APR
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APY Vs APR
Key Differences Between APY and APR
1. Definition:
- APR (Annual Percentage Rate): This is the simple interest rate calculated on your initial investment over a year. APR does not account for compounding interest.
- APY (Annual Percentage Yield): APY includes the interest rate and the effect of compounding, which means it reflects the additional interest earned as the interest itself is reinvested over time.
2. Compounding:
- With APR, you earn interest on your original principal only. For example, if Binance offers 5% APR on a staking pool, you’ll receive 5% interest on the initial amount, assuming none of the interest is reinvested.
- APY takes into account the compounding frequency. For example, if Binance compounds your staking rewards weekly, the interest earned each week is added back to your principal, meaning future interest is calculated on this larger amount. This will give you a higher total return compared to APR.
3. Simple Example:
- Let’s say Binance offers a 5% APR on staking BNB. If Binance compounds rewards weekly, the APY might be around 5.12%. The small increase happens because APY accounts for the compounding effect.
4. Which is Higher?
- APY is always higher than or equal to APR because of compounding. The more frequently the interest is compounded (daily, weekly, monthly), the larger the difference between APY and APR.
5. When to Use APR vs. APY:
- APR is useful for comparing simple interest rates, such as when borrowing or lending without compounding.
- APY is better when comparing investment returns, such as staking or yield farming, where compounding plays a role.
Binance-Specific Example:
- On Binance, when you stake tokens (e.g., BNB or USDT), you’ll often see both APR and APY displayed. The APY will typically be higher because it includes the effect of compounding.
- For staking products on Binance, it’s important to check the compounding frequency to fully understand how much you can earn.
#HamsterKombat #apr #apy
1. Definition:
- APR (Annual Percentage Rate): This is the simple interest rate calculated on your initial investment over a year. APR does not account for compounding interest.
- APY (Annual Percentage Yield): APY includes the interest rate and the effect of compounding, which means it reflects the additional interest earned as the interest itself is reinvested over time.
2. Compounding:
- With APR, you earn interest on your original principal only. For example, if Binance offers 5% APR on a staking pool, you’ll receive 5% interest on the initial amount, assuming none of the interest is reinvested.
- APY takes into account the compounding frequency. For example, if Binance compounds your staking rewards weekly, the interest earned each week is added back to your principal, meaning future interest is calculated on this larger amount. This will give you a higher total return compared to APR.
3. Simple Example:
- Let’s say Binance offers a 5% APR on staking BNB. If Binance compounds rewards weekly, the APY might be around 5.12%. The small increase happens because APY accounts for the compounding effect.
4. Which is Higher?
- APY is always higher than or equal to APR because of compounding. The more frequently the interest is compounded (daily, weekly, monthly), the larger the difference between APY and APR.
5. When to Use APR vs. APY:
- APR is useful for comparing simple interest rates, such as when borrowing or lending without compounding.
- APY is better when comparing investment returns, such as staking or yield farming, where compounding plays a role.
Binance-Specific Example:
- On Binance, when you stake tokens (e.g., BNB or USDT), you’ll often see both APR and APY displayed. The APY will typically be higher because it includes the effect of compounding.
- For staking products on Binance, it’s important to check the compounding frequency to fully understand how much you can earn.
#HamsterKombat #apr #apy
Participation and scoring system
Megadrop
Users can participate in Megadrop in two main ways:
Subscription to Locked BNB Products: Users earn points based on the amount of BNB subscribed and the duration of the lock period. The longer the lock period, the higher the score will be.
Completion of Web3 Missions: By completing the designated missions in the Binance Web3 wallet, users can earn bonuses and mission multipliers. A user’s total score is calculated as follows:
java
Copy code
Total Score = (Punteggio BNB Bloccato * Web3 Mission Multiplier) + Web3 Mission Bonus
The scoring system assigns Megadrop rewards based on each user’s total score compared to the total score of all qualified users.
In preparation for future Megadrop events, Binance has updated the annual percentage rates (APR) and increased the maximum subscription limits for locked BNB products. For example, for a lock-up period of 120 days, the APR is now 1.69%, with a maximum subscription limit of 20,000 BNB
#Megadrop #StartInvestingInCrypto #apr #BNB_Free
Megadrop
Users can participate in Megadrop in two main ways:
Subscription to Locked BNB Products: Users earn points based on the amount of BNB subscribed and the duration of the lock period. The longer the lock period, the higher the score will be.
Completion of Web3 Missions: By completing the designated missions in the Binance Web3 wallet, users can earn bonuses and mission multipliers. A user’s total score is calculated as follows:
java
Copy code
Total Score = (Punteggio BNB Bloccato * Web3 Mission Multiplier) + Web3 Mission Bonus
The scoring system assigns Megadrop rewards based on each user’s total score compared to the total score of all qualified users.
In preparation for future Megadrop events, Binance has updated the annual percentage rates (APR) and increased the maximum subscription limits for locked BNB products. For example, for a lock-up period of 120 days, the APR is now 1.69%, with a maximum subscription limit of 20,000 BNB
#Megadrop #StartInvestingInCrypto #apr #BNB_Free
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Binance Announcement
--
Simple Earn USDC Products: Enjoy up to 9% APR Bonus per Tier!
This is a general advertisement and marketing communication. The products and services mentioned herein may not be available in your region.
Caros Binancers,
[Binance Simple Earn](https://www.%suffixOrigin%/%locale%/simple-earn) is pleased to extend the promotion to [Produtos Flexíveis do Simple Earn em USDC](https://www.%suffixOrigin%/%locale%/earn/simple-earn?asset=USDC)! During the promotion period, users who sign up for the Simple Earn Flexible USDC Product will be eligible to enjoy 9% Tier Bonus APR in addition to the Real-Time APR rewards.
Caros Binancers,
[Binance Simple Earn](https://www.%suffixOrigin%/%locale%/simple-earn) is pleased to extend the promotion to [Produtos Flexíveis do Simple Earn em USDC](https://www.%suffixOrigin%/%locale%/earn/simple-earn?asset=USDC)! During the promotion period, users who sign up for the Simple Earn Flexible USDC Product will be eligible to enjoy 9% Tier Bonus APR in addition to the Real-Time APR rewards.
📢 Fellow Binancians,
Exciting news! Binance Simple Earn is offering a special promotion for AVA (AVA) Simple Earn Flexible Products! From now until September 18, 2024 (UTC), subscribers can earn up to 6% bonus Tiered APR on top of Real-Time APR rewards.
Here are the details:
Products: AVA Flexible Products
Promotion Period: June 21, 2024, to September 18, 2024 (UTC)
Bonus Tiered APR: Up to 6% extra, distributed daily to your Spot Wallet
Real-Time APR: Earned every minute, accumulated directly in your Earn Wallet
Subscription Details:
Duration: Flexible
Minimum Subscription: 0.1 AVA
Maximum Subscription: Up to 600,000 AVA (different tiers apply)
Don't miss out on this opportunity to maximize your earnings with AVA! Stay tuned for more crypto sights! 👍
📢Remember: A lot of Hardwork goes into providing you with the Best Investment Articles. Your Generous Tips would Empower our Mission and help us to work even Harder for you to give the Best Investment Advice.
#apr
Exciting news! Binance Simple Earn is offering a special promotion for AVA (AVA) Simple Earn Flexible Products! From now until September 18, 2024 (UTC), subscribers can earn up to 6% bonus Tiered APR on top of Real-Time APR rewards.
Here are the details:
Products: AVA Flexible Products
Promotion Period: June 21, 2024, to September 18, 2024 (UTC)
Bonus Tiered APR: Up to 6% extra, distributed daily to your Spot Wallet
Real-Time APR: Earned every minute, accumulated directly in your Earn Wallet
Subscription Details:
Duration: Flexible
Minimum Subscription: 0.1 AVA
Maximum Subscription: Up to 600,000 AVA (different tiers apply)
Don't miss out on this opportunity to maximize your earnings with AVA! Stay tuned for more crypto sights! 👍
📢Remember: A lot of Hardwork goes into providing you with the Best Investment Articles. Your Generous Tips would Empower our Mission and help us to work even Harder for you to give the Best Investment Advice.
#apr
See original
$OM $USUAL $BTC
For beginners, with little money: patience.
Prepare your investment;
I didn't put everything in one currency!
Leave a part in APR ($tether usdc) between 50 to 80%
The rest goes to the rally (FOMO) and good luck in choosing the project.
But why most of it in APR?
There your money is safe, and you can collect the income to reinvest, explore new currencies or withdraw.#BecomeCreator #APR
For beginners, with little money: patience.
Prepare your investment;
I didn't put everything in one currency!
Leave a part in APR ($tether usdc) between 50 to 80%
The rest goes to the rally (FOMO) and good luck in choosing the project.
But why most of it in APR?
There your money is safe, and you can collect the income to reinvest, explore new currencies or withdraw.#BecomeCreator #APR
The problem is that 3/4 of them don't understand anything about the stock market and crypto-currencies. They only use them to obtain a gain on #bullrun effects or place sell orders hoping that one day they'll reach that amount!
yet all this time earning crypto-currencies remains possible with attractive real time percentage offers but they don't use them to make profit it's sad! Currently there is on #reinetwork + 6% APR in #earn #apr $REI
yet all this time earning crypto-currencies remains possible with attractive real time percentage offers but they don't use them to make profit it's sad! Currently there is on #reinetwork + 6% APR in #earn #apr $REI
Earn Wednesday: New Limited-Time Offers Available Now! (2024-12-11)
Fellow Binancians,
Binance Earn presents to you new offers that will launch each Wednesday. Stay tuned for Earn Wednesday to get rewards across Simple Earn, ETH Staking, SOL Staking, Dual Investment and more.
Trending Limited-Time Offers
Product
Offerings
Duration
APR
Min. Subscription Limit per User
Max. Subscription Limit per User
Flexible Products
USDT
Flexible
Real-Time APR
(Approx. 5%)
+
5% Bonus Tiered APR
(Tier 0 - 500 USDT)
0.1 USDT
Unlimited
ETH
Flexible
Real-Time APR
(Approx. 1.07%)
+
0.5% Bonus Tiered APR
(Tier 0 - 0.2 ETH)
0.002 ETH
Unlimited
EURI
Flexible
Real-Time APR
(Approx. 1.5%)
+
7% Bonus Tiered APR
(Tier 0 - 500 EURI)
0.1 EURI
2,000,000 EURI
MOVE
Flexible
Real-Time APR
(Approx. 10%)
1 MOVE
600,000 MOVE
GMT
Flexible
Real-Time APR
(Approx. 17.5%)
1 GMT
6,000,000 GMT
TROY
Flexible
Real-Time APR
(Approx. 8%)
10 TROY
50,000,000 TROY
Locked Products
BNB
120 Days
0.28%
+
HODLer Airdrops, Megadrop, and Launchpool rewards (where applicable)
0.05 BNB
300,000 BNB
FDUSD
14 Days
16.2%
0.1 FDUSD
1,000 FDUSD
ETH Staking
ETH
Flexible
Dynamic APR(Approx. 3%)
0.0001 ETH
Unlimited
SOL Staking
SOL
Flexible
Dynamic APR(Approx. 8%)
0.01 SOL
Unlimited
Dual Investment
BTC
Multiple Settlement Dates
Up to 15% or more
0.00001 BTC
200 BTC per subscription
ETH
Multiple Settlement Dates
Up to 15% or more
0.0001 ETH
4,000 ETH per subscription
Please Note:
Flexible and Locked Products
Binance reserves the right to adjust APRs at any time without prior notice.
Offers are available on a first-come, first-served basis.
Once subscribed, users can view their assets by going to Wallets > Earn.
#EarnFreeCrypto2024 #BecomeCreator #APR #staking #Stake $SOL $GMT @Binance Academy @Binance LATAM Official @Binance Search @Binance España @Binance Labs @Binance Customer Support @Binance Announcement @Binance Earn Official @Binance Earn
Fellow Binancians,
Binance Earn presents to you new offers that will launch each Wednesday. Stay tuned for Earn Wednesday to get rewards across Simple Earn, ETH Staking, SOL Staking, Dual Investment and more.
Trending Limited-Time Offers
Product
Offerings
Duration
APR
Min. Subscription Limit per User
Max. Subscription Limit per User
Flexible Products
USDT
Flexible
Real-Time APR
(Approx. 5%)
+
5% Bonus Tiered APR
(Tier 0 - 500 USDT)
0.1 USDT
Unlimited
ETH
Flexible
Real-Time APR
(Approx. 1.07%)
+
0.5% Bonus Tiered APR
(Tier 0 - 0.2 ETH)
0.002 ETH
Unlimited
EURI
Flexible
Real-Time APR
(Approx. 1.5%)
+
7% Bonus Tiered APR
(Tier 0 - 500 EURI)
0.1 EURI
2,000,000 EURI
MOVE
Flexible
Real-Time APR
(Approx. 10%)
1 MOVE
600,000 MOVE
GMT
Flexible
Real-Time APR
(Approx. 17.5%)
1 GMT
6,000,000 GMT
TROY
Flexible
Real-Time APR
(Approx. 8%)
10 TROY
50,000,000 TROY
Locked Products
BNB
120 Days
0.28%
+
HODLer Airdrops, Megadrop, and Launchpool rewards (where applicable)
0.05 BNB
300,000 BNB
FDUSD
14 Days
16.2%
0.1 FDUSD
1,000 FDUSD
ETH Staking
ETH
Flexible
Dynamic APR(Approx. 3%)
0.0001 ETH
Unlimited
SOL Staking
SOL
Flexible
Dynamic APR(Approx. 8%)
0.01 SOL
Unlimited
Dual Investment
BTC
Multiple Settlement Dates
Up to 15% or more
0.00001 BTC
200 BTC per subscription
ETH
Multiple Settlement Dates
Up to 15% or more
0.0001 ETH
4,000 ETH per subscription
Please Note:
Flexible and Locked Products
Binance reserves the right to adjust APRs at any time without prior notice.
Offers are available on a first-come, first-served basis.
Once subscribed, users can view their assets by going to Wallets > Earn.
#EarnFreeCrypto2024 #BecomeCreator #APR #staking #Stake $SOL $GMT @Binance Academy @Binance LATAM Official @Binance Search @Binance España @Binance Labs @Binance Customer Support @Binance Announcement @Binance Earn Official @Binance Earn