New scheme of fraud with bank cards uncovered
VTB specialists have identified a new scheme of fraud: they now rent bank cards from so-called "drops" to withdraw stolen money, the VTB press service told RIA Novosti.
“Previously, attackers bought cards and got rid of them after completing transactions. Now they seek to shift responsibility to the original cardholders, making them accomplices in the crime,” the bank's press service said.
They explained that the fraudsters use third-party bank accounts and cards with logins and passwords in banking applications; the victim is asked to transfer money to them.
The fraudsters rent third-party credit cards to ordinary users (so-called drops), convincing them that it is safe.
“They (the fraudsters - ed.) convince potential customers that handing over a bank card and accessing banking services is safe and promise easy and legal profits.
It is much easier for them to convince a conscientious user not to sell, but to hand over his card for a while. People readily believe that such a transfer is completely safe,” Dmitry Revyakin, head of the department for the protection of corporate interests at VTB, was quoted as saying in the press service.
At the same time, he warned that such a transfer carries many risks - from being blacklisted by banks to being an accomplice to a criminal offense.
“Many people do not think about the fact that they themselves can become victims of fraudsters: having gained access to their data from their personal accounts, attackers can give them loans and leave them as debtors,” Revyakin added.
#fraudes