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USDe's Path Towards Traditional Finance: An In-Depth Analysis of the Ethena 2025 Roadmap
Since January 7, $BTC has initiated a downward trend, Altcoins have followed suit without exception, with $ENA experiencing a seven-day drop of -25%.
I just spent some time carefully reading 1/3 of the Ethena 2025 roadmap published, and I will share through this article the content worth paying attention to, as well as aspects that may affect the price, to help everyone judge possible opportunities for bottom-fishing ENA.
Before discussing ENA's price, it is necessary to understand the fundamentals of how the Ethena protocol operates—the performance of USDe (sUSDe).
1. USDe is steadily growing and occupies a place in decentralized finance (Defi).
I just spent some time carefully reading 1/3 of the Ethena 2025 roadmap published, and I will share through this article the content worth paying attention to, as well as aspects that may affect the price, to help everyone judge possible opportunities for bottom-fishing ENA.
Before discussing ENA's price, it is necessary to understand the fundamentals of how the Ethena protocol operates—the performance of USDe (sUSDe).
1. USDe is steadily growing and occupies a place in decentralized finance (Defi).
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Solayer will hold an ICO on 1/13-1/14, and participating users can obtain the Solayer metal debit card whitelist
Next week's snapshot is probably close to the mark. Yesterday, the Solayer activity in the exclusive airdrop area of Binance Web3 Wallet ended, and it was immediately announced that the community will be open to subscribe for tokens on Buidlpad. And as I guessed yesterday, Solayer Finance will be issued. Card
It is worth noting that according to community subscription documents, the hidden fully diluted valuation of LAYER tokens will reach $350 million.
Key information:
1. Participating in the community subscription of LAYER tokens requires completing KYC
2. The subscription tokens will be fully released during TGE and no lock-up is required.
3. You can subscribe through USDC, USDT, SOL, WIF, and BONK of the Solana chain
4. Community subscription participants automatically obtain the Solayer metal card whitelist (with physical card)
Those who want to earn price difference through ICO subscription can try it, or those who want to collect cryptocurrency metal debit cards can also participate (there are not many crypto metal cards on the market now?)
The author almost wants to rush to subscribe for the metal card haha
Of course, you can now participate in staking and accumulate points through Solayer’s official website. Although the activity interface of the Binance web3 front-end is closed, sol and BNSOL on Solayer’s official website still have a point bonus effect.
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※When you enter the official website for the first time and ask to fill in the invitation code, you are welcome to use my Code: "D2CQEZ"
(To generate an invitation code, you need to pledge more than 10 SOLs on the official website first. If you need it, you can use my invitation code directly)
※None of the above content constitutes investment advice. Users are advised to operate according to their own risk tolerance. DYOR participates in the investment market with caution.
※The attached picture is taken from the Solayer announcement
#Solayer #Airdrops #solana #payfi $SOL $WIF $BONK
Next week's snapshot is probably close to the mark. Yesterday, the Solayer activity in the exclusive airdrop area of Binance Web3 Wallet ended, and it was immediately announced that the community will be open to subscribe for tokens on Buidlpad. And as I guessed yesterday, Solayer Finance will be issued. Card
It is worth noting that according to community subscription documents, the hidden fully diluted valuation of LAYER tokens will reach $350 million.
Key information:
1. Participating in the community subscription of LAYER tokens requires completing KYC
2. The subscription tokens will be fully released during TGE and no lock-up is required.
3. You can subscribe through USDC, USDT, SOL, WIF, and BONK of the Solana chain
4. Community subscription participants automatically obtain the Solayer metal card whitelist (with physical card)
Those who want to earn price difference through ICO subscription can try it, or those who want to collect cryptocurrency metal debit cards can also participate (there are not many crypto metal cards on the market now?)
The author almost wants to rush to subscribe for the metal card haha
Of course, you can now participate in staking and accumulate points through Solayer’s official website. Although the activity interface of the Binance web3 front-end is closed, sol and BNSOL on Solayer’s official website still have a point bonus effect.
--------------------------
※When you enter the official website for the first time and ask to fill in the invitation code, you are welcome to use my Code: "D2CQEZ"
(To generate an invitation code, you need to pledge more than 10 SOLs on the official website first. If you need it, you can use my invitation code directly)
※None of the above content constitutes investment advice. Users are advised to operate according to their own risk tolerance. DYOR participates in the investment market with caution.
※The attached picture is taken from the Solayer announcement
#Solayer #Airdrops #solana #payfi $SOL $WIF $BONK
Solayer airdrops, high probability of currency issuance going directly to three major exchanges
Yesterday, 1/9, Solayer announced its cooperation with OKX Web3 Wallet, and the current APR on Earn is as high as 24.2% (SOL).
This is another cooperation project with a first-line exchange after Binance Web3 and Bybit Web3. If you haven’t planned the Solayer airdrop yet, it’s really going to happen soon.
Yesterday, I reminded everyone that there may be a snapshot next week. Those who have SOL can go to the Solayer official website to pledge it into sSOL.
I have the stablecoin USDC in my hand. I want to see if I can lend Solana or SOL LST like BNSOL to pledge it. It is not recommended to pledge USDC into sUSD because it takes 2-4 days to pledge the stablecoin (RWA). working period.
This is another cooperation project with a first-line exchange after Binance Web3 and Bybit Web3. If you haven’t planned the Solayer airdrop yet, it’s really going to happen soon.
Yesterday, I reminded everyone that there may be a snapshot next week. Those who have SOL can go to the Solayer official website to pledge it into sSOL.
I have the stablecoin USDC in my hand. I want to see if I can lend Solana or SOL LST like BNSOL to pledge it. It is not recommended to pledge USDC into sUSD because it takes 2-4 days to pledge the stablecoin (RWA). working period.
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Solayer airdrops, high probability of currency issuance going directly to three major exchanges
Yesterday, 1/9, Solayer announced its cooperation with OKX Web3 Wallet, and the current APR on Earn is as high as 24.2% (SOL).
This is another cooperation project with a first-line exchange after Binance Web3 and Bybit Web3. If you haven’t planned the Solayer airdrop yet, it’s really going to happen soon.
Yesterday, I reminded everyone that there may be a snapshot next week. Those who have SOL can go to the Solayer official website to pledge it into sSOL.
I have the stablecoin USDC in my hand. I want to see if I can lend Solana or SOL LST like BNSOL to pledge it. It is not recommended to pledge USDC into sUSD because it takes 2-4 days to pledge the stablecoin (RWA). working period.
This is another cooperation project with a first-line exchange after Binance Web3 and Bybit Web3. If you haven’t planned the Solayer airdrop yet, it’s really going to happen soon.
Yesterday, I reminded everyone that there may be a snapshot next week. Those who have SOL can go to the Solayer official website to pledge it into sSOL.
I have the stablecoin USDC in my hand. I want to see if I can lend Solana or SOL LST like BNSOL to pledge it. It is not recommended to pledge USDC into sUSD because it takes 2-4 days to pledge the stablecoin (RWA). working period.
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Benchmarking XRP, the Innovator in the PayFI Field - Velo
With XRP recently surging over 300%, closely approaching BTC, the PayFi sector led by XRP has once again attracted widespread attention from investors. Ripple, as a pioneer in the combination of traditional finance and blockchain technology, has once been a preferred partner for global financial crypto institutions. However, in the emerging PayFI (Payment Finance) track, another blockchain-based cross-border settlement technology project – Velo – is quietly rising as an undeniable force with its unique perspective and innovative business model.
I. The Rise of the PayFI Track
As financial technology continues to advance, the limitations of traditional payment methods are becoming increasingly apparent. Traditional payment systems often have high transaction costs and complex processes, while blockchain technology, with its decentralized, efficient, and low-cost characteristics, is gradually becoming the new favorite in the payment field. However, mere crypto payments are not enough to completely disrupt the traditional financial system. It is in this context that the PayFI track has emerged, bringing new possibilities to the payment industry.
I. The Rise of the PayFI Track
As financial technology continues to advance, the limitations of traditional payment methods are becoming increasingly apparent. Traditional payment systems often have high transaction costs and complex processes, while blockchain technology, with its decentralized, efficient, and low-cost characteristics, is gradually becoming the new favorite in the payment field. However, mere crypto payments are not enough to completely disrupt the traditional financial system. It is in this context that the PayFI track has emerged, bringing new possibilities to the payment industry.
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#ACH
Originally belonged to the Zhifu track, but this year a new concept #payfi has emerged, and ACH is not limited to the Zhifu track. On its platform, users can participate in various test chains to experiment, and additionally, ACH plans to launch its own Layer1.
I have a "Two-Wheel Market Theory": the first round is the speculative round, in which ACH experienced a significant rise in 2021; the second round is the ecological round, during which it is expected that ACH's ecosystem will be further showcased and developed.
Originally belonged to the Zhifu track, but this year a new concept #payfi has emerged, and ACH is not limited to the Zhifu track. On its platform, users can participate in various test chains to experiment, and additionally, ACH plans to launch its own Layer1.
I have a "Two-Wheel Market Theory": the first round is the speculative round, in which ACH experienced a significant rise in 2021; the second round is the ecological round, during which it is expected that ACH's ecosystem will be further showcased and developed.
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What is PayFi, and how does Solana relate to PayFi?
Musk's journey is toward the stars and the sea. Similarly, for the $20 trillion crypto market aiming for Mass Adoption, the $400 trillion - $600 trillion traditional financial market is also the stars and the sea.
We can see some paths, such as the rise of tokenization, but currently, the early RWA 1.0 assets are migrating to on-chain, yet the relatively illiquid model is not a long-term solution. Even if DePIN can revive the Internet of Things, it still struggles to hit the core.
Thus, we see Web3 payments can promote the large-scale adoption of stablecoins, which is core, especially for non-trading scenarios. The VISA stablecoin report tells us: the total supply of stablecoins is about $170 billion, settling assets worth trillions of dollars each year. Approximately 20 million addresses engage in stablecoin transactions on-chain each month. More than 120 million addresses hold non-zero stablecoin balances on-chain.
We can see some paths, such as the rise of tokenization, but currently, the early RWA 1.0 assets are migrating to on-chain, yet the relatively illiquid model is not a long-term solution. Even if DePIN can revive the Internet of Things, it still struggles to hit the core.
Thus, we see Web3 payments can promote the large-scale adoption of stablecoins, which is core, especially for non-trading scenarios. The VISA stablecoin report tells us: the total supply of stablecoins is about $170 billion, settling assets worth trillions of dollars each year. Approximately 20 million addresses engage in stablecoin transactions on-chain each month. More than 120 million addresses hold non-zero stablecoin balances on-chain.
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A global settlement network based on blockchain and compliance-first principles, providing individuals and businesses with fast, secure, and low-cost cross-border payments — Velo
Velo Labs has received its second strategic investment from UOBVM, a subsidiary of United Overseas Bank (exact amount undisclosed).
As a financial giant with a market capitalization exceeding SGD 54 billion and total assets under management exceeding SGD 500 billion, United Overseas Bank will collaborate with Velo Labs to promote Web3-based financial solutions and settlement networks, facilitating global value transfer.
Velo began its partnership with Visa back in 2020, and Velo Labs, Lightnet, and Visa will co-develop payment solutions in Asia. The $VELO token will serve as a digital asset collateral for financial solutions.
Velo is a blockchain-driven financial infrastructure that connects traditional finance with Web3 applications, with key technological highlights including:
Stellar supports fast, low-cost transactions; Nova provides EVM-compatible smart contracts; Warp bridge supports cross-chain token transfers; Orbit integrates Web2 and Web3 rewards, empowering loyalty programs.
Velo partners with giants like Laos PTLH, Openeden, and Securitize to connect blockchain with real-world assets, aiming to become a leader in PayFi in Asia!
Cross-chain capabilities cover platforms such as BSC, TON, Solana, Stellar, etc., with core products: Universe, Warp, Orbit.
Expanding global financial opportunities, interoperability, and scalability! A promising future worth paying attention to!
$BTC
#区块链 #payfi #跨链交易 #DeFi #Velo
Velo Labs has received its second strategic investment from UOBVM, a subsidiary of United Overseas Bank (exact amount undisclosed).
As a financial giant with a market capitalization exceeding SGD 54 billion and total assets under management exceeding SGD 500 billion, United Overseas Bank will collaborate with Velo Labs to promote Web3-based financial solutions and settlement networks, facilitating global value transfer.
Velo began its partnership with Visa back in 2020, and Velo Labs, Lightnet, and Visa will co-develop payment solutions in Asia. The $VELO token will serve as a digital asset collateral for financial solutions.
Velo is a blockchain-driven financial infrastructure that connects traditional finance with Web3 applications, with key technological highlights including:
Stellar supports fast, low-cost transactions; Nova provides EVM-compatible smart contracts; Warp bridge supports cross-chain token transfers; Orbit integrates Web2 and Web3 rewards, empowering loyalty programs.
Velo partners with giants like Laos PTLH, Openeden, and Securitize to connect blockchain with real-world assets, aiming to become a leader in PayFi in Asia!
Cross-chain capabilities cover platforms such as BSC, TON, Solana, Stellar, etc., with core products: Universe, Warp, Orbit.
Expanding global financial opportunities, interoperability, and scalability! A promising future worth paying attention to!
$BTC
#区块链 #payfi #跨链交易 #DeFi #Velo
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PayFi - A trillion-dollar track, a new force in the transformation of the global financial landscape?
On October 17, 2024, 137Labs, together with Polyflow, Ample FinTech, and Fiat24, co-hosted an X Space event with the theme of [PayFi - a trillion-dollar track, a new force in the transformation of the global financial landscape? ] This event brought together many experts and senior industry practitioners from the Web3 field to discuss in depth the future development direction and innovation opportunities of the PayFi track.
Preface
As a new concept in the field of financial technology, PayFi is gradually reshaping the global payment and financial landscape by combining decentralized finance (DeFi), encrypted payment, privacy protection and other technologies. In this discussion, Will from PolyFlow, Bocai from Ample FinTech, Fiat24 co-founder 902 and Zuo Ye shared their insights on encrypted payment, the game between government digital currency (CBDC) and stablecoin, and the balance between privacy and compliance.
Preface
As a new concept in the field of financial technology, PayFi is gradually reshaping the global payment and financial landscape by combining decentralized finance (DeFi), encrypted payment, privacy protection and other technologies. In this discussion, Will from PolyFlow, Bocai from Ample FinTech, Fiat24 co-founder 902 and Zuo Ye shared their insights on encrypted payment, the game between government digital currency (CBDC) and stablecoin, and the balance between privacy and compliance.