%. In fact, there are even projects offering over 1000%.

The mechanics of yield farming

Yield farming revolves around finding the most lucrative returns via cryptocurrency lending. While there are numerous platforms that offer interest on digital assets, decentralized crypto exchanges, without a centralized authority, generally offer the highest interest rates. Presently, some of the most prominent decentralized exchanges are named quite cryptically:

Uniswap

Sushiswap

BurgerSwap

PancakeSwap

On these decentralized exchanges, investors may contribute to various liquidity pools for different cryptocurrencies. A liquidity pool is a conglomeration of crypto assets that people pool together to provide the exchange with liquidity. By lending to an Ethereum liquidity pool, for instance, it increases the exchange's Ethereum for use in transactions.

Anybody who contributes to a liquidity pool will receive a portion of the trade fees for that specific cryptocurrency. Should you lend to an Ethereum liquidity pool, you'll obtain a share of the fees whenever users trade Ethereum. The amount you can earn through yield farming is contingent on the exchange and liquidity pool you opt for. PancakeSwap, for instance, features the APY (annual percentage yield) for all of its pools. If you lend the exchange's CAKE token, you can potentially earn an APY of over 40% at the moment. Though some pools may offer higher interest rates, the involved cryptocurrencies can also be more volatile.

The drawbacks of yield farming

However, while high APY may sound tempting, there are several risks involved in staking on DeFi platforms.

 

Smart Contract Risks

DeFi platforms are built on smart contracts, which are self-executing computer programs that automate the process of executing transactions. Smart contracts are designed to be trustless, meaning that they don’t require a middleman to execute transactions. However, smart contracts are not foolproof, and they can contain bugs or vulnerabilities that can be exploited by hackers. If a smart contract is hacked, the hacker can steal the funds locked in the contract, leaving stakers with significant losses.

 

Impermanent Loss

DeFi platforms use liquidity pools to facilitate trades between different cryptocurrencies. When a user stakes their crypto in a liquidity pool, they earn rewards in the form of tokens. However, the value of these tokens can fluctuate based on market conditions, which can result in impermanent loss. Impermanent loss occurs when the value of the tokens in the liquidity pool diverges from the value of the staked assets. For example, if a user stakes ETH and BTC in a liquidity pool, and the price of BTC rises while the price of ETH stays the same, the user will experience impermanent loss.

 

Regulatory Risks

DeFi platforms are relatively unregulated compared to traditional financial institutions. This lack of regulation can make DeFi platforms vulnerable to regulatory crackdowns. If regulators decide to crack down on DeFi platforms, they could impose harsh penalties, which could result in the platform shutting down or users losing their funds.

 

Liquidity Risks

DeFi platforms rely on liquidity to function properly. If there is not enough liquidity in a liquidity pool, the platform may not be able to execute transactions, resulting in users not being able to withdraw their funds. Additionally, if a large number of users withdraw their funds at the same time, it could result in a liquidity crisis, leading to the platform shutting down.

Is Crypto Farming Worth Your Time and Investment?

Crypto yield farming offers high rewards but also involves high risks and complexity. To succeed, you need to invest time in learning about liquidity pools and assessing options. If you're willing to take the risk, it's worth investing a small portion of your portfolio, but no more than 1%. If you're looking for less risk, consider lending your crypto to centralized exchanges such as Binance, which offer lower interest rates but a more secure lending option.



How to Begin Yield Farming: A Step-by-Step Guide

For those who made it this far and finally decide to jump in the world of Yield Farming, this following section of tutorial can help.  To help you get started, follow these steps:

Select an exchange and liquidity pool. Choose a reputable exchange (like Binance) and research the crypto you will be lending to ensure its potential for growth.

Obtain the necessary crypto. You can trade for it on the exchange or buy it from a major cryptocurrency exchange.

In case you choose a dex (like pancakeswap), connect your wallet to the exchange. Most exchanges have a button to link your wallet and deposit your crypto.

Add liquidity to your desired pool. Select the pool and click on the add liquidity button, then decide how much crypto to deposit and approve the transaction.

Monitor your balance. Check your balance on the exchange's website anytime by connecting your wallet.

If you decide to withdraw your crypto, simply choose the withdrawal option. Some pools may require a set commitment period or charge a withdrawal fee, but many allow for penalty-free withdrawals anytime.

TL;DR

In conclusion, yield farming can be a profitable way to earn high returns on your crypto investments, but it's essential to understand the risks and choose a trustworthy platform. Yield farming is a complex process that involves locking up your funds and interacting with different protocols, which can be intimidating for beginners. Nevertheless, if you do your research, start small, and diversify your portfolio, you may be able to earn significant returns on your investments. Remember, no investment is entirely risk-free, and you should always consider your financial goals and risk tolerance before investing in any asset class.

#Binance #yieldfarming #Educational #dyor #nftfi

#yieldfarming #DeFi #Stablecoins

Are you looking for a DeFi platform that offers everything in one place? Look no further than STABLZ - the first platform of its kind to offer stablecoin rewards, staking, yield farming, automated harvesting, community governance, and more.

Built with adaptability in mind, STABLZ is designed to weather all market conditions. As part of its future expansion, it plans to incorporate non-stable asset pools such as ETH and high APY farms, with yield secured into stablecoins.

The four key pillars of STABLZ - ecosystem evolution, above farms, real yield, and stable rewards - work together to create a synergistic ecosystem that aims to capitalize on the DeFi market share.

Unlike other DeFi platforms, STABLZ doesn't compete with your favorite farms but builds on top of them. As a yield aggregator, you can find the best farm protocols in one place accessible directly within an easy-to-use dAPP/dashboard UI.

One of the most exciting innovations in the STABLZ model is the ability to receive automated conversion of farming yield rewards into a variety of stablecoins. This means that you can enjoy stable rewards, regardless of the volatility in the crypto market.

Moreover, the platform provides multifaceted ecosystem that offers innovative stablecoin-centric farming and set and forget utility. STABLZ offers community governance, automated harvesting, stable rewards and much more, making it the perfect choice for crypto enthusiasts who want a multifaceted ecosystem that provides a wide range of benefits.

In conclusion, STABLZ is a versatile DeFi platform that offers a lot of benefits, including stable rewards, easy-to-use interface, and automated conversion of farming yield rewards into stablecoins. With its innovative approach and future expansion plans, STABLZ is well positioned to become a leading platform in the DeFi space.

#DeFi #yieldfarming #DEX #Arbitrum #BNBChain

Decentralized finance (DeFi) has changed the way we think about financial services. With DeFi, users can earn passive income by staking or locking their crypto assets. But not all yield is created equal. AsgardX is a DeFi ecosystem that offers real yield, which means users earn returns based on protocols sharing their revenue for staking or locking tokens, rather than just receiving inflationary rewards tokens. In this article, we will explore how AsgardX generates protocol revenue and shares it with contributors.

Real Yield Narrative in DeFi

Real yield is a concept that originated in traditional finance. It measures nominal returns minus inflation. However, in DeFi, real yield has become a catchphrase for yields generated by economic activity and fees obtained from services provided. AsgardX is at the forefront of this narrative, proposing a model of DeFi where users' returns are based on protocols sharing their revenue for staking or locking tokens.

AsgardX Ecosystem

AsgardX is an ecosystem focused on real yield earning through decentralized exchange, launchpad, and AI farming. It uses a dual-token model with the primary currency being ODIN and its escrowed version called xODIN, which are both utilized for staking rewards and governance purposes.

The protocol charges 1% on buying and 1% on selling $ODIN, and 30% of the tax collected will be used as a reward for $ODIN stakers. AsgardX also generates revenue from its dual liquidity model, consisting of a Liquidity Protocol and an Aggregation Protocol. The transaction fee from DEX trades is shared between liquidity providers and token holders who participate in the rewards program.

The AsgardX Launchpad supports top-tier projects in raising funds, with all tokens subsequently listed on the AsgardX DEX. This has helped bootstrap the Total Value Locked on AsgardX and within the Arbitrum Ecosystem. Additionally, the Launchpad is integrated with the DEX, generating more revenue. The profit from the Launchpad will be distributed in parts to protocol contributors.

AsgardX also leverages AI to maximize revenue for the protocol from farming pools by collecting data from various chains and implementing optimized strategies. The protocol's profits from pending allocations are farmed by cross-chain AI in the most profitable and secure stablecoin pools. The AI dashboard displays all transactions and the pool farms that the AI is using, along with their ratings, farming time, end time, and estimated profits. In the future, $ODIN token holders will have the ability to vote on the direction of AI development through AsgardX's governance structure, AsgardX DAO.

To ensure the sustainability of AsgardX's tokenomics, there is a supply hard cap, carefully crafted emissions, and additional deflationary measures in place. Revenues generated by the main features are partly redistributed to xODIN holders as real yield and used for buyback and burn activities, creating constant buying pressure on ODIN.

xODIN Token

xODIN is a non-transferable escrowed governance token, corresponding to staked ODIN. Each staked xODIN token will earn the same amount of xODIN as a regular ODIN token. xODIN can be used in two ways: staked for real yield rewards or vested to become actual ODIN tokens over a period of one year. Note that xODIN is not meant to be transferable.

In conclusion, AsgardX is an innovative DeFi ecosystem that offers real yield to users, which is based on protocols sharing their revenue for staking or locking tokens. The ecosystem is designed for sustainability, with carefully crafted emissions, deflationary measures,

#DeFi #Arbitrum #yieldfarming #staking

The world of decentralized finance, or DeFi, has exploded in popularity over the past year. However, the space can still be incredibly volatile and risky, with many investors unsure of where to turn for long-term growth and stability. That's where VOX Finance comes in - a yield-farming protocol on Arbitrum that aims to revolutionize the DeFi landscape.

The key advantage of the VOX Finance platform is their revolutionary token mechanics. Their token incentivizes long-term investment and provides a stable source of liquidity for the platform. Plus, their platform offers innovative features such as automatic buybacks and reinvestments. By prioritizing long-term growth and stability, VOX Finance offers a sustainable approach to yield farming.

Recently, VOX Finance launched a staking pool with several unique features. These include a 0.75% withdrawal fee, a 2-52 week locking period with attractive multipliers for longer staking periods, and the ability to (re)stake rewards to immediately compound your tokens. The staking pool rewards long-term supporters more than short-term investors, with longer locking periods offering higher multipliers.

In addition, VOX Finance recently collected approximately $15,000 worth of $VOX tokens on Ethereum, Binance Smart Chain, and Polygon. These tokens will be used to convert into $USDC and then bridged over to Arbitrum to form the initial liquidity for VOX2.0, the latest version of the VOX Finance platform.

The tokenomics of VOX2.0 on Arbitrum are as follows: 20% of the total supply is set aside for staking, 30% for liquidity mining, 25% for marketing, 10% for initial liquidity, 10% for an airdrop, and 5% for the team.

If you're looking for a sustainable approach to yield farming and long-term growth and stability in the DeFi space, VOX Finance on Arbitrum is definitely worth checking out. With innovative features and a focus on incentivizing long-term investment, VOX Finance is poised to make a big impact in the world of DeFi.

The DeFi sector is developing continuously, and different protocols use different interest rate models to attract lenders. Another important factor for users is to know how these models are different and which of them gives better yield opportunities.
This article explores how Term Structure, which has a different approach to lending based on terms, can be helpful in dealing with Aave, Compound, and MakerDAO competitors. In contrast to most DeFi platforms, Term Structure focuses on a fixed-income model rather than featuring floating interest rates.
Stable and Predictable Yields: Borrowers can choose a fixed rate for a given period, thereby stabilizing the yields on their resources. This is in contrast to other tokens such as aave and compound where yields vary with the supply and demand within the system.
Higher Fixed Rates: In this way Term Structure gives a possibility to increase the yield for lenders using longer terms if contrasted with variable rate situations. For instance, locking a stablecoin to earn at 5-6% for 30 days can garner more than a variable rate of 3-4% on Aave, especially during volatile times.
Interest Rate Arbitrage Opportunities: In this model by Term Structure, the possible sources of profit involve the exploitation of the spread that exists between the short-term and the long-term rates. Hence, it is possible for the user to select phrases that he or she believes will have higher returns on risk.
Reduced Risk of Rate Volatility: Members achieve this by locking their money in an account with fixed terms to eliminate instances of reduced APY as a result of market fluctuations. This is also beneficial in terms of managing capital and making financial decisions.
Comparison with Other Protocols

Aave and Compound: While these platforms have highly liquid and flexible lending and borrowing markets, they have variable-rate structures that cause fluctuations in returns. As a result, users have to constantly change their positions in order to search for the best returns, which in turn raises the amount of risk and supervision necessary.

MakerDAO: MakerDAO is a decentralized credit platform and it does not directly provide lending opportunities but invests in borrowing against the collateralized debt. They assure stability but do not have the constant yield advantage of Term Structure’s fixed-rate model. Why Term Structure Stands Out Term Structure allows users to access stable, higher yield, and low risk-free opportunities exempted from interest rate fluctuations making it a reliable solution compared to other DeFi lending platforms. Term Structure will especially appeal to users who need to generate consistent returns and do not rebalance their portfolio as often.

In summary, for financial services companies craving higher and more stable returns within DeFi, a term-based and fixed-rate strategy of Term Structure seems to provide a significant edge. What one finds in other protocols is mutability and real-time cash-in, though Term Structure’s method brings a level of assuredness and, arguably, better return rates.

$ZIL Generating a 50% return in one day is extremely risky and speculative, especially in the cryptocurrency market which is volatile in nature. There are no guarantees of obtaining such a return in a short period of time, and doing so would involve a high probability of loss.

However, here are some strategies that I as an investor tend to consider, but remember that they all carry significant risk:

1. High Frequency Trading (HFT): Uses algorithms to carry out a large number of operations in a very short time. Requires advanced technical knowledge and access to professional trading infrastructure.

#Staking #yieldfarming #DeFi

Are you tired of unpredictable market conditions affecting your investments? Look no further than FlidoFi, a new dApp that combines the power of Lido Finance and Flashstake protocols to offer unique staking opportunities.

With FlidoFi, your deposits cannot be liquidated no matter how volatile the prices or interest rates may be. Plus, you have the flexibility to withdraw your staked ETH at any time. All investments with FlidoFi are 100% secure, with funds directly deposited into Lido to ensure their safety and protection.

But the best part about FlidoFi is the peace of mind it provides with a fixed yield. Lock in your yield for up to three months into the future, and say goodbye to the stress of interest rate volatility.

FlidoFi makes it easy to get your hands on fTokens, which can be bought on the open market or minted using the "Advanced" mode on the dApp. When you lock in the staked ETH rate and receive your yield upfront, you forfeit your claim to the future yield. This yield becomes the responsibility of the fstETH holders, who take on the risk and potential reward of interest rate volatility.

By adding liquidity to the stETH/fstETH pool, holders of fstETH are eligible to earn trading fees every time someone flashstakes through FlidoFi and receives their upfront yield. Additionally, fstETH holders can reap the benefits of any increase in interest rates.

But why is the FLASH token beneficial?

By using Flido, a portion of the fees go into the Flash Capacitor, which can only be removed through the use of the FLASH token. So, FLASH holders can sell their token for profit or use it to help sustain the long-term growth of the Flido ecosystem.

FlidoFi is powered by Flashstake Protocol, a cutting-edge financial platform that allows you to earn a fixed return on your assets effortlessly. The upfront yield rate (APR) is determined by several factors, including staked token quantity, stake duration, available yield in the pool, and the availability of more efficient yield redemption routes.

The Flashstake Protocol enables a dynamic marketplace of time that caters to the needs of different users, using block timestamps instead of locking funds for a specific number of blocks. When you stake for a chosen duration, your funds become available precisely at the end of that period.